Universal credit

[Clappingforjoy]

Posting for traffic but please can anybody tell me if my universal credit claim will be refused because my name is on a mortgage on another property that I dont live in. I am really worried because i am on a very low income and cant meet all my essential costs.

they don’t ask you that question. Don’t need to worry

www.entitledto.co.uk/help/Own-other-property

They will ask you, why do you have another property? It depends on the reason whether it will effect your claim

UC is means tested. The value of the home you live in is ignored for mean tested benefits but the value of a second property that you do not live in MAY be taken into account. Depends on the reasons. If you rent it out for income then its an asset, if your separated from an ex- partner who lives in that property it may still be ignored

My ex lives in it