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To ask how long left on mortgage?

362 replies

Wallawallabangbang · 04/11/2018 08:38

Just that really. How old are you and how long do you have left on your mortgage?

OP posts:
WisestIsShe · 04/11/2018 08:40

38 and 14 more years.

AddictedToTea · 04/11/2018 08:40

14 years

Bigpizzalover · 04/11/2018 08:40

27, 26 more years.

Icannystandit · 04/11/2018 08:41

39 and around 9 years

lunar1 · 04/11/2018 08:41

38 and 9 years. It's timed to finish when my eldest goes to uni!

BatsAreCool · 04/11/2018 08:41

45 and 0. Recently paid it off by overpaying for the past 5 years.

Thehop · 04/11/2018 08:41

39 and 10 years

CatherineCawood · 04/11/2018 08:42

45 and 11 years but we overpay so should be done in 6 or so.

kaytee87 · 04/11/2018 08:43

I'm 31 and have 17 years left.

Alfie190 · 04/11/2018 08:44

Paid off five years ago when aged 43.

Katkat222 · 04/11/2018 08:44

35 and 28 years Sad we are in London though so it took us 10 years to save for a deposit, and our mortgage is massive. Still glad we did it though!

We do plan on overpaying once our kids are out of the childcare years, so hopefully will bring the term down that way.

MrTrebus · 04/11/2018 08:45

I'm a mortgage advisor. A lot of the replies you get will be a bit braggy and not the norm. I'm 34 with 30 years left. This is around the norm in the south east.

HarrySnotter · 04/11/2018 08:45

51, 10 more years but have recently paid a sizeable chunk off to reduce the amount owed. Mortgage is tiny now but as we would like to move soon we didn't want to start the whole mortgage process again.

yoyo1234 · 04/11/2018 08:46

39 and hopefully 9 (very optimistic).

Bodicea · 04/11/2018 08:47
  1. 18 years left. We do intend to start over paying in a few more years.
MrsStrowman · 04/11/2018 08:47

34, 20 years, but we over pay so it'll be before then

QueenofLouisiana · 04/11/2018 08:47

I’m 42 and have 8years and 8 months (our statement arrived last week so I know exactly how long).

Sadly, unless DS takes a couple of years out it will be too late to divert the money into paying university fees.

AHintOfStyle · 04/11/2018 08:47

46 and we’ve got 4 more years

ChocolateTearDrops · 04/11/2018 08:47

Paid mine off 4 years ago (mix of redundancy lump sums and then overpaying every month) at the age of 44.

Elletine · 04/11/2018 08:47

28 and 12 years left

marvellousnightforamooncup · 04/11/2018 08:47

44 and a couple of months.

BatsAreCool · 04/11/2018 08:47

A lot of the replies you get will be a bit braggy and not the norm

Surely all replies build up a 'norm'. I had a mortgage since I was 23 so had plenty of years paying it. Why is saying 0 bragging? If you had asked 5 years ago it would have been 10 years but we managed to overpay.


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RoyalChocolat · 04/11/2018 08:48

37, 11 more years (in France).
Small mortgage at the moment but we would like to move soon.

SoyDora · 04/11/2018 08:49

34 and 27 years. We won’t be staying in this house forever though, DH’s income is likely to increase and I will go back to work at some point so I kind of see that number as irrelevant. It’s just our current mortgage at our current payments. Circumstances change.

HarrySnotter · 04/11/2018 08:49

A lot of the replies you get will be a bit braggy

I disagree @MrTrebus. If I see someone has paid their mortgage off in their 40s I think good on them, it doesn't mean they're bragging, they're just saying what their own situation is. Wish we could have done it.

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