Of course there's financial privilege.
It's when you
Earn enough to cover the cost of a roof over your head.
Earn enough that the gas/electric statement in April, giving the amount that will be taken by Direct Debit only causes a sharp intake of breath instead of panic and you haven't spent days sitting in a freezing cold room, unable to cook anything because the credit's run out on the meters.
Earn enough that you're never in the situation of not having enough money to get to work.
Can pick up what you fancy eating or is healthy in the supermarket, rather than trying to make do with whatever's reduced to clear, even if you don't like it/it's nutritionally useless beyond providing some calories.
Don't worry about being ill because if you are, you can pick up a prescription or buy something OTC.
Aren't bothered by having to WFH because whilst self isolating is crap, you've got an internet connection, a phone and a laptop on which to do the work. And you can put the heating on if you feel like it.
Aren't bothered by the weather suddenly getting cold and wet because you've already got a coat, umbrella and shoes that don't let water in. And if you find that your shoes do let water in or the sole separates, well, you can buy another pair or take them to be resoled.
Don't have to worry about whether your clothes are suitable for work, as a red sock disaster is just a pain in the arse and something that tears & can't be repaired can be replaced.
Don't have to worry about smelling bad because you've got the means to dry your clothes even in the winter without them hanging around and mouldering.
Don't dread brown envelopes in the post.
Don't have that moment of fear at the checkout, thinking 'please go through, please go through'.
Don't dread the thump on the front door because it's the Amazon driver, not a bailiff.
Know that whatever happens with Covid, your job/your DP's job, you'll be alright for a few months until one of you picks up some more work, because you each earn enough in your own right to cover the bills, rather than wondering how you'll make it to the 27th with no money for food, rent, mortgage or council tax.
In the great scheme of things, we earn fuck all. But we are still hugely privileged compared to many, many people - and compared to how we were two years ago, when he had to leave his father alone, rather than stay and care for him following a stroke because I could not afford to support him being there and pay the bills by myself for more than two months before I'd completely run out of money and available credit.