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Question time man top 5 percent.

585 replies

refraction · 22/11/2019 08:06

Did anyone see the man on QT asking about tax?

Apparently he doesn't even think he is in the top 50 percent of earners.

All doctors earn more apparently and solicitors.

How out of touch with reality?

He didn't come across well and very out of touch.

OP posts:
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Logjam · 22/11/2019 23:41

@curlykaren, I’m really glad you don’t feel poor - still a bit confused on hoe rich and poor are defined and why there is no middle ground but it would be interesting to know what is your rent and do you pay it out of your £20k a year? Do you get housing benefit?

curlykaren · 22/11/2019 23:53

20k before rent, about 13k after. I'm very lucky to have a housing association home after a time in a homeless persons hostel. I ended up homeless after a work related back injury, previously never having been unemployed in my life I was homeless within 15 months of being unable to work. I believe the vast majority of people in this country are only a serious illness or accident away from needing the welfare state, for that reason alone it should be fit for purpose.

Logjam · 23/11/2019 00:09

@curlykaren sorry about your injury - I am so glad you received the support you needed, the difference between public and private rental is huge and the waiting list for the housing association properties is toon long long.

Logjam · 23/11/2019 00:57

Why do you keep asking me whether there are more jobs paying £80k in London than elsewhere? It doesn’t relate to anything I’ve said.| Because there are more more jobs for £80K and above in London for a damn good reason - I support higher taxes but £80k is not rich.

Nat6999 · 23/11/2019 01:02

How does he think the rest of us manage? I'm a single disabled parent of a 15 year old disabled son who is in adult clothes, size 11 shoes & eats as much as any adult. I get sickness benefit, Personal Independence payments, tax credits & child benefit plus a small I'll health pension. I pay all my bills, clothe & feed us both, pay towards my rent, pay for extra tuition for my son, plus extra curricular activities & school trips, this year I have paid for ds to go to Italy on a geography trip, that was nearly £800. I still have enough money to save & pay for christmas & birthday presents & we always manage. Frankly I wouldn't know what to do with £80k a year, I just know that anyone who earns that much should never complain about paying less than £9 a week extra in tax.

Logjam · 23/11/2019 01:09

@Nat6999 I think it's really good that you are managing on your income and the benefits provided - I hear so few people feeling the same.

PapayaCoconut · 23/11/2019 01:27

Less than 5% of the UK population earn 6 figures or more per year, and I doubt any of them post on here.

I'm not going to tell you about my personal circumstances, but 5% of 66 million is really quite a large number of people. What do you think these rare unicorns do all day that means they're not on Mumsnet? Gallivanting on their private yachts in the Caribbean? 😅

MrsNoMopp · 23/11/2019 01:39

No-one ever seems to think they're well-off. A lot of so-called middle earners are doing rather nicely compared to those earning a quarter of the amount, but still insist they shouldn't pay more tax. The high earners are relatively few but become scapegoats when they are already in the highest tax bracket.

PapayaCoconut · 23/11/2019 01:44

No-one ever seems to think they're well-off.

I do, but I come from a low income background, so maybe that's why. "Rich" is different, though.

MrsNoMopp · 23/11/2019 01:47

"Perhaps passing an IQ test before you are allowed to vote might not be such a bad idea."

I think it's a very bad idea. Voting is not just a measure of a particular kind of logic, or for only one demographic. Person A who left school at 16 to become a miner and is the salt of the earth in their community should have one vote, exactly the same as Person B who was hothoused and had a privileged education and upbringing.

curlykaren · 23/11/2019 01:48

@logjam you would not believe the cost to the taxpayer of homeless hostel accommodation. My room was 10 by 8 feet and cost the equivalent of a one bedroom in canary wharf. It was a fucking shit hole. The whole experience nearly gave me a mental breakdown, years later and I'm still on/off anti depressants. The system is so difficult to navigate that anyone with mental health difficulties (that weren't caused by the actual system) or who doesn't have English as a first language, is FUCKED. Local council funding was so low that they couldn't run their housing benefit department, a housing benefit claim took nine months to administer. Once I'd gone through my own money paying the rent my landlord was left with no rental income. He really did try to keep me there as long as possible but he shouldn't have to be put in that situation.

HeIenaDove · 23/11/2019 01:53

@curlykaren I know that wasnt directed at me but i TOTALLY believe you. There are certain organisations making a hell of a lot of money out of temp accomodation.

curlykaren · 23/11/2019 02:19

@HelenaDove I still can't rationalise why they will pay those rates for a shit hole but won't pay far less for a decent private rental.

PigletJohn · 23/11/2019 02:38

@user1471510720

"when anyone with a half a brain knows"

funnily enough, you're right, those are exactly the people who believe that nonsense they've been fed.

themental · 23/11/2019 02:41

I had a discussion about this with my DH tonight. He didn't watch the episode (I did) but read it on the news.

I think what the guy was trying to say is that they were being mildly sneaky with the way they were selling these tax rises.

