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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

People on universal credit - how much do you get a month?

251 replies

VodkaCranberry2 · 25/05/2020 13:13

Just been approved for UC for me and my DP and my new baby however baby isn’t registered on there yet due to his birth not being registered yet (been told to wait 21 days because offices have not been taking appointments). We got an advance of £1,244. But won’t find out how much we get a month for 5 weeks. I’m just wondering if anyone else is getting it and what sort of figure we can expect to get?

Me - self employed, ending maternity this week
Partner - works in a supermarket

Thank you and sorry for posting here wasn’t sure which topic to post in.

OP posts:
Babyroobs · 25/05/2020 15:39

Yerroblemom - It will not be a random payment, it is calculated on earnings in your Uc assessment period. UC is paid monthly one week after the last day of your assessment period. If it is only £90 then it will be because of your partners earnings but you need to check all elements are correct on your statement if you want to be sure it's correct. If it's your first payment then do check carefully as elements often get missed off.

Babyroobs · 25/05/2020 15:41

ReturnofSaturn - people can claim if both working, it depends on rent amount, children etc whether you are entitled to Uc.

Popcat120 · 25/05/2020 15:43

We're on UC as my partner isn't working at all at the moment due to ill health.
I get paid 1350 ish working 28.5 hour a week as a nurse,
And we get about 1250 UC,
That includes an extra payment of 336 for limited capability to work though (been assessed as that) .
We've got one child.

So minus the limited capability payment, we get about 900 UC a month.

We didn't get an advance though so haven't got to pay any back each month.

ReturnofSaturn · 25/05/2020 15:45

ReturnofSaturn - people can claim if both working, it depends on rent amount, children etc whether you are entitled to Uc.

Thanks.
Only my husband works full time? I'm stay at home.
Or do both have to be working to claim something?

Babyroobs · 25/05/2020 15:47

No you don't need to both be working, they are unlikely to make you look for work if your husband earns over a certain amount which is very low something like £530 a month ( I may be wrong there)

Napssavelives · 25/05/2020 15:50

Single parent, for me and 2 Kids I get £850 pcm. I don’t work atm

ReturnofSaturn · 25/05/2020 15:56

Thank you I need to look into this I think!

I've been a total pleb and assumed because husband works full time we wouldn't be entitled to anything!

ReturnofSaturn · 25/05/2020 15:58

What happens if we are entitled to something but husbands wage changes weekly?
He's an electrician so sometimes he does overtime etc and gets more.
He's paid weekly.

Babyroobs · 25/05/2020 16:05

If he is paid weekly there will be some UC assessment period where four pay days will fall and some where five do. So Uc will vary each month and if he earns more then you will get less Uc and if he earns less you will get more UC. It will just adjust accordingly.

flameprincess · 25/05/2020 16:06

@ReturnofSaturn they get a monthly fees from HMRC to tell them what your wages are and the system automatically works out the payment for that month. It would fluctuate in your circumstances.

flameprincess · 25/05/2020 16:06

*feed not fees

ReturnofSaturn · 25/05/2020 16:10

Brill. He's currently been furloughed for the last two months. So I'm guessing I'll have to wait till he's been back at work a while before starting a claim application?

pumpkinbump · 25/05/2020 16:17

Around 540 a month without childcare costs and including deductions for wages.

imamum21 · 25/05/2020 16:22

uc are still paying for kids that have been born so make you the baby is on your claim, there is a facebook page called universal credit essentials they are very helpful, use this calculator as the ones online are not accurate- the fb page will double check it for you if you make a post www.uceplus.co.uk/how-much-will-my-payment-be.html

Hunnybears · 25/05/2020 16:32

Single parent, for me and 2 Kids I get £850 pcm. I don’t work atm

That seems low compared to what others say they get?

Hunnybears · 25/05/2020 16:32

@Napssavelives

ToothFairyNemesis · 25/05/2020 16:33

@ReturnofSaturn no you can start the UC claim now, no need to wait.

Musereader · 25/05/2020 16:34

The advance amount you got is the same as your entitlement before any deductions.

The reason you will not know how much you get is because until the date 1 month after you apply UC do not know how much to deduct because they do not know how much you were paid until after the period in question. You can put in whatever you want as to how much you earn in the applicatikn form. But the figure used is the figure reported by HMRC (or yourself as self employed).

So you will get £1244 - 63% of earnings - whatever you agreed to repay for the advance - any other benefits - payment towards any debt owed to the department or tax credits - any court fines - any debt arrangements with gas/electric/water/rent.

So what you get is individual to you and will change each month depending on what you earned the month prior.

Please do list your child on there
RIGHT NOW. Once verified they will only backdate payments to when you listed the child, so if you list the child now and eventually get the child verified 3 months down the line they will give you 3 months payments, but if you only list the child when it can be verified they will not backdate the payments.

There is an easement at the moment for the lockdown which allows child benefit to be paid for any child even if not registered which in turn allows uc to be payable straight away, so even if you do not get it registered apply for child benefit now so that uc can verify payment for the child

ReturnofSaturn · 25/05/2020 16:36

@ReturnofSaturn no you can start the UC claim now, no need to wait.

But what info will I give them? Will I give them the info from his previous work slips, before furlough?

Pisspotical · 25/05/2020 16:44

This reply has been deleted

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ToothFairyNemesis · 25/05/2020 16:52

@ReturnofSaturn you don’t give UC your income details from wages , HMRC will tell them automatically. If you have other income not from earnings eg student loan or pension you give that information to UC.

ToothFairyNemesis · 25/05/2020 16:54

@ReturnofSaturn Your UC will be calculated from the earnings reported in your assessment period that starts the day you claim. The previous earnings are relevant if you would be benefit capped as you get six months grace period. So when you apply it will ask for previous earnings.

blankstares · 25/05/2020 16:58

Bloody hell! There is really no point in bettering yourself is there when you can basically get the same amount working part time in a minimum wage job if you have kids as you would earning £60-£70k with no entitlement to child benefit or any of the satellite benefits and you would probably have spent a lot of time at work progressing up the career ladder. And it was even more generous before UC. Unbelieveable!

funinthesun19 · 25/05/2020 16:58

Just under £1,500 per month for 1 adult and 3 of 4 children (4th child was born after April 2017). The full entitlement is about £1,800 - £1,900 I think, and deductions are made for Carer’s Allowance plus an advance I got last year.

Popcat120 · 25/05/2020 16:59

@Pisspotical sense of entitlement from who?

Notice the ones who are most cut up about UC and people being on benefits are usually the people who have never been on benefits yawn.

Everyone's situation is different.