to cancel all the subscriptions and not pay the fees

[EXitplan]

dp and I have separated

He's financially abusive He's also a master of gaslighting. Its took 3 years to get out. He took ever penny with him when he finally left.

I have the house (council) but things like the electricity, broadband etc are in his name so he can cancel any time he wants and holds it over me. I am paying all these things and he is paying £12 a week for the 2 kids (income 18k with covid and having no work for 4 months and lots of cash on hand going on) based on non covid years his salary is 30k and we live in Central Scotland.

Aibu to cancel all the things in his name or replace them and not pay the cancellation fees? I don't know if I will be liable for them or not but I can't live with having the threat of things being cancelled hanging over me.

If I set up electric and broadband in my name what will happen to the other contacts?

I should have added he won't call and cancel them himself he says it's to avoid fees.

If its only in his name, he'll have to call the companies and cancel, however you can just cancel the DD with your bank and when they send letters, just return stating he's moved and set up stuff in your own name. No repurcussions for you

I don’t think you’ll be able to cancel anything that’s not in your name?

Call them and ask them. Not sure about broadband, but electric and gas should be doable with proof you live there by yourself. Ask them what they need. Maybe ask women's aid too. I am sure they dealt with this often

@19lottie82

I don’t think you’ll be able to cancel anything that’s not in your name?

But you can stop paying.

Just stop, not your credit record that will be fucked

If you want, you could give him the heads up

You can set up new accounts in your name with suppliers from the date he moved out etc.... they can chase him for any outstanding monies etc...
You can't cancel his accounts but if you set up new ones then he stops being responsible from that date etc x

As householder, I would call the utilities and explain that you are the householder and its from your accounts the bill is paid. It might be cleaner than the aggravation and threats to disconnect/install meters. It won't be the first time they've had this though you may have a slight rigmarole for identity purposes.

Good luck.

I’d just stop Paying everything and let his credit score fuck up.
I’d get new suppliers for everything, and any mail that came I would throw in the bin to make sure his credit is screwed.
But I’m malicious.

Phone up the companies, say he’s moved out, give them a meter reading and start a new account in your name...

It isn’t more difficult than that, surely?

When my ex moved out I phoned the electricity/gas and water companies and changed them over to my name. It was really easy to do.

Not sure about broadband as my ex still pays for it under his name.

I'd call them,tell them Mr X has moved out and you need to set up the accounts in your name, what do you do

Give them a forwarding address if you can.

Utilities can be easily changed, no questions asked. Just set up new accounts and they’ll bill you from whatever dates/ reading you provide.

Broadband however I’m not so sure.

If the bills or DD's are in his name only you are not obliged to pay them.

Easily sorted by phone. It’s a very common scenario.
The only thing I had an issue with was my mobile.
It was in his name ( so he could track my use) but I paid it. They refused to let me transfer it into my name so I stopped paying. They chased him. He tried to palm it off on me but had his arse handed to him on a plate in court.

You need to put to the utilities in your name.

You can't cancel stuff not in your name .

You don't need him to cancel. Tell them you are new tenant and he doesn't live there any more and you have no forwarding address. It's piss easy. Good luck to you

Easy to change utilities. Anything else, just stop paying.

Tell them the previous Tennant has moved, and give them his address.

Yep, change suppliers/set up your own accounts.

You can't cancel on his behalf but you can certainly stop paying in his name.

Thanks. I know I can do it but then he starts saying things that make me doubt myself.

I don't want to pay any cancellation fees I've little enough as it is.

You're not liable - it was all in his name.
And you were not married, so there's no joint liability.

Check with Citizen's Advice if you're really worried, but it's in his name, it's his problem.

you can make make his stupid attacks backfire easily, but if you fuck with him a lot and if you do it in an obvious way you'll be creating a path for him to seek revenge
I dont mean kow tow, I mean be strategic, think everything through, play the long game

Explain that you are now responsible for the utilities at X address, the account will be set up in your name and you set up the direct debit. Treat it as if you have just moved in. I am assuming as you said "dp" you have a different surname.

They will need meter readings to start your account from. How long ago did he move out?