To ask what you pay per month for childcare?

[Missesmop]

Currently a SAHM. I have a toddler and a second baby on the way. I'm currently in the bracket of people for whom childcare costs here (in london) would outweigh my own current earning potential, I'm unskilled.

Prior to having DS I worked full time as a cleaner, my monthly take home averaged at £1300pcm. My rent is £1000pcm, then there are bills and food.

I've been quoted around £1000pcm full time childcare for DS alone.

How much cheaper is childcare outside of the SE? What do you pay, per child per month?

East Anglia, my DD pays £65/day, 4 days a week (I'm lucky enough to have DGS one day a week). The nursery supplies all nappies and wipes as well as three excellent meals.

Also London - these costs seem about right OP for London I’m sorry! £86 per day 7:30-6:30 all meals. We’re outer London though. But at least 1600 per month for full time for one (we have GP help 2 days a week).

I have two children, one school age and another 16 months. They go to a childminder two days a week and our monthly childcare bill is about £420.

Will be using a childminder im coming months. In the west midlands (Bham) full time 5 days a week works out to 180 p/w or 720 a month.

Childminders work out cheaper here

I'd leave London in a heartbeat, unfortunately it's not possible for the foreseeable as DP has another child here

Sw London - £80 per day childminder - it’s the going rate! Day nursery would be a fair bit more...

Sorry OP unfortunately childcare costs here are super high. FT you’re right - in the region of 1700/1700-2000 per month per child for nurseries that offer commuting / full time working hours. Bonkers isn’t it?

I think some of the people who scoff at others saying that childcare costs outweigh some people's earning potential need to take a look at this thread

I wish I had a career and marketable skills that would afford us the ability to pay out around £4000 a month on childcare.

London is absolutely ghastly!

I do actually know anyone who spends 4k a month as some couples have one person pt, get the 30 hours and/or spread the kids out a bit. The families with both parents working ft & also those who don’t get the 30 free hours have au pairs or nannies

I don’t not I do!

Two kids usually means nurseries are out as a nanny is a cheaper option. We have GP help and I work 4 days a week so childcare costs are lower. An au pair isn’t an option until >2.

London here as well (though the outskirts).
Our childminder charges £5.25 an hour and we stagger our working hours so we only pay for 8 hours a day.
DD goes 3 days a week so costs us around £550/month.
I cannot believe the costs in other areas of London!

OP maybe think about a nanny share or an au pair if your kids are old enough? Alternatively, moving slightly further out to a cheaper area?

No one pays 4k for nursery as for that sort of money you're better off employing a nanny. Why don't you budget for it properly, see what your local nurseries and childminders charge, how much you'll get in tax credits, how many free hours for your toddler, and take it from there.

London is a big place and prices vary. When we needed a nursery, the cheapest one we've found around us was £800, the most expensive over 3k.

Around 1000 per month for 3 days per week, but with the tax-free childcare account, that's around 800 per month.

Jeez! I normally have to have a little sit down when our nursery invoice arrives, but you guys in London get charged more than I earn! We pay £50 a day in Yorkshire, which averages out at about 850 a month (only do 4 days as MIL has her on Monday & Friday afternoons). We use the tax free childcare and absolutely cannot wait til Easter and we can layer it up with the 30 hours.

Nanny share can be an option. They would charge £12 an hour net for 2 kids so that's £6 for your child. Plus of course the tax and stuff on top. But £6 an hour is more affordable than nursery and they will also do the kids washing and cooking etc!

£56 per day here in NE Scotland, doesn't include breakfast or dinner (I put DD in 3 days per week).

Most nurseries I have come across offer a slight discount for kids attending 5 days a week, but I should imagine it's not that helpful.

£746/month - west central Scotland. That's for three days a week.

After I deduct pension and tax/NI the daily rate is more than I earn, and I earn more than minimum wage.

Nursery is definitely out of the question for us, without a doubt. I can only dream of earning the amount they'd charge.

My baby is due in April so I have some time to look around and get some comparisons. It'll definitely have to be a nanny or childminder by the looks of things though. In an ideal world I would be back working by the time baby is 6 months.. not sure how feasible that is though

Our families aren't in a position to help with childcare unfortunately, I'm really glad that others have helpful relatives though. I can imagine it takes the strain off (the bill!)

West mids -£50-60 per day on average usually discount for full weeks and siblings

I'm in SW London. Around us nurseries are £1850 a month on average. I was you a year ago. Bored of being at home, wanting to go back to work but shocked at the cost. We were lucky to find a childminder who we pay £40 a day to so works out a lot cheaper. But we really did get lucky.

South east: 66.50 per day. We’re dreasing doubling up but will only have to do it for 5-6 months. A nanny will be more expensive. A childminder could be an option for you or evening/weekends.

Don’t forget at 3, the costs would come down significantly and tax free childcare would help reduce costs too. If you are on a low income, there can be subsidised hours from 2.

It is really hard and other countries seem to have greater levels of subsidy. Unfortunately it is a massive barrier to lots of women staying in the work place.

Don’t bank on costs reducing considerably at 3 though. A) it depends on when they’re born - term after it kicks in and B) nurseries have to recoup their costs. It works out for us as £200 cheaper a month once the free hours kick in (4 months later given when her birthday is). Not an insignificant amount but not loads.

Well have 8 months of either double nursery or childminder from jan 2020. I’m dreading the balancing act but fortunate to both have help from family and to be earning a v decent salary so it won’t hurt too much.