To be rather surprised at my parents with hindsight?

[ImaBridKid]

In 1990 I was 17 and was knocked off my bike by a motorist. It was low speed collision on a roundabout, I wasn't seriously injured not enough for a hospital appointment. However, I was shaken up with a painful bruised backside and had to have 2 days off work. The lady who knocked me over seemed a decent type, was also shaken up and had to have the day off work due to shock.
What surprises me is this - my parents were both university graduates with 'Top executive' level jobs. My mum was an abusive, alcoholic narcissist and my Dad her enabler.
I'm surprised that neither of them encouraged or helped me to put in a claim for compensation. After all, I was hurt although not really seriously and psychologically shaken up. I didn't know the first thing about claims when I was 17.
Maybe the claims culture wasn't so much a thing in 1990.Any opinions?

I'm really grateful for all your responses as I genuinely didn't know the climate in 1990 I'd only just embarked on my working life.
I obvi don't expect anything now. But I've also worked on accident claims and I know that people are v keen to so if someone so much as looks as them the wrong way!! - where there's blame.. and all that!!

How much do you think the claim should be. 2 days sickpay. Was there a police or insurance investigation. Did you seek medical help, take photos, any witnesses.

You are being completely and utterly ridiculous. Compensated for what?! Crying for 2 days and a bruised bum?

Some people try and claim for shock - no counselling btw

OK maybe it would be ridiculous to claim even now but thing is I was hurt and shocked!
Also, the lady in question knocks a cyclist off their bike and yet this doesn't affect her insurance premia at all?

This is such a strange question

I hate the claim culture. It was an accident not negelence. It sounds like you don’t like your mum and dad for whatever reason and are just trying to find reasons to back up why you don’t like them. This is not one of your reasons. If your mum was/is abusive maybe start there for reasons not to like her?

HappyHammy - police attended the scene, but no police or insurance investigation, there was a witness who was known to me, no photos taken

I was knocked down by a car that mounted the pavement a few years ago. I twisted my ankle and was sore for a while. I didn't even think to claim, why would I?

nanbread - you may think so but having worked in claims many years later I know many people that would be all over this!!

I'm wondering why you are still dwelling on this now...

Are you honestly still giving this thought now, a bruised backside and 2 days off work 30 years ago? I’d flick bbc news on, give yourself a break from raking up the deepest depths of your past!

OK I genuinely didn't know if I'd have been justified or not for claiming on this - so I don't mind being told IABU.

Compensation culture is American so nothing to do with the era. It was an accident and it happened years ago, I don’t even know why you’re still dwelling over this.

Maybe it was just an unfortunate accident if no one suggested an investigation or medical assistance wasnt suggested.

To all those who ask why now - it's not important now - but it is something I've wondered and luckily I'm not 'time barred' for starting this thread!

It definitely wasn’t a thing then. For the sort of injury you describe it’s barely a think now. I doubt your excess would cover it.

HappyHammy - to be fair it may have been suggested (medical assistance) but wasn't taken up

I think that what happened was completely sensible and reasonable, as it was an accident and there was no real financial loss.

However, the wider point about the modern blame culture is valid and the fact that people will put in spurious claims. The fact that people do that doesn’t mean that it is right or acceptable though

You Are 102% Unreasonable
Apparently.

I hate this claim culture. It certainly never used to exist the way it does now, and in 1990 no one would have thought of claiming for an ACCIDENT.
Even today if I had this sort of thing happen to me there is no way I would consider suing the other person. Accidents happen, it is not deliberate.

If the police attended they would have spoken to the driver and dealt with any suspicion of dangerous driving or driving without due care and attention. Not all cyclists are blameless in theses scenarios either. You do not know about her subsequent insurance premiums.

Your underlying issue is with your parents seemingly not caring enough.

Your parents were right.
This is why insurance premiums are so high today, because of claim culture!

Even if the circumstances meant you were knocked off your bike. It doesn't mean it was necessarily the drivers fault.if ultimately it was your fault you wouldn't have had a claim anyway

My twelve year old daughter got hit by a car that ran a red light a few years ago. Somewhat miraculously she was fine physically and a few days later was enotionally at the point where she was writing fake newspaper headlines about it and welcoming all questions etc (I think she felt like a bit of a celebrity at school). On the other hand I think I have been scarred for life, every time I cross at a crossing with my youngest Im jumpy and nervous... The point is, did it occur to me to claim for comoensation, no. We didnt need compensating. I wanted the driver to lose his license (didn't happen) but we had nothing to be comoensated for. Neither did you.