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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

People on universal credit - how much do you get a month?

251 replies

VodkaCranberry2 · 25/05/2020 13:13

Just been approved for UC for me and my DP and my new baby however baby isn’t registered on there yet due to his birth not being registered yet (been told to wait 21 days because offices have not been taking appointments). We got an advance of £1,244. But won’t find out how much we get a month for 5 weeks. I’m just wondering if anyone else is getting it and what sort of figure we can expect to get?

Me - self employed, ending maternity this week
Partner - works in a supermarket

Thank you and sorry for posting here wasn’t sure which topic to post in.

OP posts:
ToothFairyNemesis · 25/05/2020 14:45

Tooth fairy - Yes that group is very good, think I got chucked out of it a while ago for disagreeing with a moderator, but it is a good group !
Oh no! Have always noticed you give very accurate advice to people on mumsnet.

Babyroobs · 25/05/2020 14:46

Whatswhat _ Yours will be particularly high then because of disabled childs' element and carers elements but op's will not be at all comparable to yours.

CoachBombay · 25/05/2020 14:47

I get £380 a month. I earn £20k a year. Single mother of one child. It's made up of some housing allowence I rent from the LA at £98pw for a 2 bedroom house with front and back garden, some WTC and some CTC. I also claim the £84pm child benefit.

I have to be honest I find it really good for my circumstances. And because I pay the rent out of my wage, the payment later in the month tops up my cash flow.

Babyroobs · 25/05/2020 14:49

Coach Bombay - So are you on WTC & CTC or Universal credit. Just asking because they are very different?

2007Millie · 25/05/2020 14:51

Bloody hell, no wonder some people never have any inclination to get off UC, I never realised it was that much.

VodkaCranberry2 · 25/05/2020 14:52

My rent is £950 pm and we are private renting @Babyroobs

OP posts:
CoachBombay · 25/05/2020 14:54

baby I'm on UC but I have WTC element I think 🤔 or is it a child element.

TwilightPeace · 25/05/2020 14:54

no wonder some people never have any inclination to get off UC,

And if wages were fair, there would be no need for UC.

Thehop · 25/05/2020 14:55

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

ToothFairyNemesis · 25/05/2020 14:56

@Thehop do you pay high rent?

2007Millie · 25/05/2020 15:00

@TwilightPeace

I think there is definitely a need, but when UC is more than someone who is working full time and paying bills etc themselves, that worries me

knittingaddict · 25/05/2020 15:03

My daughter was working, although only a few hours a week. She was due to start a new job with more hours the Wednesday before lockdown. It was in a non essential shop, so she or may not have a job when this is over.

Devlesko · 25/05/2020 15:05

This is insane. These people earn more than I do, and I work full time to support my kids. FML

Oh the ever so privileged who doesn't even have to familiarise themselves on how benefit works.
Must be lovely, but a bit scary when they are made redundant themselves. Your job 100% sescure Thehop

Babyroobs · 25/05/2020 15:07

People getting high amounts on Uc usually do so for reasons of having a disabled child in the family and so one parent often not able to work, or because they pay extortionate rent or because they have a few kids born before the 2017 cut off. Those having kids now will be capped at 2 and the element for a child born after April 2017 is less than the first child element for kids born before the cut off.

knittingaddict · 25/05/2020 15:07

"These people" That sounds a bit scathing Hop. It could just as easily be you or anyone else if life goes a bit tits up.

Babyroobs · 25/05/2020 15:10

Uc was devised to make working pay, hence the generous work allowances.Those with a mortgage so not claiming the rent element can earn £512 a month without their Uc amount being reduced at all. I personally think that's really quite generous, prepared for others to disagree though !!

TheHoneyBadger · 25/05/2020 15:12

I earn about £1050 a month and am a single parent of one child. I rent a 2 bed privately for £750. Applied for uc after my ex left and couldn’t cover rent and bills from my earnings. Think I got about £600 but I would have been entitled to more if I had less savings.

No ones going to be living the high life on uc but like a pp I assumed I’d get nothing and delayed the onerous application process.

knittingaddict · 25/05/2020 15:14

Thank goodness it's there though.

My daughter hadn't claimed a benefit in her life until the age of 30 when she left an abusive husband with £10 to her name and a car full of clothes and children's toys. The car was ours. She had to leave hers behind too. Not a great foundation for starting again.

TheHoneyBadger · 25/05/2020 15:20

THehop if “these people “ are truly getting more than you earn then you too are entitled to UC. My salary and uc comes to £1650pcm.

My rent and council tax alone come to £900 leaving £750 so no we’re not starving but after food and other bills and clothing etc for ds (well past the hand me down stage sadly and an extensive school uniform kit) I’m probably left with £200 a month.

Devlesko · 25/05/2020 15:22

Ours is tc/wtc/cb and we get around £500pm, one 16 year old.
It would be nice to earn enough to not need it.
I'm furloughed and after this ends, I suppose the tc will go up until work starts coming in again.

Autumnrose9 · 25/05/2020 15:25

2 adults 2dc privately rent . Earn around 27k a year and get around £530 a month on Universal credit.

Yerroblemom1923 · 25/05/2020 15:29

I'm SE and received a random payment of UC for £90 something!? No idea how often this gets paid or his it's worked out! Just as well my partner is still employed as that won't cover mortgage, council tax, bills etc!

ReturnofSaturn · 25/05/2020 15:36

I'm not sure I understand. Why would you get universal credit if your partner works. And you do too?

What am I missing?

My husband works and we are not claiming anything, I'm wondering if we should be claiming something?

SistemaAddict · 25/05/2020 15:38

OP bear in mind that your advance will be deducted from the monthly amount. I had an advance of £400 and it's costing me £40 a month to pay back which is deducted from my total award.

Fuckerdoodle · 25/05/2020 15:38

We are entitled to 1,300 however we are left with just under £100 on payday as DH works lots. They take 63p out of each £1 he makes so although it sounds like a lot of money, you won't actually be getting most of it.