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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Not to pay the £80 back to friend?

90 replies

happydappyzoo · 09/12/2019 09:41

18 months ago I lent a friend £200 so we could buy some tickets to two events.
I paid for mine and hers and the agreement was in a couple of months she would pay me back.
She said she would put the train tickets £80 on mums credit card and I would give her the £80 on the day of travel.
Now fast forward a year and she hadn't paid and the event was in two weeks.
I asked her about the £200 and she turned nasty..saying I was greedy and telling other friends I was pestering a poor woman with 3 kids for £200.
Now ..she gets over £1400 a month,doesn't pay full rent and is bragging on Facebook all the time about money she's spending.
Going on weekends away and spa days ..but couldn't pay me back,I had enough.
I told her I wasn't going on this trip (she still had another girl going to the events with her )
And to take the £80 I owed her mum out of the £200 she owed me.
She refused and started saying I ripped her mum off to everyone.
Now 6 months after that kicked off..she hasn't paid a penny to me and text saying she wants me to set up a payment plan of £20 a week to clear the £80 to her mum.
I'm not doing it..aibu ?

OP posts:
Somanysocks · 09/12/2019 10:48

In the words of Judge Judy "she's not wrapped too tight".

Lifeinaplasticbox · 09/12/2019 10:50

Just block her and for any future bookings with anyone “ Cash upfront “ is your friend

Equanimitas · 09/12/2019 10:53

I bet she made the friend pay as well. Can you check?

If she used the ticket, you don't owe her anything.

Roundtoedshoes · 09/12/2019 10:56

I agree with a PP - just block her and move on. You won’t get any money from her if she has an attitude like that, and she has no recourse to get the money from you that you don’t even owe.

SheOfManyNames · 09/12/2019 11:04

I've just had a thought- do you know the other friend? You can bet she's fleeced her money for the ticket, too.

listsandbudgets · 09/12/2019 11:15

YANBU.

She owed you £200. She now owes you £120.

Send her an email and never lend her money again

Dear X

Please treat this email as a receipt for the £80 received as a payment against the £200 I lent you in June 2018 or whatever month it was

I am willing to accept the remaining £120 at £20 a week over a 6 week period beginning on Monday 13th January. Normally I would want it to start immediately but I am conscious that Christmas is on the horizon.

My bank details are xxx

Look foward to hearing from you soon and thanks for the £80.

Happydappyzoo

Aderyn19 · 09/12/2019 11:18

I'd take her to the small claims court.

Indiemeg · 09/12/2019 11:20

It’s highly unlikely that she’ll pay you anything back.You would have to go the small claims court as user1471590586 says and that would be difficult without the agreement in writing.Maybe if you have enough evidence in text form it might be worth it.But basically she sounds like a nasty piece of work, better to write off that friendship and put it down to experience

TheSerenDipitY · 09/12/2019 11:21

did she and her friend use the train tickets too? cause if she did she owes you 200 and her and her friend owe her mum 40 each

BuildBuildings · 09/12/2019 11:21

Wow! I wonder how people can have such little insight into their behaviour. Don't give her any money and keep asking for the remaining money back. She's a CF!

ChristmasSweet · 09/12/2019 11:22

If you paid for the tickets why did she have them? Did you actually hand over both tickets for no money? Confused

If you did that, you're a bit of a mug. But learn from that and realise she is not a friend she is a user. Keep being used if you want but I think you should walk away and ignore her from now on.

Cherrysoup · 09/12/2019 11:24

Surely she owes her mum the £80? I’m confused! Did you get the £80? In which case she owes you £120 and her mum £80.

tillytrotter1 · 09/12/2019 11:33

She owed you £200. She now owes you £120.

Not sure about this, even though I agree with everything that's been said about the former friend. I'm not sure that legally you can off-set what you owe to her mother for the train tickets against what she owes for the event tickets, they're two seperate debts. Unfortunately, the law and morality don't usually co-incide!
I would want to find out what the third person paid for her ticket and who used the rail tickets. The Small Claims court is your next port of call.

