Been with DH for over 10 years, 2 DC, no reason to think anything might be "going on", although things have been tough for a while now but I put that down to general tiredness, kids, work stress, him being a lazy bugger etc.
No reason that is until we return from holidays in the summer. I sorted the post out in to piles, him & me, and his pile has what is early a new credit card in it. I didn't open it, but the envelope has gone a bit wonky and I can see the "welcome to your new credit card" blurb bit of letter through the envelope window, and there is clearly a card enclosed.
All our finances since we had DC have been joint. Every financial decision has been joint. All work expenses are claimed for and paid back so no company credit cards are required. We have no major out goings coming up, nor any major birthdays/anniversaries that might require a secret lavish purchase. We have no existing accounts with this bank. Also no paper bills for said credit card have come through since I discovered it.
DH works away every so often, stays over in hotels paid for by work, so has the opportunity to cheat freely without suspicion arising, although as bad as things have got I never ever thought he would. So my AIBU is am I unreasonable to think that there is no reason for a secret credit card other than to hide purchases for another woman/to use to meet up with another woman? Has anyone had experience of finding out about a secret bank account/credit card that was ultimately a lovely surprise, or is it always an affair??