AIBU to borrow money from kids?

[Whattodo0101]

My vacuum cleaner has completely broken down. Unfortunately completely skint until the end of the month now so have no way of replacing it. However both kids have savings, would I be unreasonable to use some of their money to replace the vacuum and then replace the kids money at the end of the month when I get paid?

Would they know about it?

Of course you would not be unreasonable.

Probably their mess that you're cleaning up!
makes more sense than paying interest on an overdraft or short term loan.

I and my friends would do this. Don't see a problem with it as long as you pay it back promptly and in full.

Of course not! Go for it.

As long as you are absolutely sure that you can pay it straight back.

Are you 100% sure you can pay it back?

The end of this month is gat away and it's an expensive month.

I borrowed £1000 each off our kids about 4yrs ago to have our kitchen finished and will pay it back by the time they need it. Now they’re older I’ve told them and they say take more if we need it. Sometimes I borrow a bit if we are struggling and pay it back when I have the money. I’ve put most of their money in over the years but it’s still theirs and I feel I should as them. I keep a record of what I’ve borrowed

I would advise them that I plan to borrow the money and what it was for. It will be paid in full on payday. Got a load of overtime coming in so no problems in paying it back.

How old are they?

If they are old enough then ask them

If they are too young then make sure that you
A put the money back as soon as you get paid
B Open accounts for them and get their money in there earning interest ASAP. The interest may not be much but it is better than for most adult accounts and is certianly better than earning nothing.