NATIONWIDE - anyone an underwriter?

[jwills]

Mortgage advisor has put the wrong ‘declared address’ on our application.

Will we need to start all over again? Nationwide asking for proof of address from wrong declared address which we obviously can’t give.

Losing the will to live with it all! 2 months later!

Thank you!

Or anyone who works for another other mortgage provider!!

I'm sorry I have no help for you but wanted to give sympathy as we are currently waiting for our mortgage approval from Nationwide - it's been weeks longer than stated and every week they tell us "it'll be next week" hope you get sorted out soon!

@greythrow thank you! They are just awful. We’ve had it escalated. It’s been a nightmare from the start and now this! Good luck with yours!

Bump

Your broker should just be able to make an amendment as it was their error, however nationwide are running to 17 day service levels at the moment, meaning if it’s done tomorrow if won’t be looked at until 7th October. I feel for you, it’s a painful process, and all lenders are struggling a bit at the moment with the sheer volume of applications.

@2ndAugust thank you!

Can he make the amendment over the phone or should he submit it in writing?

Wow my mortgage with them was really smooth, we just changed deal and it took 5 minutes!

@BashfulClam were you remortgaging with nationwide having already had a mortgage with them? Just wondering if you need to do a new credit check, look at accounts etc?

I'm an underwriter with a different bank, he will just have to update it with them and they'll run a new credit check

No you shouldn't have to start again. I work in conveyancing and we often get mortgage offers come through with wrong addresses, clients names spelt wrong etc etc. These types of things, you should just be able to get amended. Speak to your broker.

@AldiAisleofCrap yes, we just went online and selected current customers picked our deal and that was it. Got an e-mail saying ‘done’ we didn’t need to provide any more info.

@BashfulClam phew that’s a relief was a bit stressful when when we bought our home and our fix is ending next year.
Hope you get yours sorted ASAP @jwills

@AldiAisleofCrap we’re now on 5 years fixed and will save £100+ a year but we just gave them our account details and it was done.

Five year fix is what we are looking for also, we only fixed for three years when we got the mortgage.

To change deal with the same lender is the quickest and easiest thing you can do, usually does not involve a credit check. @AldiAisleofCrap

@jwills her may have to send in a form, best he calls first and they will tell him what they require. If differs from lender to lender.

Thanks @2ndAugust

@2ndAugust thank you!

Buying a home with nationwide already have a mortgage with them, application now been with underwriters for 4 weeks and 1 day wish I went with someone else 🤦🏼‍♀️

Good news! Finally had mortgage offer yesterday. Application submitted 22nd July, offer 17th Sept - better late than never!

@jwills that’s fantastic news.

@AldiAisleofCrap thank you! Delighted!