To not understand why CCJs wreck your credit?

[whynotmethen]

So I have a CCJ pending - not sure if that is the right term.

If I lose the case I will pay it right away - though I obviously hope I don't and believe I don't deserve to.

But if I do lose it will be held against me? How is that right?

Surely it means if you are poor you should never contest anything otherwise you are fucked if you lose??

My suggestion would be to pay it "without prejudice" that phrase means that the company cannot say well she paid it so she accepted the charge, and you can still fight it

Nope. Doesn't work like that. If she pays it the case is over, even if WoP.

From the outside no but once you can determine how busy a car park is and she could have left immediately if she had wanted to.

Are you being deliberately obtuse? Multi-storey car parks fill up on the lower levels first, so the fact that levels1-8 are full, for example, is not evidence that levels 9 & 10 are also full. I’ve often ended up parking on the very upper level as it’s the only one with spaces left, but I needed to drive through all of the other levels in order to discover that.

What are these super-strength capacity-determining skills that you have? Please teach them to the less-talented amongst us.

I would post on...

m.facebook.com/groups/469605696563609/?ref=group_header&view=group

And...

www.pepipoo.com

Also when you explain the situation on those forums don't forget to mention about the other car park you paid to park in immediately after (especially if you have proof of this) as it may help your case.

From the outside no but once you can determine how busy a car park is and she could have left immediately if she had wanted to.

How? By launching herself off the top level of the car park? Have you ever actually been in a multi storey car park?

Presumably they issued a whole swathe of tickets, to all the other vehicles stuck in this 40 minute queue? And they didn’t notice this?

I would have thought this would be the way to present your case, although having been stuck getting out of busy car parks it’s never taken 40 mins? Did you hang around for a bit waiting for a space? Then decided bugger it, and the total time added up to 40 mins. They could be assuming a degree of cheeky fuckery, and that you waited, allowed a passenger to dash and do the thing you were there for, and then drove out.

I am not suggesting that IS the case, but it may be their thoughts (are there cameras inside to have viewed what you did?)

BuggerOffAndGoodDayToYou

All of the ones I’ve ever been to have these kinda giant trampolines near the entrance, like a metal helipad style contraption on massive springs. You just drive onto it and it bounces you up to the relevant storey so you can see whether there are spaces before you enter. Please tell me you haven’t just not bothered to use them?

Also there are multi storeys where you drive straight up to the top then cars filter down. I think the Arndale in Manchesters like this and we were in a horrendous queue one day.

I am a non driver and understand this! @AgentJohnson is giving the rest of us a bad name!

Hi @whynotmethen ,
I haven't read through all of the replies but feel there is a LOT of misunderstanding about this subject. Apologies if this has been covered.

IF you pay the CCJ as soon as it has been applied, it is REMOVED from your credit report, there will be no trace of it so it WILL NOT affect your credit history/score etc.

So, please fight the case, if it's found against you then just pay it straight away (I believe the timescale is 4 weeks but can't swear to that) and you'll be fine.

Op i really feel for you, there are many car parks operating unscrupulously like this and it's really shit. There was a car park like this on a tv program last week with 100s of people either not getting a ticket or not getting out within the ten minute grace period - there was a Facebook group, think it was called Sandhills action group? Lots of legal advice on there for people caught out in similar car parks. Good luck.

@Bunnyfuller my OH was stuck in the multi storey he parks in for work for two hours once. Traffic lights werent changing properly so the cars were barely managing to leave.

Goodness there are some people here with very limited comprehension skills. Fgs what is so difficult to understand??

OP I understand the anxiety. But you’re going to have have faith in the system now and hope that the judge sees it your way. It’s annoying, but a legal system is never going to be 100% foolproof, so I’d have the money ready to pay. But honestly it sounds as if you’ve got a good case. Just don’t get obsessive about the principle of it.

While I do appreciate the principle op, I imagine the original amount you had to pay for 40 minutes would have been no more than £2. I personally wouldn't wreck my credit file for £2 and a sense of fairness.

twatty Have you read the op’s posts? She didn’t park at all

Well done for finding the will to argue with them. I hope it goes your way because it should. Horrified anybody could possibly think otherwise. I guess that's how they manage to get employees for this kind of thing. Good luck Op.

Omg it’s still happening!!

I’m going to have to hide this thread, I don’t have the patience for this today.

All of the ones I’ve ever been to have these kinda giant trampolines near the entrance, like a metal helipad style contraption on massive springs. You just drive onto it and it bounces you up to the relevant storey so you can see whether there are spaces before you enter. Please tell me you haven’t just not bothered to use them? grin

Oh THAT’S what they are! Can’t wait to go for a bounce now ..... 😉

I sympathize completely op and I hope that you win your case. You are being given a ridiculously difficult time on here and there are some frankly idiotic responses.

Something similar happened to me and I was unable to leave a car park within the allotted time. It was a shopping park rather a multi storey but it was impossible to get out. I eventually got the fine over turned by contacting the managing directors of the stores at the shopping park.

I was willing to go to court if necessary regardless of the consequences. The principle mattered more than the consequences.

These parking companies are scum. I advise anyone who gets into a situation like this to film the traffic jam on your phone as proof. Get out of your car first obviously! Don't want to get done for using phone whilst driving.

OP, why on earth didn't you leave as soon as you saw the car park was full? You should have driven straight back out again. If there was a queue as you claim, you should have driven over the top of the queing cars or gone back the way you came in against the incoming traffic. Simple.

Only joking!

Good luck fighting the charge and well done on you for doing so. By not just stumping up the £85 you are actually doing us all a favour - though some on here seem to think £85 is a reasonable charge for the pleasure of being stuck in a queue for 40 mins.

BTW it actually took me nearly and hour and a half to get out and I don't know how many others in the queue got 'fines'.

Oh @AgentJohnson I am absolutely cringing reading your posts. You have made an utter FOOL of yourself.

Good Luck OP. I can only assume @AgentJohnson is a bit bored this morning. One would hope no-one really is that much of an imbecile.

@AgentJohnson your posts here are the stupidest I've ever read on MN, and that's saying something.

@Nicknacky I don't think I said she parked? She was stuck in the car park for 40 minutes so there would have been a small fee to pay. She didn't so received a fine which turned into a bigger fine and is now a potential ccj. Is it worth it?

But how could she have paid? She hadn’t collected tickets or anything, she’d just drove through the car park