Speaking as someone with a lot of experience in childcare and child development
A waste of money! Especially as you say you’re NOT wealthy. We’ve a MAJOR recession looming and you will need money for your dcs future. She won’t even remember all this
B WAY too structured as a pp said free play is far more useful to development at this age and allows her to develop her own personality and likes/dislikes
C too much physical strain potentially exhausting (meaning she’s too tired to develop in other ways) and potentially harmful to a little body, horse riding at this age particularly concerns me, frankly I’d be concerned about the people willing to offer lessons so young and would wonder if they’re legit! I very much doubt reputable insurers would be happy about this!
D your wording suggests this is more about you living vicariously than doing what you genuinely believe is good for her. She is not you or your clone
E over scheduling is harmful to children’s mental health. It teaches them they always have to be “doing something” as someone who was raised similarly and who now suffers extreme mh issues and from witnessing similar as a childcarer of many I think the single greatest gift a parent can give their child is permission to relax!
Down time is HUGELY underrated as is boredom. So so many children would benefit from appreciating boredom on occasion and learning how to relax - a skill that will serve them their whole lives.
Set aside what you’re spending now for when she’s older.
Trust me as soon as she hits high school age when EVERYTHING Becomes so much more expensive you’ll be glad!
Are you saving for dc going to uni? The way things are going economy wise that to me would be a far better idea.
Why doesn’t she go to nursery? Socialising in an environment with trained child development rather than hobby providers would be much more sensible and useful.
She is 2 and you have already stereotyped her into the 'girls' hobbies.
For that alone YABU
Well spotted! - and I agree!
You’re also going to knacker yourself if you try and keep up this level of highly involved parenting to at least 2 dc!