To think the back to 60 campaign is grabby

[Neaoll]

It's been known about for a long time that state pension ages would be equalised.

State pension is just unsustainable, it was never supposed to be something people claim for 20-30 years. Was for people that had a hard time so they didn't starve to death in their last few years. Now it's a top-up to the richest part of society. It should have been linked with life expectancy a long time ago.

I'm in my 40s and dont expect to ever get a state pension. I've been contributing to my private pension ever since I worked to support myself.

I think people need to take more responsibility about keeping themselves informed. The 2010 budget was big news.

The acceleration was a minor change really and it wasn't targeted at any one group as their were cuts to the budget across the board.

It seems like the waspi women want to be immune from austerity.

You can think what you want. What matters is what the government should have done.

Information and transparency is essential and it didn't happen.

It seems like the waspi women want to be immune from austerity

Because it's bollocks and entirely ideolgygy-driven:

www.theguardian.com/business/ng-interactive/2015/apr/29/the-austerity-delusion

Another 60 year old here. The information on pension changes was everywhere in 1995. I do wonder if women who say they didn’t know learned to read later on in life.

I was a chef - not the best paid job. I started a pension plan when I was 30 and have paid into it ever since. I went off travelling sometimes and went to university when I was 33. (Yes I know I was one of the last students to get a grant, in fact as a mature student I got more than the 18 year olds. I was very grateful for it too.)

I used to get letters from the DWP advising me when I hadn’t paid enough contributions in a tax year. I paid them. It’s called taking responsibility for yourself.

When I was 50 working in a kitchen became too much. I retrained and did something else.

I’m self employed now and have been paying the last of my contributions voluntarily when I do my tax return. I’m asked if I want to do this before I press submit. As my taxable earnings are low it only costs me around £140pa.

I do airbnb can earn up to 7.5k renting a room in my house. Another 5k pa from match betting helps out too. Neither of these incomes are taxable.

I walk 5 miles a day and go clubbing until 3 in the morning. So do many of my friends of similar age. They moan about not have a pension. WTF is that about? If they are fit enough to go out dancing all night then they are able to work!

Likewise you than think what you want over what the government should have done.

Public spending has to be cut as for many decades now people have voted for governments with low taxes.

If we want better services taxes should have risen many years ago.

Public spending has to be cut as for many decades now people have voted for governments with low taxes. If we want better services taxes should have risen many years ago

So not responding to the point I made.

Oh, and welcome to MN, Neaoll

Also, the only the provision they could have made was higher taxation; another thing you are complaining about.

I didn’t complain about the tax at 32% I stated what the tax stood at and the government was happy to take it and not put it away for future payments for pensions

                      <strong>*</strong><strong>*</strong><strong>*</strong><strong>*</strong><strong>*</strong>*

As for governments not knowing that a large birth rate would lead to a larger number of pensioners claiming state pension - you have to be kidding right 🤣🤣🤣🤣

@echt I responded to your point. You think the government should mollycoddle people and I don't.

Let's not go back to the days where they were spending money on advertising how to BBQ..

There is far more emphasis now on encouraging women to be in paid employment and not to rely on the state. the old Unemployment Benefit is now called Job Seekers allowance.
I keep reinforcing the fact that I am a 'waspi' and managed to work for most of my adult life and be part of my family, two children and a husband. It annoys me when I see stucknoue 's post None of my friends mums worked either apart from as dinner ladies or in a shop whilst the kids are at school. That was their choice not to work and not pay NI and contribute to a pension.
We knew pension changes were coming and that wanting not to work in paid employment was unsustainable.
My sympathy lies with today's young mothers who work, care for children and yet are expected by some posters on here to pay for waspis to retire at sixty , knowing that they will not be able to afford to do this.
In my day, there were child minders and the start of nurseries. I paid a mum from the primary school my children attended to have my children after school.
I still work part time and I look after my grandchildren one day a week (and often weekends too). I don't want or expect the younger generation to bail me out. They have their problems too.
In my opinion there is a lot of entitlement on this thread from posters who have had so much that is free in their lives compared to the pre war generation and yet thought it was fine not to contribute by working in paid employment.