So the labour guy kept talking about "tax the billionaires" and it's the "billionaires" who should pay, the large corporations who should pay. Google, Amazon and Facebook were being name dropped as the ones footing the bill. The top 5% in the country was added, but not really in relation to "the top 5% of PAYE employees."

I think what the guy was trying to put across is that it's not really the "billionaires" and the "huge corporations"... it's the people on £80k. So while I'm not arguing that £80k is a VERY good salary, someone who has either worked their way up to £80k from a normal salary, or who has 4+ years of student debt and is now earning that salary, probably isn't "billionaire" level.

Very well off, yes... but not the super rich.

To me this reeks of the divide and conquer thing.

We'll tax the billionaires, they can afford it.
And since that's not you, you scream yes.

We'll tax those on £80k+
Again, yes!!

We'll tax those on £60k+
Why not? They're earning double what I am!

We'll tax those on £40k+
Hmm, well I guess so.

We'll tax those on £30k+
What? But I have childcare? I've only just reached above the tax credits threshold? I drive a ten year old car?

Meanwhile everyone on £40k + doesn't give two fucks anymore, and everyone on minimum wage has zero sympathy because you're earning double what they are and therefor you're doing much better.

Listen we have an extra tax in Scotland and it's funny because I can remember being a single mum earning £18k and thinking "imagine how well off I would be if I made it to £30k?" I genuinely thought those on £30k were the rich folks. Then I made it to £30k and with losing all the top ups, and having to pay more childcare, and needing a car and petrol for a 80mile a day commute it didn't feel all that different. I'm happy to pay the extra tax we have here (and would pay more)... I just think it's amusing that you always think more salary is going to really change your life, but the reality is it's all about your circumstances.

BlackeyedSusan · 23/11/2019 03:07

And attitude.

ILikeyourHairyHands · 23/11/2019 03:19

I think what's been missed on this thread is that the chap originally quoted was an 'IT consultant' for the NHS, he's not employed by the NHS he's a contractor, the NHS, along with many other companies employ contractors, they're generally skilled and flexible workforce who get higher rates becsuse they're self-employed, and consequently have no sick-pay, no contributory pension, no holiday pay, no maternity pay, etc. etc.

But contractors used to be able to act as limited companies, so there were tax advantages. Any contractors who now work in government contacts are now subject to IR35, which brings them under the auspices of PAYE, but without any attendant benefits. I imagine the bloke in question (although tone-deaf in many ways) was now wondering if he was going to be further taxed, whilst also having to make provisions for himself in many ways salaried workers don't.

IR35 is due to be rolled out across the board for all contractors next year. It's a disastrous policy for flexible skilled markets in the UK.

isabellerossignol · 23/11/2019 04:57

I think what the guy was trying to say is that they were being mildly sneaky with the way they were selling these tax rises.

He had the opportunity to say that but instead he pointed his finger and insisted that every doctor, solicitor and accountant in the country earns more than him, and that he's not even in the top 50% of earners. He did go on to make a point about the super rich being outside of PAYE, which is a valid point. But the point that he laboured was about his salary not being high. If he had meant to make an alternative argument then presumably he would have.

NearlyGranny · 23/11/2019 05:30

I'm not judging 5% guy on what someone - anyone - thinks he might have meant to say, but on what he actually said. Seems reasonable to me!

We don't let anyone but children get away with, 'Ah, but what he probably meant was... ' excuses, do we?

themental · 23/11/2019 06:16

I just watched it again to make sure I wasn't making it up.

Fiona: IFS claim that the tax increases needed to implement labours manifesto will need to be “widely shared”, rather than pretending it will be raised from companies and the rich.

Labour: shrugs. Well that is the IFS view but our figs were checked by other experts. 95% of people won’t pay any more (and in the same sentence) the people who are getting away without paying tax need to pay their fair share.

I must admit at this point I was thinking they were going for the “super rich”. The billionaires, the ltd companies, the inheritance tax etc. The people who are “getting away without paying tax”.

Conservative: Corbyn wants you to believe it’s the billionaires who will be paying but the IFS says figures don’t stack up. It will be the people in this room paying the price. Paraphrasing here but basically it’s the pub landlords, shopkeepers etc who create jobs and wealth and we shouldn’t be going after them.

80k Guy: I’d like to call out labour because I am nowhere near the richest 5%. You’re going to income tax me as an employee. You’re not going after the billionaires, you’re going after the employees where it’s easy money, it’s PAYE and we have no choice.

Now to me what he’s saying is, the ltds can fiddle with their 20% and dividends, the billionaires can avoid, but ultimately it’s the PAYE people who are already paying HRT.

They then had an argument where I genuinely think the guy was getting confused and claiming that he wasn’t in the top 5% of wealthy people. He makes his point better when he says “the top 5% aren’t even getting income taxed”.

If you look at the figures for wealth, rather than income tax, the top 10% have a wealth of at least £671,200 per adult. I would imagine the 5% is somewhere around the £800,000 to 1mil mark?

