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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

First Car

216 replies

Zippyx · 19/10/2019 20:58

Hi

As a bit of context, we live in a good area for insurance. DS has done 'young driver' 3-4 times (1 hour lesson each time) and has driven about 4 hours on private roads around our farm. DH and I have both gone through basic parking manoeuvres with him, which he has grasped with relative ease. DS is therefore pretty confident as a driver; DH and I are equally confident in him, given the rate of progress he's made in a relatively small time. Obviously as we are not professional ADIs, he will have at least 10-15 hours of lessons as a minimum.

Now it's time to buy a car, we are looking to spend around £6,500. Firstly, is this reasonable?

Secondly, the car we are looking at is a BMW 1 Series 2011 with about 60k miles on the clock. Insurance would be about £1,500 so not too bad at all. WIBU to buy it for him?

Thanks!

OP posts:
TSSDNCOP · 20/10/2019 14:25

Isn’t that what Fiestas and Polos were designed for?

NoIDontWatchLoveIsland · 20/10/2019 14:26

Totally baffled by the number of people buying 17 year olds their own cars costing thousands.

  1. do they all really need their own cars and truly can't manage with a mix of public transport, taxis, biking etc? Ownership of a car is a terrific luxury and usually the financials of it only add up when either you are using it to travel to work/study every day, or when you need to transport more than one person (eg a family with a child).

  2. what happened to teens working to save and buy their own bangers. Im mid 30s, when I was 17 the girls & guys who wanted cars fought for the best summer jobs after GCSE, and worked evenings and weekends in shops or cafes to earn the money. Parents didn't hand out free cars! Spoiled much?

  3. a BMW? Are you bloody kidding me? That's a luxury branded car. There are adults working in essential occupations earning barely enough to feed their families & you think it would be nice for your teenager to be pootling round flaunting his parents wealth in a BMW. He will wind up cocky and entitled, if he isn't already. If you hand your youngster everything for free what incentive is there for them to work & get themselves a decent job to afford these things?

MsBananaHammock · 20/10/2019 14:36

NoIDontWatchLoveIsland...
In answer to your questions, we bought our sons car (£800) as we live very rurally (no public transport) he’s 17 and in the last year of A levels at school. The school bus alone was costing us £250 per term. He works every Sunday in a local Tea room to try and earn some money. Biking to school wouldn’t be an option as the school is over 10 miles away and down small country roads.

NoIDontWatchLoveIsland · 20/10/2019 14:44

Msbanana

This I understand. You spent only £800.

lovelyupnorth · 20/10/2019 15:21

My teen worked and saved to by her own “Banger” and paid her own insurance. We have paid to service it. She has a Saturday job and we live in the middle of nowhere so been a life Line for her, she lovers her Mini Cooper.

Molteni · 20/10/2019 15:28

I don't think it particularly matters. I got a (hand me down- grandfather had given up driving) 630 for my 18th birthday. It's just a car. Besides I much prefer cycling, so I hardly used it. You know your son; if he's a bit of an idiot he can still manage to get himself/others killed with a (insert brand). I also don't see what's wrong with Alfa's; I bought a (second hand) 156sw for hay purposes; never gave me any issues.

victoria0132 · 20/10/2019 15:28

Surely it would be a more thoughtful present if you got him a nice lower mileage car that will see him through the next 5 years or so until he's in full time employment and able to afford to pick his own car? If he's going to uni he wouldn't be using it that much anyway and if he isn't then he'll want to be saving up to move out etc and haemorrhaging his own money on expensive car parts and problems associated with a higher mileage car isn't going to help him. Plus rear wheel drive is a really silly idea for inexperienced drivers, don't make things less safe for him even if he is sensible other road users are not. VW golfs have a bit of a status symbol associated with them if you're into that. If not a Skoda Fabia is an identical engine and in my opinion still a nice looking car and very reliable and nice to drive.

Stefoscope · 20/10/2019 17:32

Honda jazz sounds like a good option for a first car. If you want to treat him then could you put the money you save on not buying the BMW in a savings account for him to have in a few years when he's ready to change cars? Even if the insurance on the BMW is reasonable when he first passes, if he has to make an insurance claim early on, I'd imagine it would increase by a lot when he comes to renew. I would wait until he passes and take him to try a few cars before buying though. I was glad I did as I was planning on buying a Honda Civic as a first car, but after trying a Hyundai i20 of the same age, the Hyundai felt much nicer to drive. The insurance was also cheaper.

Blueoasis · 20/10/2019 17:58

Thank god your son is sensible. Buy him what he wants, not what your neighbours will be jealous of.