Others will take out way more than they pay in eg low earners and people who live to be 100.

NI doesn’t increase like other tax, you pay after earning £166 per week at £12% up to around £950, then NI drops to 2%

NI isn’t kept, it’s spent each week on paying out to pensioners now - the government never put it away in a savings plan

You think the government should mollycoddle people and I don't

I think by “mollycoddle” you mean “notify”

Excellent goady thread btw. You must be extremely pleased

You think the government should mollycoddle people and I don't

Don't tell me what I think Neaoll, it makes you look thick. Deal with what I say, so much better.

Let's not go back to the days where they were spending money on advertising how to BBQ

Because that's what the government were saying. How inconvenient for you.

People in manual roles will just have to have a second career.

What kind of a career? Doctors, nuclear physicists? Are they supposed to just magic out some qualification that will help them now?
Women at the lower limit of the law were encouraged to be SAHMs, were discouraged from advancing their careers, those from working class grew up in an environment which still adhered to the old-fashioned values of the man as main contributor to the family budget. What second career would you imagine for them?

I don't want or expect the younger generation to bail me out

You don't need bailing out - you were a professional with a public sector final salary pension scheme.

Most women in their 60s are not in that small bubble of privilege.

@EerieSilence . I don't understand your post Women at the lower limit of the law were encouraged to be SAHMs, what do you mean by lower limit of the law?
I reminded posters yesterday that ILEA offered 100% mortgages to teachers and nurses in the early 70s. It was hard then to get a mortgage so it was a huge incentive for women(and it was mainly women then) to keep working. This was true of lots of other local authorities.
I find it frustrating that so many older posters are defending their decision not to work and to contribute to a pension. Please do not try and blame it on society.
A poster claimed yesterday that her mother was a trail blazer for doing odds and sods of work. Lady Hale, president of the Supreme Court is a trail blazer (74). Women who chose not to get proper jobs and wanted someone else to support them are not blazing the trail for women.
I do not (very strongly) want £215 billion of public money paid to women who want a pension at 60, having not worked for most of their lives. As a 'waspi', I would much, much rather it went to The NHS and education provision for youngsters.

@Frannyhy and @mrsmuddlepies are right.

Most of the whinging here is from women who took no responsibility for their own finances OR didn't work, or did work that they feel at 65 they are too unfit to do. Unless you are in ill health there is no reason why you cannot work at 65 just as you would have at 60. You might not WANT to but that's a different matter. In most cases you will be far better off financially working anyway as the full SP is around £160 a week.

Men can't get their pension at 60 so why should women?

What annoys me about this whole debate is how women didn't take personal responsibility knowing the score. Anyone can set up their own private pension for a few quid a week or a lump sum.

If you were in a job you felt you couldn't do at 65 you should have invested in your own pension.

And I really don't accept this lack of jobs for older women. Stores are crying out for staff. You can also offer childminding, start your own business (one poster here said she was an accountant and couldn't get a job- unbelievable! There are plenty of people looking for accountants to do their books or tax returns and all that needs is a website to set yourself up and join a women's networking group- I know plenty doing that.)

I knew about the FIRST change because I received a letter. I heard nothing about the second change.

I disagree that the information was everywhere as a poster says. Where was it because I didn;t see it. In newspapers? I didn't regularly read papers. We had no internet. I didn't see any ads on the tv but then didn't watch tv much in the past.

Even today with information at your fingertips lots of people are totally out of touch with lots of information/news.

In 2008 I worked with someone whose wife worked for RBS in London. When the banking crash happened I asked him if his wife was affected. He didn't even know what I was talking about and neither did his wife!

Lots of times I have talked about current news items ranging from politics to a mass shooting in America. I have always been amazed how many people, of various ages, don't have a clue what I am talking about.

I don't have any children and yet I knew that benefits were stopped after 2 a couple of years ago. Last year I knew 5 couples that had their 3rd child, three of the couples had no clue that they would not be getting extra benefits because they had another child.

