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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What is your family's monthly take home money?

437 replies

reefqueen · 15/11/2018 12:52

So following on from a popular thread about what us women earn, I am genuinely interested in how much net income families bring in each month?

This is not talked about in real life but I think it is so interesting and I am nosy Smile

So how much money does your household bring in each month? Is it from work or benefits or both? And where in the uk are you?

I'll start:
Me, DH, 2x DC, South East. Money in each month is £3,900. This includes 2 salaries and child benefit.

OP posts:
brieislife · 15/11/2018 13:20

£1500 after tax for a 2 person household.

GMtoBe · 15/11/2018 13:22

£2500 after tax. One salary (DH's)

ileclerc · 15/11/2018 13:24

6.5k post tax.

araiwa · 15/11/2018 13:25

Ooh another type random numbers thread

Entirely worthless

£3.50 a month

naicepineapple · 15/11/2018 13:27

@dreamingchild the security questions about mortgage amounts you have to put to the penny.
People have put rough incomes, the info on this thread can't be used for anything.

Workreturner · 15/11/2018 13:30

Single parent two primary children

Deep breath...

£1640 take home (I work 24 hours a week)
£417.64 child tax credit
£204.14 working tax credit (at the moment it’s more than that but when it is adjusted in April 2019 it will be this figure).
£137 child benefit
£2350 child maintenance from my ex. (Child maintenance not included in benefit calculations)

So circa £5k a month take home.

CoachBombay · 15/11/2018 13:32

@dreaminchild, hopefully people realise I'm too poor to bother robbing 😂

NameChanger22 · 15/11/2018 13:34

Just over 1k a month No benefits. Single parent. No debts, mortgage paid off. Just finished paying childcare. We live in the Midlands. We manage fine and even go on holiday every year.

MissingSummer · 15/11/2018 13:36

Me, DH, DS & DD, one full time wage and child benefit for 2 kids, £3575 a month after tax

Just out of interest, how are you still able to claim child benefit? My DH's take home is slightly less than this but he's on £65000 a year, which means we're not eligible... Not being snarky, just curious!

Huskylover1 · 15/11/2018 13:39

So workreturner gets handouts from the state of £758.58 per month, despite being on a good salary and having enormous child maintenance from a wealthy ExH? How on earth can this be right? Or sustainable for this Country?

I'm actually wondering whether this is correct, because when my kids were still kids, my take home was less than £1640, and my child tax credits and working tax credits were way less than this. And also, why isn't namechanger22 getting help, on a much lower salary?

The mind boggles.

southnownorth · 15/11/2018 13:39

Brilliant salaries on here.

We are between 3-4k a month in West Mids.

I am a SAHP.

How are those earning more still able to claim child benefit? It's an unfair system.

LittleLionMansMummy · 15/11/2018 13:40

Just under £5k. 2 salaries, both work ft, I earn the most. We live in East Anglia. Sounds a lot, and we're comfortable, but you'd be better off asking what people have left after all outgoings. Our outgoings for childcare and travel expenses are a lot - more than mortgage and bills combined.

KingsScorn · 15/11/2018 13:42

There is quite a lot of info on the office for national statistics website OP, that you might find interesting www.ons.gov.uk

Take home money will mean different things to different people - I would imagine that some of these figures already have private pensions contributions deducted and others don't for example. That could be a significant difference over time.

NameChanger22 · 15/11/2018 13:43

I'm not getting help because I don't want or need it. I did claim tax credits until my child was 5 because my nursery bill was £700 month, but that dropped to £300 a month 7 years ago and I realised I could manage without benefits. We're not poor, we have savings and own our house, I don't run a car and we are happy to live frugally.

AllTakenSoRubbishUsername · 15/11/2018 13:43

Enough to pay silly amounts of tax. Why do you want to know such personal information?

StillIRise87 · 15/11/2018 13:44

3K after tax from husband and about 2-300 a month from my ( very) part time job. We have one child and I stay at home during the week. We live in the South East and do fine.

TheFaerieQueene · 15/11/2018 13:45

Yet another ridiculous thread on money. Why would anyone divulge this information?

mumontherun14 · 15/11/2018 13:46

Totally agree. My PIL in their 60's earns a quarter of what we earn but have no debts and mortgage paid off years ago so are much more affluent that us who have better salaries on paper but never feel well off due to mortgage, cars, bills, kids hobbies etc. But then I think at least we were able to get a mortgage when deposits were lower than you need now and hopefully one day will have it paid off when the generation coming behind us struggle to get a mortgage and such a lot of their income is spent on renting.

Nothisispatrick · 15/11/2018 13:47

Around 4K, is going down each month at the moment as im on mat leave, but next month DP gets a bonus so it doesn’t vary.

EverybodyLovesRaymond · 15/11/2018 13:48

Yet another ridiculous thread on money. Why would anyone divulge this information?

I can't believe the information divulged on MN about a lot of things.

pigeondujour · 15/11/2018 13:50

Why would anyone divulge this information?

A lot of people just lie on threads like these.

ChimesAtMidnight · 15/11/2018 13:50

Not enough to pay tax

gamerchick · 15/11/2018 13:51

Ooh another type random numbers thread

Entirely worthless

£3.50 a month

Pffft, showoff. we're a £1.25 a month and consider ourselves well off.

NameChanger22 · 15/11/2018 13:51

Yet another ridiculous thread on money. Why would anyone divulge this information?

Why not? Nobody has attached their name, address and telephone number to their post. It's interesting to read, when you have nothing better to do.

TimeWoundsAllHeals · 15/11/2018 13:52

About £2700 from husband's wage + CB. Occasionally he gets bonuses but I don't count that as monthly income since it's not guaranteed.

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