Not to pay the £80 back to friend?

[happydappyzoo]

18 months ago I lent a friend £200 so we could buy some tickets to two events.
I paid for mine and hers and the agreement was in a couple of months she would pay me back.
She said she would put the train tickets £80 on mums credit card and I would give her the £80 on the day of travel.
Now fast forward a year and she hadn't paid and the event was in two weeks.
I asked her about the £200 and she turned nasty..saying I was greedy and telling other friends I was pestering a poor woman with 3 kids for £200.
Now ..she gets over £1400 a month,doesn't pay full rent and is bragging on Facebook all the time about money she's spending.
Going on weekends away and spa days ..but couldn't pay me back,I had enough.
I told her I wasn't going on this trip (she still had another girl going to the events with her )
And to take the £80 I owed her mum out of the £200 she owed me.
She refused and started saying I ripped her mum off to everyone.
Now 6 months after that kicked off..she hasn't paid a penny to me and text saying she wants me to set up a payment plan of £20 a week to clear the £80 to her mum.
I'm not doing it..aibu ?

Tell her you'll pay her mum back when you get your £209 back. She's a cf and horrid

Considering you didn’t go, how can you possibly owe £80 for the train? She owes you £200.

We haven't been friends since the incident
She just randomly text me asking to set up a payment plan

@CorbynsAnorak the tickets were pre bought unfortunately

YANBU but let this be a lesson to you. You shouldn’t lend anyone money you can’t afford to lose.

Yanbu

Do you have a way to contact her mum, message her and explain why you won't be repaying her. Surely the person who took your ticket shoudl pay for the train fare, or have I misunderstood

So she & a friend went to an event for nothing because you had paid?

Doesn't the friend at least think that she ought to pay you?

Or has she given her money to the hopefully now ex friend?

How did she have any tickets to go with if you had paid for it all?

Anyway, I don't think that you should pay her anything.

"I'll set up the payment plan for £80 once you've finished paying me back the £200 and not before."

Send the screenshots of her acknowledgment of the debt back to her and say show this to your mum.

Dickhead. What a twat.

What a crazy bitch!

You are definitely not being unreasonable!

Do you know her Mum? I would be tempted to contact her and say it's a bit embarrassing and explain the situation. Her Mum is probably on her case for the money and she may have made out you are renaging on your debt ( I doubt she'll have mentioned what she owes you)

YANBU and she's a cheeky arsehole

What Redwine said. Tell her mum to take it up with her CF freeloading daughter.

Hell no.
Her income etc is not relevant, but she owes you money.
Tell her you will deduct it from the £200 she owes you, and so she owes you £120 and her mum £80.

Also, sounds like you are well rid of her. You probably won't get your money back (said with bitter experience), but at least you got rid of a freeloading friend. She's have fleeced you for thousand if you had let her.

Do you have her mother's contact details? If so I would contact her directly and explain the situation, tell her that you will arrange a payment plan once you have your $200 back - what a bitch!

I'd also contact her mum directly if you can.
Explain her daughter owes you £200, it's £120 if you take off the train ticket money, you've accepted that money is probably gone, but that as far as you're concerned you don't owe her anything so she needs to speak to her daughter as you're drawing a line under the whole situation.

YANBU at all ever. She was never a friend .

Ensure that all responses outline the money which is owed to you. You owe her mother nothing, SHE does. She used her mother’s credit card NOT you. She does owe you money though. Let this be a lesson learnt.

As she seems to be trigger-happy with her texts (and slamming your reputation around town), why on earth are you hesitating about texting her back and making it clear to her that she must pay you first?

Surely the friend that went owes her the £80 train fare?

Text back: Hi, I'm assuming this text was supposed to go to (insert name of friend who went on trip) However a payment plan is a great idea. Can you manage £20 a month for ten months to repay the £200 you owe me?

Holy crap...this is a cf of the highest order....there is no way on gods earth i'd give that freeloading cow a penny...dont you dare give her any money....fight fire with fire and tell anyone who will listen that she owes you £200.

You don't even owe her the train fare as someone else used it. Do you know the friend she took?

YANBU and I wouldn't even dignify her text message with a response as she clearly has no intention of paying you back any of the money she owes you. I'm sure her other 'friends' she's been bad mouthing you to will see her true colours before too long (assuming they haven't already).