To think that if you private rent your life should not be dictated to by the landlord whose mortgage you are paying

[Nursejackie1]

So many of us are stuck in private renting with no choice paying over the odds, while landlords are making a mint. Most landlords have all these rules that you can’t decorate without permission, can’t even put a wall hanging up without asking. Often can’t or need permission to have pets, have regular inspections. I pay loads for my home and due to that cannot save a deposit. My kids have never had their bedrooms decorated in the way I would like.. having to stick with plain magnolia. Why should somebody else decide whether my kids get to grow up with a family pet or not? AIBU to think that if you are paying somebodies mortgage for them then while you are in that house you should be able to treat it as your own within reason and not have your life dictated to and controlled by them?

Sure. But the point is that if you don’t want to be a landlord you don’t have to be.

We rent our house out primarily because a house does better occupied than vacant and then because having our mortgage paid is advantageous to us. But we never planned to be landlords or rent our house out when we bought it. Life changed around us. But I don't have an issue with landlords, I need a rented house where I live so it balances out.

Well I’m in Ireland and there have been tonnes of negative equity sales and deals done with the bank.

If people can’t pay their mortgage for whatever reason the bank have to find a way of dealing with that.

Accidental doesn't mean unwilling it just means unplanned.

I can’t think how else you could meet the mortgage payment?
This was really common amongst by friends following the 2008 crash. They had to rent their property out and rent somewhere cheaper themselves. The rent paid the mortgage and their (often seriously reduced) wages paid the rent on the Property they rented

I understand where you're coming from. But have you asked your landlord and gotten written permission to colour your house? If you tried and got refused then you not bu to feel upset about this none issue becoming an issue. Dm asked to change the carpet in the house she lives in and was refused to do so. She then asked them to do so and they refused. She is saving up for a deposit currently and trying to find almost similar priced house to rent. But she loves, the house and it is a good location, close to her work and dsis secondary school.

@LaurieMarlow not if you are coming back in a couple of years and then would be unable to get back in the housing market for example in London. And you've invested every penny you've scraped together in making the place your home. The true alternative is keeping the home empty.

I would be interested to know if tenants who want to treat the place as their own would also be willing to maintain it as if it was their own, ie cover all the running costs and repairs and take responsibility for upkeep. My tenants seemed to treat it as their own in terms of doing what they wanted - they didn't actually ask for permission for changes they made - but not at all their own in terms of cleaning and basic maintenance... I would definitely be willing to make that trade off if the tenants would??

It’s absolutely a thing here to block a NE sale- slightly different but I deal with it all the time in my job, Baka refusing to release their security on certain properties. I guess because the problem was nowhere near as bad as Ireland in most of the U.K.

The ignorance or burying head in the sand about property ownership on this thread is really fucking shocking.

Having very little housing stock does not disadvantage renters. A renter cannot find or save the deposit needed to purchase a house, so whether joe smith buys himself a second home down the road makes absolutely no difference. More housing stock, even if it caused a reduction in house prices generally, would still not allow the majority of renters to buy. Less landlords would mean less rental homes which would increase rents to meet demand.

I completely disagree with you Livelovebehappy.

Land lords don’t make loads of money, buy your own home and take responsibility for your own accommodation.

i guess because the problem was nowhere near as bad as Ireland in most of the U.K.

Dear god have you seen an Irish news source in the last 10 years?

Ireland had a massive housing crash far worse than the uk.

Your ignorance shows by your statement about them making a mint.

You understand there are costs being a landlord don’t you?
There’s insurances and maintenance.

Imagine if your boiler needed replacing and your landlord took the view.
“Well I’m not living in it so I shouldn’t have to pay for it”.

I’m sure if you painted the walls and put all your pictures up you wouldn’t want to put your hand in your pocket to put it back as it was for the next tenant would you?!

Really! The sense of entitlement some come out with is ridiculous.

laurie that is what pass is saying.
Because we haven't had the same issues in the UK, UK banks won't accept selling negative equity houses, because they haven't had to.

Apologies I misunderstood

Accidental doesn't mean unwilling it just means unplanned.

I think unwilling is often implied amongst ‘accidental’ landlords on threads like these.

The bottom line is that people who rent to others do it because it suits them. Otherwise they wouldn’t. And I don’t necessarily have an issue with that, but they’re not forced into it. There are always alternatives.

Thats ok. Thanks dreichuplands

i rent and as long as we dont knock walls down and have extra pets without asking we can decorate as we want,in fact my 14 y old has black walls

i even pulled up the kitchen floor tiles and put down new

I’m sure if you painted the walls and put all your pictures up you wouldn’t want to put your hand in your pocket to put it back as it was for the next tenant would you?!

To be fair, OP said she would be willing to reinstate, and that may well be true. Realistically, though, nobody's likely to say no to this when asking to change something, because they know permission would probably then be refused

What the tenant will actually do only becomes clear later - and this is where experience tends to teach LLs a great deal

most people renting here wouldn’t be able to afford to rent in Europe due to the costs as people on benefits / students etc require guarantors.
So exactly the same as in the UK then . Renters usually have to pay £100+ for referencing checks to prove their credit worthiness and anyone under a certain income (which is punitively high - £45k or over in London ) needs a guarantor . Even with a guarantor if you are on benefits you can pretty much forget about renting most places.
When I rented 20 years ago as a student it was easy you just walked in with your months deposit and months rent and were pretty much guaranteed a rental no problem.
This just wouldn't happen these days, unless you've rented in the last years you really don't understand how hard it is to rent a property. Even if you can prove you paid rent at a higher rate for years and years no-one will touch you unless you earn enough. If you earned enough you probably wouldn't be bloody renting.

I’m sure if you painted the walls and put all your pictures up you wouldn’t want to put your hand in your pocket to put it back as it was for the next tenant would you?!

Really! The sense of entitlement some come out with is ridiculous.

See this just encapsulates how wrong the entire system is. Wanting to paint and put pictures up in your home (yes, it may not be your house if you're renting, but it's still your home) should not be seen as entitled.

Sweet dreamer I did say I would be willing to put things back. It’s not like I’d be knocking bloody walls down or anything! Also that’s why big deposits are given... if it was agreed that when we leave we would leave it in the style as when we started renting then the LL would keep the deposit. Simple. It’s the in between bit I feel is unfair.

Have not read the full thread.

But anyone who rents my properties
(A) can decorate to heart's content- it is their home
(B) pets welcome
(C) rent free in December as Xmas expensive time for families.