To never share finances again?

[Grobagsforever]

I'm widowed and own my house, where I live with my two primary age DC. After 5 years on my own (bar one rather odd relationship) I'm in a happy relationship. When discussing the future (in abstract terms) on a recent holiday I told BF I would be very unlikely to consider living in a jointly owned property ever and intended to retain sole ownership of mine, as it is my children's home.

He's sort of ok with that but I think disappointed that there is no chance of us ever making a joint home together. I might in the future be willing to let him move in and he could retain an investment property elsewhere. I would also never marry for similar reasons but he's ok with that.

My friends think I am uncompromising and inflexible. I think I'm sensible. But it's a lot to ask someone to never own the home the live in.

No issues around anyone wanting to take advantage financially, both good jobs etc. I just couldn't imagine how awful it would be splitting up and then potentially having to sell a house etc...

I think you’re right too. You and your children deserve financial security.

I have the same thoughts as you op. My concern would be that my children lost out on their inheritance when I passed away.

I would never marry again I don't think and would want to retain my financial independence.

I agree with separate finances. Divorced and have my house with small mortgage while DP has no assets. I do wonder, if he eventually moves in with me and lives for years, would he get to claim my house in case of divorce or break up or my death? Just want to protect my DC.

You are being very sensible OP. When you have DC you need to put them first and a decent man will understand and accept this. If he doesn't he's not worth keeping.

@solerosolero definitely see a solicitor before he moves in