Alsohuman · 20/10/2019 18:13

Why would you buy your son a BMW when he wants a (far more suitable) Honda Jazz?

yolofish · 21/10/2019 12:54

quick question for car experts re learners' insurance: need to get it for DD1 so she can practice, but also need to be able to drive her car myself so she can drive to work with me, and I can drive back home etc. This seems to be really complicated somehow and I'm being told it cant be done - any advice??

GinDaddy · 21/10/2019 13:39

@Zippyx OP I think you're buying him this car because you want to generously treat him - not because it's the best car for him as a road user and for his personality.

As previous posters said, the Fiesta is a fantastic car for a young driver - the 1.0 Ecoboost is genuinely peppy and quick enough to get off roundabouts etc, and it looks great for what it is. Volkswagen up! is also great for nipping round town and is good on the motorway too (had one as a hire car for five days), and there's countless other 5 * NCAP rated great small cars out there that keep insurance nice and low.

Alternatively he could do what I did and wait until his thirties to drive, buy a [late 1990s] 3 litre premium saloon that's normally driven by older folk, and insure it on a "classic" policy for £150 a year!

imclaustrophobicdarren · 21/10/2019 14:24

My first car was a mini, had it for 2y then I got a 1 series! I hated it, had it for 6m max I think sold it and got another mini. I used to shit myself whenever it rained, never had a near miss or anything but people would just tell me about the back end going all of the time I was petrified Grin

smartcarnotsosmartdriver · 21/10/2019 14:25

@yolofish I think the insurance policy would be in your daughters name with you as a second named driver (if it's her car). That's what I did with my mum, only chucked her off when I passed because it put the price up a lot and wasn't worth it.

Zippyx · 21/10/2019 18:23

Many thanks for all of your help. After much deliberation, we decided to get a higher mileage (front-wheel drive!) Audi A1 from a relative. It's been serviced regularly (perhaps too regularly at every 3,500 miles!) so we're not worried about the mileage, especially given the fact that it was a lot cheaper than the 1 Series.

Here are some replies to some interesting comments....

@TheFairyCaravan Not all young lads drive like twats and neither do all young drivers have lots of knocks and scrapes.
Absolutely! Given how strict DH is with driving 'perfectly,' I'm pretty confident DS won't be driving like that. It's a shame that the majority of 17 y/os, who drive poorly and play bumper cars on the road, create a stereotype for the minority.

@PulpPixie My first car was £7000. I wasn’t about to drive around in a rust bucket. It was a Ford KA.
The rust bucket point is very valid. We didn't want DS driving around in something embarrassing. More importantly, given the fact that the budget was £6,500, I'd have preferred to have gotten a more premium car, rather than a 'standard' first car for exactly the same price. Absolutely nothing to do with checking privilege if not spending the same amount of money, surely?

@NoIDontWatchLoveIsland *Totally baffled by the number of people buying 17 year olds their own cars costing thousands.

what happened to teens working to save and buy their own bangers. Im mid 30s, when I was 17 the girls & guys who wanted cars fought for the best summer jobs after GCSE, and worked evenings and weekends in shops or cafes to earn the money. Parents didn't hand out free cars! Spoiled much?*
If I can afford to make my child's life slightly (a lot!) easier, why shouldn't I? His parents won't be around forever - and I don't want him to face needless difficulty whilst we are. Nothing baffling about understanding that A-Levels are a difficult time and that he shouldn't have to spend his time working a job so he can get to college without having to wake up at 6:20 for a 1.5 hour bus journey.

Simply because our parents (I can't speak for you but mine certainly did) made us work to buy our first car, it doesn't mean that is the right thing to do. You ought to step out of 20 years ago because logic has taken over. If parents can afford to purchase their child's first car - it's their choice whether they wish to or not. If not, that's life: the child can work for their car.

a BMW? Are you bloody kidding me? That's a luxury branded car. There are adults working in essential occupations earning barely enough to feed their families & you think it would be nice for your teenager to be pootling round flaunting his parents wealth in a BMW. He will wind up cocky and entitled, if he isn't already. If you hand your youngster everything for free what incentive is there for them to work & get themselves a decent job to afford these things?
Oh boy. My DS is far from cocky and entitled and has been brought up to accept whatsoever he is given, thank you. If he was so cocky and entitled, he'd have suggested the BMW, not I. If I hand my son everything for free for now the incentive for him to work hard is being able to continue being able to afford things he likes by getting the career he wants. He's extremely aware that DH and I won't be around forever to bail him out, and it's with this fact in mind that he does work hard for the "decent job" you mentioned.

A lot of people on this thread have spoken about their first "banger" of a car. I don't want my DS to have this memory. I want my DS' to remember his first car as something special. I want it to be something he can look back on as something his parents got him because we felt he deserved it. If you wish to provide your kids with the memories of how hard they had to work for a 'banger' - go for it. But going for this route turns the transition from childhood to adulthood, marked by getting a car, into a harsh reality check rather than a smooth transition. Again, parents' choice.

