Would you pay that much?

[Shallistayorshalligo]

Recently we had to split our accounts with DH. The reason was that he was rubbish with our money and it did not matter how hard we worked and how much we made, all would be spend.

It became so frustrating, so in the end we mutually agreed to split the accounts and go 50/50 on our household bills. I do work from home, I don’t need to drive to work. So we have ended having just one family car, which he drive to work. He does quite a bit of miles, so he said that the car value does depreciate a lot. For this reason he lease the car.

As a family we need our car only on weekend. Mainly to do shopping. Once a month, perhaps, to do a family visit 2 hours drive away. We go out more in summer to the places like English heritage, etc.

Now we have split our accounts and besides Me paying half of the bills, he wants me to pay half of the lease and half of the car service Half of lease and service is £170 a month, plus I pay another £40 towards some of the petrol. So the family car cost me £210 a month.

I also want to say I can afford paying this, I just don’t feel it is fair.. what do you think?

@cabezona - would you mind telling me what qualifications you have that supersede my six years (and counting) selling cars?

I would love to know, so I can tell the customer I sold a car to on PCP this morning that my Financial Conduct Authority accreditation is wrong and that some random person on MN knows better.

PM me your number and I'll get the customer to ring you so you can give them your "expert" opinion.

Or, as is actual fact, the only excess mileage is if you hand the car back to the finance company. If you PX or pay it off, the finance company don't care how many miles you've done as they're getting their money. They only care if they're lumbered with trying to sell it on with more miles than expected.

Worst fucking part of this place is people pontificating about stuff they don't actually know about, but think they do. I would always take any advice from anyone here with a large pinch of salt, because as I've been told that I don't know my own job, so how can I trust someone's opinion on something I don't know about?

Yeah I work for a leasing company on the data and end of contract side... not sales. I also have the FCA qualification.

OK, so the question is, does the OP mean "lease" in it's true word, in which case you're more likely right or "lease" in the way that the majority of customers walking into a dealership mean when it's PCP, in which case I am.

OP, does your husband have a balloon payment at the end of the agreement?

I'm assuming contract hire. Let's see who's right