Moaning about being ‘poor’ when rich

[freetone]

AIBU to think if you are childless, go on 3 holidays abroad per year and live in a 4 bed detached house on a private road then you don’t have the right to moan about being ‘poor’? My DF and his wife have been like this recently. He earns over £150k a year. It shows how far away from reality they are imo. Really gets on my nerves when there are millions of people genuinely struggling. Anyone else experienced people like my Father?

@bluebluezoo
Not sure where you got £150K from, I said that I am just below £100K. Yes, I don't just "think" that, I can actually add numbers together and compare.

If you are both working full time how come your income is only £16,000 adviceneeded? Minimum wage is about £16,000 for one person? Do you not get tax credits?

Jodie

There’s always someone worse off then the next person. Which means no one in the U.K. should be moaning when we compare living standards here to lots of worse off countries

So true...I made this point a few pages ago myself.

When you live.in a country where you send your child of 8 years out, who dodges traffic selling stuff on the roadside...and who is in fear of going home when he/she hasn't sold enough...then you'll see a different kind of poor.

If they had the life anyone in this country on benefits did, they'd be in overjoyed.

It's all relative... but if Bill Gates or Beyonce said they were struggling... I would be surprised.

Yep. We can't afford any sort of holiday this year and relative is off to Florida for the 4th year running and still moans that they're skint!

Not a lot of people are really getting where I’m coming from. There’s certainly no ‘hate’ for high earners, not from me at least. Without the high earners I wouldn’t be able to do the freelance work I do! There is, however, discontent with how insensitive ‘rich kids’ (born into wealth) and bachelors/childless couples can be. Like the ‘Rich Kids Go Skint’ show when they’re all so shocked at how average people actually live. I think that they’re very closed off from most people’s version of reality and can’t empathise. For example, moaning to a single mother that you can’t go on holiday this year but have every year for your whole life is very insensitive. ‘Moaning’ that you can’t afford to feed your children or pay your nursery fees this month is a genuine issue and not what I was referring to in my OP

There is actual poor and then there is “poor” ()

The people in the “poor” group are just fucking irritating and need to live a week like the first group. Then they’ll know what poor is.

In my opinion, every adult should try living on the same amount as JSA for at least 3 months, so they know what it's like to be poor and have to manage.

In reality there is absolute poverty - not knowing where your next meal is coming from, and relative poverty. Someone earning £100k meets neither definition.
Not having enough money to buy everything you might want to, is not poverty.

It does make me wonder when people post threads moaning they have no money after mortgage, childcare, car costs, food etc do they not realise they HAD money to pay all those things?

It is all relevant. DP often gives out now as we are both working, still broke in his eyes.
We were really poor for about 2 years, feeding the DC before myself. Lying in bed at night wondering how your going to pay rent, utility bills, stetching a weeks food on a shoe string, someone had to starve.
He doesn't see yes were working, still not loaded but the peace of knowing I can pay the bills, get food, buy the DC clothes and shoes as they are needed, not praying they'll last another week.
If takes years off your life worrying about poverty, when your stuck there.

I think as people get older they get a lot uptight about money tbh.

My parents are long retired and not rich but comfortable but mum will scrimp on everything bar food and heating.

@silvercuckoo

I am aware how a single parent on low wage + welfare in London lives and it is a better life financially than the one I have.

Could you state how much a single parent in this situation would have as their household income, including whatever state benefits they’re entitled to? I believe you said your salary is in the region of £100k so I’m curious about how you think a single parent on a low wage could be in a better financial position than you.

the only way 100k goes far in London is if you have a very small mortgage/rent,
A quick Google tells me that £100k after tax is around £5.5k take home per month! Even after a very high rent payment, that's still an incredible amount of money!
a family home to rentv would be 3.500 plus in a nice area

Could you state how much a single parent in this situation would have as their household income, including whatever state benefits they’re entitled to? I believe you said your salary is in the region of £100k so I’m curious about how you think a single parent on a low wage could be in a better financial position than you

Me too.

Especially now all new claims are UC, so if you have any savings/isa etc over 6k you will get nothing.

Also interested on how this will work when children no longer need childcare/reach 18 and you lose all the childcare and tax credits. Can you jump back into your 100k a year job? What about the lost pension years?

a family home to rentv would be 3.500 plus in a nice area

So if you earn £100k a year then you’re in the fortunate position of being able to choose what you consider a “nice” house in a “nice” area and have £2k a month for other expenditure, or choose what you consider a less nice house in a less desirable area and have significantly more leftover for other expenses.

I honestly don’t understand people who say they’re not rich because they earn £100k but pay a lot in rent or mortgage. You are wealthy enough to afford a home that’s out of reach of the majority of people in London. Owning or renting a lovely home is something you can choose to do because you can afford it. Nobody is forcing a person on £100k a year to spend lots of their income on housing, so it’s a bit ridiculous to pretend you’re badly off because you can choose to buy or rent an expensive home.

of course it would go further if you lived in a crime riddled area with under performing schools.

A quick search on Rightmove reveals almost 200 three bedroom London properties to rent between £1000 and £1500 a month. The London factor is constantly over egged on MN.

As for nannies, school fees, university accommodation fees, house deposits for adult children - these are in fantasy land for most people.

of course it would go further if you lived in a crime riddled area with under performing schools.

Yes, of course all of us living in London and spending less than £3.5k a month on rent are in areas with poor schools and are constantly at risk of crime.

Do you live in London, lala? I’m not being sarcastic, just wondering as I’d be a bit surprised if someone familiar with the city really thought only people on such high incomes can live in safe areas with decent school.

Alsohuman really?
www.rightmove.co.uk/property-to-rent/map.html?locationIdentifier=REGION%5E87490&minBedrooms=3&maxPrice=1500&minPrice=1000&numberOfPropertiesPerPage=499&propertyTypes=flat&primaryDisplayPropertyType=flats&includeLetAgreed=false&viewType=MAP&viewport=-0.592045%2C0.345912%2C51.4194%2C51.6786

Yes really.

www.rightmove.co.uk/property-to-rent/find.html?searchType=RENT&locationIdentifier=REGION%5E87490&insId=1&radius=0.0&minPrice=1000&maxPrice=1500&minBedrooms=3&maxBedrooms=3&displayPropertyType=&maxDaysSinceAdded=&sortByPriceDescending=&_includeLetAgreed=on&primaryDisplayPropertyType=&secondaryDisplayPropertyType=&oldDisplayPropertyType=&oldPrimaryDisplayPropertyType=&letType=&letFurnishType=&houseFlatShare=

A friend who in circumstances beyond her control has 2 young children and is now single. She’s going to be living mortgage free, with universal credit, child benefit, winter fuel payment of £900 a year, free dental treatment etc and free childcare. She will have around £800 cash after all other bills a month. I’m glad for her, but I also did think wow someone earning £24k would indeed be worse off than her if they had to pay their own mortgage, childcare etc.

lalafafa, you selected only flats in your search. Try removing property type and it will give you more results.

As for nannies, school fees, university accommodation fees, house deposits for adult children - these are in fantasy land for most people.

Yep, these are luxuries, and completely optional and more often driven by status anxiety than need.

there's 187 for 8 million people Alsohuman

Bitbored ooh, just over 3000 properties, loads to go round then