Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask if you earn a lot LESS than 50k per year?

361 replies

Afternooninthepark · 04/04/2020 13:40

On the back of another thread which was asking about £50k + earners (and me being naturally nosy!) I just wonder if there are many on here earning a lot less and wonder what you do for a living?
I’ve been on Mumsnet for years and there does seem to be many very high earners on here with some very interesting careers.
I’m not one of them unfortunately. Dh earns around £35k pa (45 hrs pw) and due to some health issues I only work very part time. We are both in everyday kind of jobs not careers but we are very happy nonetheless.
Anyone else earning an ‘average’ wage in ‘average’ jobs?

OP posts:
Tigger85 · 05/04/2020 15:35

Part time paramedic 20.125 hrs per week 15k before tax and other deductions

SarahAndQuack · 05/04/2020 16:21

@anothernotherone - yes, cost of living plays a part.

But what you were talking about was (as far as I understood you) something a bit different. You were talking about how being property-rich or land-rich doesn't necessarily mean you have much spare money. And while that's true, it still means you're better off than someone without spare money who is also poor in terms of land or property.

Separate point, on the subject of the astrophysicist fantasy - you could be one of those on well under 50k.

anothernotherone · 05/04/2020 16:34

BootShakin depressingly though most posters claim their husband is very busy earning multiple hundreds of thousands per year while they stay home in a big expensive house with a brood of privately educated children and an inevitable gaggle of pets, planning very expensive holidays, rather than that they are doing earning top 0..1% salaries themselves. A (very) few of them will be telling the truth but very rich people don't usually post their income on public forums followed inevitably by a "what would you do if you won the lottery" style description of an expensive lifestyle.

That smacks of harmless but rather uninspiring daydreaming.

Slith · 05/04/2020 16:35

There's a lot to be said for an easy life.

I posted earlier in the thread that I'm now on around £12k a year, which easily covers my rent and bills and leaves me with plenty of spending money. Around 10 years ago was earning around £70k but was working 70+ hours a week and my stress levels were through the roof, as well as having a massive mortgage.

Am much happier now than I was then...

anothernotherone · 05/04/2020 16:35

Spare "doing" in that last post!

CremeEggThief · 05/04/2020 17:01

I'm a qualified primary school teacher who is now doing agency work at minimum wage as a clerk.

C1u4toff · 05/04/2020 17:54

£20000 before tax and ni as a tender and contracts assistant in a large manufacturing Co. Dh is a mechanical design engineer on £36500 so about £50000 total after tax and ni etc

BeebabaLooloo · 05/04/2020 17:57

Full time job in education. £15k pa

JosieB68 · 05/04/2020 18:02

Band 5 nurse in NHS, I earn around 22k after tax working full time.

daisypond · 05/04/2020 18:54

I earn around 22k after tax working full time.
But what is it before tax and NI and pension etc is removed? We are talking gross salary, not net.

user1471468296 · 05/04/2020 19:10

I think this thread also points out the disparity in pay between primary and secondary teachers (and note primary teachers have a higher workload, according to research). It's now very difficult in lots of areas for experienced primary teachers to move beyond £35k and nigh on impossible to maintain a salary above that if you change schools. Small schools in particular don't have the budget to move people up the pay scale. There is no money for additional responsibilities - I was a full time class teacher and SENCO on £28k a few years ago.

Walkingtohealth · 05/04/2020 19:41

Teaching assistant just over 12k per year

MrsPworkingmummy · 05/04/2020 19:44

@user1471468296 you are totally right. In my mid-twenties I led English in a small, but challenging secondary school, and I was paid L14 which was about £48,000. The working hours/stress linked to job were absolutely horrendous so I resigned and began working at a middle school in the same role. I had to start on UPS2 (a big cut from l14) with a TLR of 2b. That's what my second in department had been paid in my previous school! My department budget was £15,000 in my old school down to £600 in my current... A huge disparity between secondary and primary. We got loads of funding as we were in a really rough area. I was fortunate to be quickly put back at ups3 in my current role and I've found that the primary model actually means a lot less work and accountability. I rarely do additional work at home for example. I'm actually taking a SEN teaching job in a much more local school as they're making redundancies at my current school - it's definitely the more expensive teachers getting the boot. They've agreed ups3 with a TLR of 2a as my starting wage which I think is great for a teacher with no real additional responsibility. Tbh, I'm pretty content on a salary of £40,000ish.

bananaskinsnomnom · 05/04/2020 19:49

HLTA - after tax and pension I bring home around 14k. Term time only job obviously. I’ve never really aren’t more than that. I dream of 25k.....

IndieTara · 05/04/2020 19:50

I'm a PA and earn just over £28k

PanicAtTheDiscLo · 05/04/2020 20:07

I’m NHS band 5 24k

user1471468296 · 05/04/2020 20:22

HLTAs are woefully underpaid!

thismeansnothing · 05/04/2020 20:23

I worked in healthcare (until COVID made me redundant last week) Band 5 so no where near.

DH works in social housing within management, performance and quakity. Again no where near 50k

lmcneil003 · 05/04/2020 20:31

@SudokuQueen

Most of them are lying op.

There are LITERALLY MILLIONS of people in the UK who earn over £50k a year. I wonder why you say that most of the 600 odd posters on that earning above £50k a year ate lying???

daisypond · 05/04/2020 21:15

50k puts you in the top 10%.

NemophilistRebel · 05/04/2020 23:23

So approximately 6.5 million people in the U.K. earn £50 or more?

ButterbingQueen · 06/04/2020 03:52

I earn £32k as a solicitor working 33 hours per week (plus like most jobs extra bits and bobs in the evening/weekend Smile). Previously I worked at a law firm earning £43k plus bonus of about £5k, but I regularly had to work through the night and most weekends. I also had to cancel loads of personal plans and even ended up working on my honeymoon Hmm, so once I had kids I decided I wasn’t going to put up with that anymore.

It can be very frustrating because friends assume I earn an awful lot more than I do and simply don’t believe me if I say otherwise. I’ve been looking into becoming a teacher and have had so many “how will you cope with the huge salary drop” questions Hmm.

lmcneil003 · 06/04/2020 06:36

10% of the working population earn over £50k, so about 3.5million people.

userxx · 06/04/2020 06:43

I earn well below £50k, I'm frugal and manage my money very so probably appear to be on more money.

ThumbWitchesAbroad · 06/04/2020 07:18

As I no longer live in the UK, can someone please tell me what an annual income on NMW would be, and what an annual income on basic benefits would be (even if there IS such a thing, probably not with all the considerations that are taken into account!) - thanks.

Swipe left for the next trending thread