To say to being a guarantor?

[newmun]

I have a new mum friend known about two months

Shes asked me to become a guarantor on a loan ?

I said no but feel bad. Aibu?

I would only be a guarantor for my own children. As a landlord, I am worried about having tenants who need a guarantor because my experience is that it often ends badly

You'd basically be guaranteeing that she could and would pay back the loan. Could you guarantee that.
As previously alluded to. "No of course not. Therefore when she can't./won't pay. The big boys will come after you. As you would have made a promise that you couldn't keep.
Youd end up having to pay £1,000s all for doing a favor for someone.
As they (whoever they are) say
" No good dees goes unpunished "

Agree with pp - you've declined her request. Decline any further future, and don't be swayed by any emotional blackmail. I can't even begin to think how someone has the audacity to ask this 2 months into a "friendship".
Also, could this have been an ulterior motive to start the friendship? Think I'd be stepping back from her.

Where are your boundaries that you feel bad for not being a guarantor for a relative stranger?

A friend of more than 15 years (who is shit with money) sort of asked me to be a guarantor for a tenancy for a rental property. She said they wouldn't accept her without a homeowner as a guarantor and I was the only one she knew. I said I couldn't afford to pay more mortgage and her rent if it went wrong so I couldn't.

I think some people think being a guarantor is like providing a reference, you're saying the person is good, reliable, trustworthy etc (though how could you know that if you have known the person for 2 months), a guarantor is saying if they don't pay you will. Can you afford to do that ? Do you want to do that ?

My mortgage fat fingers

Doesn't she have a mum or sister. I would lie to her. "No I can't because I am unemployed and awaiting a county court judgement for my debt". How would she know if you are making that up or not.
And BTW that is the response I give to chuggers/ people who try to push credit cards onto me.

I don't think it's strange she's asked a virtual stranger, it's because nobody else will do it for her! And if none of her family or close mates will do it, there's a reason for that...

I’m just sayin...

I would tell her to go f* herself and her baby! I have been asked to be a guarantor by a now ex friend who i didn't know very well. Needless to say, we are no longer friends. F** you Mia. I have changed the name of the friend. That's not her real name.