Active discussions

Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Talk
AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To not allow someone to register at our address when they don't live here?

84 replies

ANiceLuxury · 07/08/2019 20:47

Dh has an uncle who lives abroad (has lived there for around 3 years, and previously lived in the UK all his life).

He is currently separated from his wife of 4 years and it sounds like they are soon to start divorce proceedings.

He only has one bank account that he had in the uk and he added his wife to the account when they married making it a joint account. Now they are divorcing he wants his pension and funeral policy etc to be from a bank account that is not joint. However one of his pensions has informed him that they cannot pay to an overseas account if he was to open one where he lives and therefore he needs a uk bank account.

He has asked several times if he can be registered in the UK at our address so he can open an account. I ve said no, dh thinks there is no issue.

Now hes really bleating on about how he needs our help with regards to registering at our address and theres no one he can turn to etc etc..

We do get on well with him (he has very recently stayed with us for several weeks) and dh speaks to him most days.

He does have 2 children who he cant register with as they are on some sort of benefit and it would complicated this for them.

Would you allow him to register at your address?

OP posts:
Summerwellunderway · 07/08/2019 20:49

I think you can have a 'care of address' that isn't declared as your actual address can't you?

Thegracefuloctopus · 07/08/2019 20:50

Not a chance! It's not your issue to sort out. It's just going to complicate the household income for many things and you'll have to explain it all. Don't allow it

MsVestibule · 07/08/2019 20:51

To 'register' at your address, presumably this means he'd be added to the electoral roll. Is it illegal to do that if he doesn't actually live there? If so, it's a big fat no!!

Peony99 · 07/08/2019 20:52

He will need proof of address (eg, utility bills) to open a bank account so it wouldn't be straightforward.

Plus it's fraud.

Original poster
ANiceLuxury · 07/08/2019 20:52

Hes 70 and im worried that if he died and was registered at our address then his children may claim he has assets at our house etc

OP posts:
UserThenLotsOfNumbers · 07/08/2019 20:54

Do not do it!

Nosavingshere · 07/08/2019 20:56

No, I wouldn’t do this . I didn’t do it for my own df who had lived overseas

cakeandchampagne · 07/08/2019 20:56

Don’t let him register at your address.

BrokenWing · 07/08/2019 20:59

dh thinks there is no issue.

Based on what information?

Based only my limited knowledge (of "Can't Pay We'll Take It Away" 🤣), could bailiffs appear at "his" address and seize goods if you can't prove they are yours?

Anyway I wouldn't do our without being upfront with the bank and asking what the risks are.

arethereanyleftatall · 07/08/2019 21:02

I'm surprised at these responses.
We get post fairly regularly for two friends who are travelling (and have been for years) after living at ours for a few months before they set off. I've never given it a moments thought.

AJPTaylor · 07/08/2019 21:02

In what sense "registered"?
My brother who lives in the states sometimes gives my address as a UK address if it is needed. Seems harmless to me.

Tink1990 · 07/08/2019 21:04

No, dont do it. You could ask the bank , as someone has suggested, to see if he could have your address as a 'care of' address but I would be asking this question myself in person so I knew the real answer! Otherwise just no, I would not do it

slipperywhensparticus · 07/08/2019 21:04

You can open a uk bank account from overseas as a uk citizen Barclays Lloyds HSBC etc all offer this service he just isnt thinking this through

Ontheboardwalk · 07/08/2019 21:07

No no no. Not worth the hassle if things go wrong for you to prove he doesn’t actually live at the address.

Relative had son still doing dodgy dealings, bank accounts and other stuff from her address. She always had proof of her car ownership to hand if someone came to the door , eyeing up her car, when they came knocking looking for cash

Fluffy40 · 07/08/2019 21:07

It’s fraud, do you want to spend time in prison ?

unfortunateevents · 07/08/2019 21:11

What's wrong with the bank account he has at the moment? If he turned that into a joint account previously, surely he can just remove his wife from it on divorce? What address is on that account currently?

zeezee3 · 07/08/2019 21:12

I wouldn't.

Ellmau · 07/08/2019 21:13

It appears to be illegal: www.cps.gov.uk/legal-guidance/election-offences

Original poster
ANiceLuxury · 07/08/2019 21:14

He doesnt want his wife who has left him getting his pension money as she has a card for it.

To remove her he needs her permission.

The account was opened in the uk when he lived here and he just changed the address on it when he moved.

There is no Barclays were he is

OP posts:
Fairenuff · 07/08/2019 21:17

No.

Hmmmbop · 07/08/2019 21:17

We do for PIL. There has never been an issue (in the 8 years they've been doing it).

It's only fraud if they and you say they live their. They don't, it's just their postal address.

LemonAddict · 07/08/2019 21:17

It’s quite simple.

If it’s “just” a case of needing a “care of...” address, as some posters suggest upthread, then he can use his children’s address, it shouldn’t affect their benefits.

If it’s more than that and therefore it does have financial or legal implications, then he can’t use your address.

Either way, he doesn’t use your address.

Screamanger · 07/08/2019 21:17

When we left the UK, we used my sisters address for stuff and it hasn’t caused any problems.

Hmmmbop · 07/08/2019 21:17

there, not their!

Hmmmbop · 07/08/2019 21:19

The only thing if affects is single person council tax discount, regardless of whether it is a care of or a postal address or living there. Which is probably why he can't register with his kids.