Oh I have often thought about this.
On my side of the family, there is only my sister, her husband and daughter. I would make sure my sister a hefty amount so she could buy the house she has always wanted, and put some money by for my niece. My 2 close friends (who are also like sisters to me) I would give a hefty amount too.
DH’s family well if it were up to me I would only give one brother and one sister (he has 3 brothers and 3 sisters and his mum). If it were up to me I would give the rest fuck all we never see them anyway and they are so 2 faced!
My 2 kids I would make sure were set up for life. The oldest cannot find permanent employment so I would buy a flat for and a car but he would only get an allowance every month (equivalent of working at minimum wage for his age) and he would need to pay his bills (except mortgage and car payments).
The youngest is still at school so would still be living at home, he is working towards going to Uni so I would be able to do that for him.
The rest I would out into charity.
I dint even know if I would move house, I love my house, so I would get it decorated exactly the way I would like it.
Both DH and I would give up our jobs and go on holidays. I wouldn’t change anything else.
It wouldn’t make much of a difference to my life except the travelling but it would make a massive difference to my kids, sister and friends’ lives.
You can see I’ve put a lot of thought into it lol . Oh I would buy myself a lovely designer handbag.