Bahhhhhumbug · 09/12/2019 11:34

Yes Cherrysoup exactly my thoughts. Surely her other friend got your train seat so CFer friend should've got it off her or if she let her have a freebie then CF herself owes her mum £80??

Crackerofdoom · 09/12/2019 11:36

The only way to deal with people like this is to front up to them.

You paid for tickets to an event.
Her mum paid for travel to the event
She and another friend went to that event.

If you have no proof that she owes you the money, then she doesn't have any proof of what you owe her.

In your situation, I would write to her mother and very clearly explain the situation

Dear friend's mum,

Friend has contacted me for money regarding the train tickets to xx event.

I am very concerned as loaned friend 200 for the tickets to this event. When she refused to pay me back the loan, I decided not to go with her. I believe she has used the tickets (which I paid for) and the train (which you paid for) to go to this event with another friend.

I do not know whether this friend has paid for her own ticket or travel but I feel that both you and I have been ill-used in this situation. If you have any influence on friend I would ask that you encourage her to repay the loan I made to her as I am not keen to take it to the small claims court but feel that I have no other option.

Yours sincerely
User

Crackerofdoom · 09/12/2019 11:37

Apologies for the lack of pound signs. I am on a foreign keyboard Hmm

PollyPelargonium52 · 09/12/2019 11:38

I do not regard earnings of £1400 a month a lot to be honest. Especially with four mouths to feed clothe school dinners etc.

Nevertheless she should be paying you what she owed you.

Hepsibar · 09/12/2019 11:39

I think I would leave the money, but never be friends with her again.

mummmy2017 · 09/12/2019 11:40

Your spent £200 on tickets.
Your still owed £200.
The tickets were used, so new friend owes her ticket money, to pay to you.
However that is up to her to collect your still owed £200.
The train ticket was used by new friend, who now owes the mum the money.
I'd take her to court. For £200.

2beautifulbabs · 09/12/2019 11:46

Wow seriously where do this cheeky fuckers come from she owes you the money and defiantly agree with pps if you have her mums details write to her sounds like she's trying to scam you out of a further £80 op I don't mean to sound harsh but has she perhaps seen you as some push over someone she could use for money and freebies and has now turned nasty since you stood up and asked for money back?
Unfortunately you do meet nasty pieces of work like that in life were the use people and then drop them and try and turn it around so they come across as the victim and your the wrong one

I don't think I'd be as kind and patient as you've been I'd defiantly be setting the record straight with any shared friendship groups we have shaming her and warning other friends not to fall for her scams and little old me woes

Get in touch with her mum if you can to state you don't owe her the £80 her other mate does and that her darling daughter in fact owes you £200 and as pp mentioned maybe threaten small claims or if you can right it off and lesson learned never pay out for anyone unless you've got the money up front first

Glentherednosedbattleostrich · 09/12/2019 11:49

You didn't use the train tickets. So you don't owe £80.

She used the train tickets so she owes her mother £80

She used the event tickets so she owes you £200.

Letter before action and then small claims court I think.

PettyContractor · 09/12/2019 11:50

I'm not sure that legally you can off-set what you owe to her mother for the train tickets against what she owes for the event tickets, they're two seperate debts

As someone pointed out (otherwise I wouldn't have registered either) OP did not borrow from friend's mother. Her contract was with friend, the fact that friend fulfilled it using her mothers credit card doesn't change who OP had an agreement with.

littlepaddypaws · 09/12/2019 12:00

classic reason why i never lend money, i'm as tight as a fishes bum, but i will gift it to my dc if it's a reasonable request and there are no strings attached, so noone falls out.

littlepaddypaws · 09/12/2019 12:03

polly £1400 income, not much ? some people would give their right arm for that each month.

mummmy2017 · 09/12/2019 12:22

If you don't care message the new friend and tell her that you are wondering if she paid for the trip.

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