Not as much into AIBU, posting for traffic.
On my way to work a couple of days ago I ran into a parked car (narrow road, oncoming traffic, got too close), totally my fault. No one in the other car, no one around, I left a note with my details but I think people may be away as when I drive by daily car and note still there.
Just asking people who may have been in a similar situation- I already contacted my insurer as my car needs repairs (the damaged car will do too, but a lot less so), and now I don't know what to expect from the imminent phone call except for the rightly pissed off people. Do I just give them our insurance details? If they won't want to go through their insurance route, can we insist if they want cash instead (if lets say they quote us too much for me to afford the repair?).