I also think that forcing DC to get 'bangers' encourages carelessness when driving - particularly parking. It pushes them to think that it's acceptable to bash their cars a bit because they were cheap, rather than trying to actively improve their parking skills. Seems illogical to me. Confused

@Alsohuman Why would you buy your son a BMW when he wants a (far more suitable) Honda Jazz?
I don't think he actually wants a Honda Jazz. It was more loud thinking than anything else. In reality, he'd accept anything we were to give him gratefully since he's not really the demanding type - has made the last 16 birthdays quite hard I can assure you! Grin BMW idea was more for reasons outlined above than for 'showing off' value (as others would suggest).

Many thanks to all for opinions. To those who have DC nearing 17, best of luck to them; wishing them many happy miles ahead of them!

OP posts:
AnotherEmma · 21/10/2019 18:47

"We didn't want DS driving around in something embarrassing."

"BMW idea was more for reasons outlined above than for 'showing off' value (as others would suggest)."

Mmm-hmm Hmm

BlouseAndSkirt · 21/10/2019 18:49

“We didn't want DS driving around in something embarrassing”

No car should be regarded as ‘embarrassing ‘ if it is what can be afforded.

The very idea that cars must be new, performance, etc to avoid being ‘embarrassing’ is an ethos I find to be materialistic, anti-environmental and snobby.

And we have always treated ‘bangers’ with respect, not as disposable, because £1000 is still a lot of money.

Anyway, hope it all goes well.

Oliversmumsarmy · 21/10/2019 19:00

Dd when she passed her test at 17 I leased her a brand new car which had an excellent safety record.

By the time I took into consideration depreciation, even on something that was between £6-8000 and MOTs etc it worked out relatively similar.

I also didn’t want Dd driving around in a tiny car. She does a huge mileage each year and because of her work is sometimes driving in the early hours and even if she is the safest person on the road you have to consider the nutters who are out and about racing around and off their heads.

Also it gave me peace of mind that if she set off for a place a new car should get her there without breaking down.

Zippyx · 21/10/2019 19:01

*No car should be regarded as ‘embarrassing ‘ if it is what can be afforded.

The very idea that cars must be new, performance, etc to avoid being ‘embarrassing’ is an ethos I find to be materialistic, anti-environmental and snobby.*
Simply because something is the best someone can afford, it doesn't mean they can't still be embarrassed of it. Even when we could only afford bangers, we were embarrassed of them regardless. I thought that was fair enough - clearly not.

I agree in saying that cars don't have to be new or high-performance to prevent it being embarrassing. DH's car is 2006. Mine is 2010. Personally we're more concerned with the quality of car and how enjoyable it is as opposed to how new it is or how fast it goes.

Where's MN in real life? I constantly see people seeking to buy the newest plate as soon as it comes out! Madness.

OP posts:
Oliversmumsarmy · 21/10/2019 19:05

My first car was also brand new.

Dp worked for a car company who handed out cars like sweets.

At one point we had 4 cars on our driveway

BlouseAndSkirt · 21/10/2019 19:10

Well, maybe I just don’t find cars important enough to be embarrassed by.

LewisFan · 21/10/2019 19:10

Give your head a wobble.

That is firstly, a ridiculous budget for a first car (my "poshest" car cost only 3k more than that and I got it 15 years after passing my test!

Secondly, a BMW for a first car is also ridiculous and lastly, 1500 quid on insurance is crazy.

Buy a normal car (fiesta, ka, corsa etc.) - the insurance will be 3 or 400 at most.

Armadilloboss · 21/10/2019 19:12

Don’t do it! It’s fabulous for his street cred and you look like the cool parents but your not doing him any favours in the long run...
I speak from experience, my dad bought me my first car, it was a Mazda mx5 convertible. I was 18. My insurance was £3800 for my first year (and that was with putting my dad as the lead driver) after 2 days I had put a lovely scrape right down the side which cost £800 to get right. The costs went up and up.
That was 10 years ago... I now drive a duster! 😂

Ginger1982 · 21/10/2019 19:57

I agree there's nothing wrong in buying your kid their first car but you do realise that there are plenty of options between 'banger' and 'high performance vehicle?'

An Audi? Ok.

And I think that this is misguided:

"If I hand my son everything for free for now the incentive for him to work hard is being able to continue being able to afford things he likes by getting the career he wants."

Hope it all works out.

SerenDippitty · 21/10/2019 20:06

My first car was a Nissan Micra, over 30 years ago, bought by me, basic no frills model.