Long story short, I’m skint. Add to that, we have so much STUFF.
I spend so much money on coffee/drive thru/tat from b&M etc etc. I’m in so much debt. About £14k. I need to sort it out! I’m thinking of doing a no spend November and trying to have a clear out, sell my old handbags etc. Is it crazy so close to Christmas though?? Any other tips?