What is your family's monthly take home money?

[reefqueen]

So following on from a popular thread about what us women earn, I am genuinely interested in how much net income families bring in each month?

This is not talked about in real life but I think it is so interesting and I am nosy

So how much money does your household bring in each month? Is it from work or benefits or both? And where in the uk are you?

I'll start:
Me, DH, 2x DC, South East. Money in each month is £3,900. This includes 2 salaries and child benefit.

4k per month. Dh 40 hours per week and o work 28 hours a week.

I'd day about 6k net per month. Includes child benefit for 3kids.
Its us two + 3 young DC, full-time.
Quite a bit of money goes into DH's pension pot each month to avoid losing child benefit (he is on just under 60k). I'd recommend to anyone between 50k and 60k ish to do that. After 60k i suppose it's not the same situation.

Agree @lilyheather1 some of the household incomes on here are placing families in the top 0.5-1.5% in the UK - all of these households can't be on MN!

me, one adult and 2 children: £3,600

Jesus Christ what on earth does everyone do for a chuffing job??!

My and my DH work incredibly hard and both went to university to gain degrees to achieve our jobs. I thought we were doing well and live a comfortable lifestyle but we earn no where near that each month!!!

This ^

@MreKeats , who said "maybe it is because they are in early 50s and have worked their way up". Er... so have we - both in senior roles, but so many of the amounts on this thread are eye watering. We are only comfortable now because we have worked 30 odd years and had several promotions.

I know the saying 'comparison is the thief of joy', but someone in power somewhere needs to look at the differentiation in pay levels between the richest in society and the overwhelming majority of non MNers people.

Working for the nhs I find this thread so depressing.
I’m on my own so earn £2150 from main job and £800 overtime
Without my overtime I realise that my job which incurred a massive student loan pays very little. Morale is so low.

2200 no other income other than board money from DS 25

Well yes true back
Think there are lots of city types on mn.
My dh is vp of a biggish company in quite a niche area so that’s why he’s well paid.

£4500

Two full time wages.

I find this kind of information really interesting, as I don't talk about it with friends in real life.

6.5k after tax for us

Seriously who are all these people who earn hundreds of thousands of pounds?

I call at least 50% bullshit.

Just under 6k after tax. Two full time jobs.

Back, well we could give everyone the same pay. In fact in the cultural revolution China gave those from the middle classes particularly low paid work and sent doctors to work in the fields spreading manure and that kind of thing to try to ensure the privileged intelligensia were all brought down to the same level. Or you could pay everyone nothing and just provide housing and food for them and even have children live communally - that's been tried in a few places.

About half my income is removed in direct tax so I tihnk the FT worked out there was rouhgly a 1 - 10x difference between rich and poor but once the housing benefit and tax credits of the low paid were taken account of and the 50%+ tax marginal rates int heUk that came down to about 1 - 4x difference which is not really that bad.

I took an active choice as a teenager to pick work which paid well and have done a few things most women on here would not do - worked until in labour, back after 2 weeks fully time having used annual leave, all those years of unpaid over time, unpaid weekend working, some through the night work and a lot of failures but the plan basically worked. My graduate son happily drives a van and doesn't earn much and he similarly has made a choice that suits him. (I'm a lawyer and i deliberately at university picked business law options and avoided low paid areas of law like criminal law and I moved hunndreds of miles away from all family because London has higher pay - choices lots of women don't want to make and my husband followed my career hundreds of miles to London which again not all spouses will do.

My DH Self employed and me PT £1550
1 child so Also get CB then TC of £105 a week but pay out childcare if £102 a week
:(

Our income I worked out monthly

37k a month? A month??? I wonder what all the rich people on here are thinking about the much much lower incomes that people have to live on?

It is not "bullshit" though - go and look at NHS consultant pay with a silver merit award, look at the pay of superheads on line, look at the pay on websites of equity partners in accountancy practices and city law firms. I would be surprised if most women who earn a lot on here are lying about it.

Even £37k a month after tax which will be about £800k a year before tax is not impossible if you are at the top of some professions or play football.

The amount people bring home per month is interesting I agree but more so, it's irrelevant.

Someone could be bringing home £2k per month and have outgoings of £500 per month.

Another person could be bringing homemade £10k per month, and have outgoing or £9K per month.

Wow the variations! I run my own company so it varies but on average maybe £9k per month ... but ... I’m pretty sure we had more disposable income when we earned more like 5k between us. You live to your earnings and more income dojesnt always mean more disposable cash

SAHM 4 children, OH has a construction company and our net is between £5800 and £6400. We have a comfortable life and I feel very fortunate as growing up life was very different. We have friends who earn more than double than us and at the state schools our children attend there are a lot more better off families.

Both adults working, just child benefit for 1 child. Take home is just under £3200 which actually seems really quite a lot writing it down. We manage very well on it thankfully (tiny mortgage).

£1650 p/m made up from wages, tax credits, child benefit and child maintenance from ex.
This is to cover all bills, childcare and living expenses for DS and I and to top it off, I'm also having to pay back 18 months worth of housing benefit that 'apparently' the council shouldn't have been giving me because I'm not entitled to any, although they are the ones who said I was based on income

Just about enough.

And reading this thread, I can see why there are so many sets of bifold doors on mumsnet.

Our income is way above average for where we live but tiny in comparison to a lot here.

Name changed to post this but I promise I’m not making up the numbers. Why would I?

Joint take home every month is £9.5k

we are in our forties, he’s in IT, I’m an accountant. Boring but well paid. South East.