To feel rather bored with mortgage payment every mth

[blagaaw99]

Just that really, it's such a lot of money per month. When you think what else that money could be spent on. Can't wait til it's paid off. Anyone else feel like this?

[Lemonylemony]

Farrrrk.....£3k/month?!? Are you renting a penthouse on the moon?!?

[User7312019]

When I was renting I felt like this because you’re just throwing it away every month. I think we appreciate it a bit more after having to rent for a few years before we could buy. A mortgage is a privilege.

[Burnthurst187]

Look at the bigger picture, you're slowly chipping away at the overall figure. Better than renting a place or a car that you'll never own

[TheTrollFairy]

@celerystix your house must be massive (or in London) that’s so much money!

[blagaaw99]

It's not about that lemony. It's about the cost going on and on and on

[Megan2018]

It’s not our biggest bill by a long way so the mortgage is the least of our worries!
But paying all the bills is a constant worry.

[blagaaw99]

Ok, if could take out bit about mortgage from my post and just make it about relentless bills and costs I would. Sorry I was insensitive all

[Smallsteps88]

Just that really, it's such a lot of money per month. When you think what else that money could be spent on.

Ha. Try spending double (or triple) that on rent for the same house that you’ll never own and someone else will benefit from you having paid. You should be thankful you can pay a mortgage on your own home that you get to keep. I’d love to be in your position.

[NameChange84]

I voted YABU. Rental costs are much more and now as a homeowner myself I’m actually grateful the costs are less AND it’s my property it’s going to not someone else’s!

[Florencex]

No, how can you get “bored” or a mortgage payment.

[blagaaw99]

I don't mind tax or council tax as feel there's no choice in that

[CatRamsey]

I don't even notice it tbh.

[celerystix]

@TheTrollFairy a (nice but not big) flat in central London 😩

[apric0t]

I love my monthly mortgage payment as my rent previously was £1,700+ and now my mortgage is under £650 wahooo!

[MsEllany]

Honestly my mortgage payment is less than £300 so I don't actually mind it. Before you get jealous, my house is worth less than £100k - it's not because I've nearly paid it off or anything!

The one bed flat I lived in 15-odd years ago is no rentable for twice my current mortgage on a 3 bed terrace. Madness.

[unmarkedbythat]

No I rent, I want a mortgage payment to be bored by!

When we first moved in together dh made me laugh, in the second month I said the council tax is due give me half please and he said "but we paid last month!" He really thought £44 would cover a whole year's council tax, the dick.

[nevermorelenore]

@CremeEggThief

YABU. Spare a thought for those of us who have to spend as much or more on rent, and most likely will never own our own properties.

Same! Especially when you get the lectures 'oh you really ought to buy a place? What will you do in retirement?' Well, I don't bloody know!

At least a mortgage is building equity and giving you security.

[Doingitaloneandproud]

I'd love to be in the position of owning my own home and paying off a mortgage bill each month so YABU

[Hingeandbracket]

OP are you similarly bored with eating, breathing and sleeping.

[CoronaIsWatching]

@celerystix

How much is it OP?

Our rent is £3,000 a month. Be lucky you have an asset.

Just move out of the SE

[Twillow]

I've certainly been bored of paying rent for something I don't much like, can't change to my taste much and will never make a profit from.

[magicstar1]

My mortgage payment is 995 for a 3 bed detached in a nice area. My brother and girlfriend pay 1450 rent for a 1 bed about fifteen minutes fri here. I’d much rather the mortgage...even if I can’t wait for it to be gone lol.

[blagaaw99]

Hingeandbracket....erm...I do get bored by cooking and washing up, does that count?!

[PattyPan]

Yanbu, we are saving up to overpay and get rid of the mortgage asap (hopefully we’ll before the 25 years are up)! Could that be an option for you? We are on a fix but we can still overpay by 10% each year - we can’t manage that much but every little helps and it’s really satisfying when they send a letter confirming the end date has moved up by x months!

[SantaClaritaDiet]

It didn't take long for the usual competition to the bottom to start

It's not insensitive to be gutted to see how much money is wasted on interest and home maintenance. If you were wealthy, you'd pay it cash!

OP, I agree with you! Just look at the yearly statement and the big chunk that has been paid that year.