Many continental European countries have universal obligatory health insurance systems which are heavily regulated and state subsidised ie NOT like in the US. The insurance companies are in some cases Christian mutual societies or non-profit-making. So basically everyone pays a bit towards their own health care. But your insurance pays you back, on a sliding scale, depending on your income. So those who are well off contribute more. Those who are struggling only pay a tiny bit and there are charitable funds available to help those who have no money at all but most people do have to pay a minimal amount up front.
Culturally, my Spanish, French and Belgian friends have the attitude that it is right and proper to pay towards their own healthcare (it's almost a matter of pride as it is recognised as very important, "why wouldn't you?" kind of thing). Tbh they think it a bit odd that Brits are prepared to pay out for their pet animals' operations but not towards treatment for themselves or their own family members! And they are not particularly well off or anything, but they feel it is reasonable that they should take some financial responsibility for their own health. And for these reasons, they do value it when they get it. Where I live for example, there are not as many missed appts as in UK and apart from one druggie who was groaning loudly and looked in a bad way poor guy, , I've never seen anyone cause a disruption in A&E. ( Speaking of A&E depts - some over here have 24 hr gp surgeries in hospital grounds to treat those whose issues are not serious enough to be classed as an emergency. )
As a result of these health costs, and higher taxes generally, people do have less spending money available (people spend less generally on their homes than in the UK for example) but where I live, I can usually see my doctor on the same day or on rare occasions, the very next day. (There are many more doctors per patient.). I pay Euros 23 to see my doctor (28 Euros after 6pm and Euros 30 for two appts together) and of that will probably receive about half back because we have a reasonable family income, so approx Euros 12 for a standard appt, but then of course we pay for all prescriptions which are expensive here. Again, the costs of meds are subsidised though.
I was recently in hospital for a fairly serious but standard op. I could opt for whether I wanted to share a room (at lower cost) or whether I wanted a private room (there are no wards). The hospital was very comfortable and you could eat your dinner off the floor, the treatment second to none, meds came bang on time like clockwork, meals excellent. Believe it or not, I got mildly told off for not ringing my buzzer enough! The nurses seemed quite busy but not over-stretched ifyswim and there were many more "helper" staff; cleaners, food services, general aides than you see on UK wards.