To say that my family will starve in the gutter

[LordScamperdale]

Before I buy bloody funeral insurance from that prat who grows too many parsnips!

I don't care how much it costs to bury/burn me, I'm not giving any money to any insurance company (can't even remember it's name) that is responsible for such shit.

Possibly I watch too much daytime TV.

Both my parents had funeral plans. I have no idea exactly what the amounts were, but I recently paid just under £300 for the funeral sundries for my mother (newspaper announcement, coffin flowers & order of service), plus around £500 for the bunfight, which was very bad value IMHO, but you are a captive audience, much as weddings are.
When my husband died, the total cost of his funeral, burial etc. came to around €5k. That was in 2003 in Europe.
My personal view is that buying a plan ensures a certain assured income for the sellers and, as others have pointed out, there are lower cost options.
I think the main thing to consider is that funeral directors want the cash up front these days, hence the promotion of these plans, whereas in the past the funeral was usually paid for after the deceased person's estate had been wound up.

Turns out that 'I would like a Sunlife over 50's plan' is an anagram of 'Toby and June at it like rattlesnakes' :)

she forgets her RADA 'comedy Northern' accent and says very, very plummily 'Are they difficult to arrange?' sounding Lady Bloody Bracknell.

Like a reverse Mrs Slocombe when she gets angry

I wish my mother had a funeral plan. She has no savings and no plan and I'll have to pay for her funeral when she goes. I might tell her about the medical research thing actually because I didn't know that.

I could be long dead before her but I think it's selfish to not have something in place for after you die

I wouldn't mind, but parsnips aren't even in season! Clearly these are imported parsnips. Just think of the air miles. Unless they removed British parsnips from the ground too early, of course, in which case, I hope these parsnips did not die in vain.

To whoever suggested equity release - don’t. Martin Lewis doesn’t recommend it. My in laws did it, it was the worst thing they ever did

I am chastised. I will never again recommend the Sun Life Equity Release plan. No matter how much Brenda wants that extension.

I don't like parsnips so where does that leave me...?

My DD does though. Maybe it's a conspiracy and she's going to trade me in

WeBuiltThisBuffetOnSausageRoll that both made me laugh and worry about you

Not read the full thread but at

@Chune

No need for anyone to starve

You could free up some money from your home with the Sun Life Equity Release plan

Properly made me laugh so hard the dog is looking at me funny!

Medical research would have a field day with me. Do you have to be healthy (apart from being dead) or will they still have you if you've got so many weird things wrong with you that your medical notes are like War and Peace?

LadyBumclock so basically someone can sever a femoral artery by hurling themselves through your greenhouse but you still get to loaf about on a lounger because you are over 50?

Yes, I'm nearly 50 myself and I'm looking forward to it.

wrap me in a nice little cloth, give the Priest £100, and sing a sweet hymn ....

how hard expensive can it be?

if theyre's alot of attendees, of course sandwiches, maybe the odd scotch, so of course hospitality expenses but I'm not counting on it being vast ...

You don't need a fuera plan if you leave money to cover your funeral.

And equity release is a great thing for some people.
My NDN and friend is retired, good pension, lives alone, never married, only distant relatives. He did an equity rekease alowing him to upgrade his house a little, and is spending the rest on foreign holidays and wine.
He doesn't care that the building society will grab a big share when he dies he wants to enjoythe money himself rather than it fall to some distant cousin that he never sees.

Cost of funerals is frightening

Dying is frightening, who cares how much it is, i wont be paying and i wont know a thing about it.

It really is someone else's problem.

Put £3 in a jar each week, some people have paid Into these accounts for yrs, totalling say, £10,000 and the death benefits only come to £2000.
Read the small print and save!

Spiderlight Do you have to be healthy (apart from being dead) Made me howl - the cat is not amused.

He seems to have more than one plan. One per mistress, perhaps.

I was disturbed by the parsnip Jam!!!

Try BBC channels. No ads, and a better class of programme.

But what about the way the daughter announces "it's June dad" and promptly walks out of view to be then seen 10 seconds later lurking in the open door of the living room or wherever they are, smiling fondly.

Her high squeaky-ish sort of singsong voice and intonation in those three short words is very unnatural.
Me and DH often mimic it - gawd knows why.

Please link to June and her parsnip farming bit on the side!

Equity release plans typically operate at 6% which means that the debt doubles in 12 years....

I think the daughter is trying to get dad into a home by saying "its june dad" when its February etc

Equity release plans typically operate at 6% which means that the debt doubles in 12 years.

That may be of no consequence to some people. My friend ( who has done equity release) is totally happy with that.