I would have said there was plenty of information about the change in benefits and yet people that it actually affected did not know.

Also quite a lot of people, again of varying ages, don't seem to know the state pension age has been raised. When I had my 60th birthday (only 5 years ago) I had quite a lot of people asked me I how I felt now I could get my pension and bus pass. One woman I worked with, in her 40's, told me I was wrong when I said you didn't get either at 60 any more (well unless you lived in a Council area that did give bus passes at 60).

Why is the focus on women? What about men who do manual work? It's mainly men who do manual work- dig roads, build houses, etc. What are they supposed to do at 60+? I know what- they find another job long before that.

Is this because women are supposed to look after grandchildren and elderly parents? Or is it because these women didn't make much of their education, didn't bother to learn anything post -school, took dead end boring jobs which they hate, and want the state to pay for their retirement at 60 which it doesn't do for men?

@mrsmuddlepies I'm far from being an older poster with no career so I'm not using it as an excuse for myself. I come from talking to women, my immediate neighbours from where we moved in who came from the working class environment where even women now in their 50s still remember being told that they don't need to bother with a career because once they get married and children come, they will just stay at home and be homemakers and mothers.
I didn't grow up like that - my Mum's parents came from a very poor background and they always considered university education and independent career essential for their children, be it their daughters who became a lawyer and a radiology consultant and head of department in a hospital or their son. Those conversations were an eye-opener for me because I couldn't relate to that thinking.

I knew about the FIRST change because I received a letter. I heard nothing about the second change

Did you never use the government website to check your own pension prediction and when it would kick in? No? Your fault then. it's been available for years and years.

Where have you been since 1995? Saying you do not read papers and didn't use the internet- that was your choice. You must have lived in a bubble.

I'm 63. Never told about increase in state pension age officially but apparently it was 63 for a few years and then increased again (for me ) to 66. There are relatively few people who are caught in the 50s trap - those who were affected by married women's reduced stamp, personal pensions introduced too late etc. A smoother managed transition would have been better. But heigh-ho it's only women who are affected, and old ones at that so who gives a shit? Least of all the whataboutme millennials as evidenced on this thread.

I come from talking to women, my immediate neighbours from where we moved in who came from the working class environment where even women now in their 50s still remember being told that they don't need to bother with a career because once they get married and children come, they will just stay at home and be homemakers and mothers.

I find that quite unbelievable really as a woman in her 60s.

I came from one of the poorest working class areas of the country- mining towns.

My peers went to uni, some to Oxbridge. We went to grammar school and were taught by women graduates (and men too) and their was no suggestion that as a girl you stayed at home and had babies and that was it.

It was my mum's generation (some of them) who were made to think their role was to be a wife by 21 and have a child by 25.

Not my generation of women.

@JinglingHellsBells - well, congratulations on it and as mentioned, my mother's experience was similar to yours.
I'm talking the experience where I live and how it was surprising for me too so very obviously, it could have been different region by region or even estates. We all learn something new every day, eh?

@mrsmuddlepies maybe you know lots of "young mothers who work and care for children" but I certainly don't. Most of the mothers where I live don't work and quite a few barely have since leaving school. I am talking women late 20's to late 30's.

You say my generation "thought it was fine not to contribute by working in paid employment." Well I worked non stop from leaving school at 16 until I was 63. One of my sisters worked from 16 to 62 and only took 2 years off when she had children. My other sister again started work at 16 and is still working at 60 and took less than 2 years off after having children.

Just about all my friends have or will have worked over 40 years when they are 66. Most of them have children but not one of them took more than 3 years out of work after having children.

Even my mum, who is now in her 90's, worked from 14 to 66 with only a couple of years not working when we were young. She then worked evenings so my dad looked after us when he got home from work

Did you never use the government website to check your own pension prediction and when it would kick in? No? Your fault then. it's been available for years and years

It's UKGov's job to tell people and by post. If it helps, HMRC still require some info by snail mail and money by cheque, so wind your neck in telling women to check up online.