So even if the person on £80k was spending nothing on housing, food, childcare, clothing etc, it would still take them roughly 16 years on that income to amass the type of wealth the top 5% have.

But honestly I don’t actually disagree with paying more tax — like I said I happily pay the extra 1% in Scotland because I realise being on £25k + is a pretty decent wage here. If they brought in a 30% @ £30k rate up here I wouldn’t complain either.

I just don’t think it’s fair the guy is being slated like he is, when politicians DO have form for spinning this stuff on both sides.

The tories spin it so that “hard working people won’t be affected by benefits cuts” and then proceed to cut tax credits.

Labour spins it so it’s the super rich who will pay for their large state and then proceed to tax arguably the people who are already paying the most, more than people who are wealthier than them but who hide the wealth in property, ltd companies, or who don’t work at all.

I think if labour just came out and said “listen, we all want more money specifically to deal with the mess of austerity. We’re proposing an extra 2% - whatever percent tax on anyone earning over £25k, and this will go ONLY to the NHS, Schools, and Police.” I don’t think people would be massively annoyed. In fact I think they’d probably respect them a whole lot more for dealing with it head on. I worked in a company where the vast majority of people got the 1% tax and never heard a soul complain. It’s the sneaky way that Labour go about it that annoys me, by calling them “the elite” “the richest in society” “the top 5%” it’s just othering. It’s creating a “them and us”. When the reality is in this country, if you are on the PAYE system you are already getting taxed pretty fairly, and pretty proportionally with regards to your income. There are so many other factors that determine someones wealth — student debt, inheritance, renting versus a lower mortgage, where you actually started from, besides income. The man is correct, the richest in society cannot be taxed via PAYE and this is just easy pickings rather than dealing with the real issue.

themental · 23/11/2019 06:24

I wish we could have html formatting with the < > 🙈 sorry!! I've pasted what I was trying to say!

But honestly I don’t actually disagree with paying more tax... like I said I happily pay the extra 1% in Scotland because I realise being on £25k + is a pretty decent wage here. If they brought in a 30% @ £30k rate up here I wouldn’t complain either.

I just don’t think it’s fair the guy is being slated like he is, when politicians DO have form for spinning this stuff on both sides.

The tories spin it so that “hard working people won’t be affected by benefits cuts” and then proceed to cut tax credits.

Labour spins it so it’s the super rich who will pay for their large state and then proceed to tax arguably the people who are already paying the most, more than people who are wealthier than them but who hide the wealth in property, ltd companies, or who don’t work at all.

I think if labour just came out and said “listen, we all want more money specifically to deal with the mess of austerity. We’re proposing an extra 2% - whatever percent tax on anyone earning over £25k, and this will go ONLY to the NHS, Schools, and Police.” I don’t think people would be massively annoyed. In fact I think they’d probably respect them a whole lot more for dealing with it head on. I worked in a company where the vast majority of people got the 1% tax and never heard a soul complain. It’s the sneaky way that Labour go about it that annoys me, by calling them “the elite” “the richest in society” “the top 5%” it’s just othering. It’s creating a “them and us”. When the reality is in this country, if you are on the PAYE system you are already getting taxed pretty fairly, and pretty proportionally with regards to your income. There are so many other factors that determine someones wealth: student debt, inheritance, renting versus a lower mortgage, where you actually started from, besides income. The man is correct, the richest in society cannot be taxed via PAYE and this is just easy pickings rather than dealing with the real issue.

themental · 23/11/2019 06:27

@NearlyGranny I agree, but I can't say I'd be able to get my point across on national tv in the heat of the moment very well either.

And I think the point (about the richest in the country not being on PAYE) is a good one, but it's being overshadowed by the "I'm not in the top 5%" comment.

NearlyGranny · 23/11/2019 06:34

I've twice been in a position to ask a question of a politician at these sort of events. Both times I've prepared thoroughly, done my research, double-checked my facts and written my question out and rehearsed asking it beforehand.

If you have national coverage, especially during a GE campaign, it behoves you not to waste it spouting emotive inaccuracies. That opportunity was completely wasted on this opinionated know-it-all individual.

PigletJohn · 23/11/2019 07:07

@themental

"we'll tax those on £30k+"

Now, this may come as a shock to you, but we already do.

We also tax the more highly-paid earners more than the low-paid ones.

Once you've come to terms with those facts, all that's happening is a proposal to change the levels at which the bands change. It happens quite often. You might or might not agree that the top 5% of earners is a reasonable point to set the band.

But this thread isn't about that.

It's about a campaigner who rants nonsense due to his ignorance.

Want to try again?

53rdWay · 23/11/2019 07:09

themental you missed out the bit where he said “I’m not even in the top 50%”, and “Every doctor in this country earns more than that. Every doctor, every accountant, every solicitor.” And then when the Labour MP said something like “no that’s not true, when I was a solicitor I earned £40k” he refused to believe it.

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