Still being deliberately evasive, Nicknacky. I didn't ask you to provide an explanation, I simply pointed out that it is quite revealing that, when challenged about the assertion that bits of ceiling randomly fall down without any chance of anyone having been negligent, you never answer the point but go in for attacking people who disagree instead.
As I suspect TSSDNCOP is very well aware, "ad hominem" is a term that has passed into the English language like many, many other terms derived from Latin, Greek and other languages and doesn't normally require translation. See also rendezvous, re, e.g., i.e., versus, café, angst, quid pro quo, phobia, coiffeur, verbatim, alibi, bona fide, spaghetti, hermaphrodite, kitsch, vice versa, realpolitik and, indeed, etc.