Stop boasting about lie ins and holidays on retirement!

[malificent7]

Now don't get me wrong; my dad and his dp and most other retired people deserve a good retirement; I am proud of them but I do wish that they would stop laughing at my early mornings and hard work whilst boasting about lie ins, holidays and being able to galavant.

This is semi light hearted but aibu to be jealous?

That's when you can start collecting pensions. But most NHS staff couldn't afford to retire early as the amounts aren't necessarily enough to live on, despite what you may have read. And, I know a lot of NHS workers. None have been able to retire at 50 under their own steam. If they can do it due to a high-earning partner, then the fact they're NHS is neither here nor there.

Exactly. I know nobody who's retired from the NHS at 50, including the couple next door who are both consultants.

I know a lot who have been in service since teenagers and plenty who have retired at 55 (and some taken early with redundancy), so gone earlier. If you've had 25 years service by 55, your pension is very generous (it never will be again).

Miljah I worry about young people too even though I have no DCs. I don’t have a physically demanding job, must b3 tough if you do.

I have worked 10+ hours a day for 25+ years and now as I own my own business employ others to do these crazy hours. I rise about 9am, watch The Wright Stuff/Jeremy Vine until after news review and then work for about 4 hours. I feel I have earned the lie in and part time hours plus a few holidays a year. But apart from here I dont gloat.

Brownmouse your very out of date with the NHS pensions. I now cannot retire untill 68 on an Nhs pension which I will have paid into full time for 48 years. Take it any earlier and I loose 8 % per year taken early. You will see lots of NHs staff joining the patients using walking frames I'm sure.

Won’t be long till you can laugh about how fabulously well your knees and hips work- make a point of facebooking about it on cold mornings (since you’re up early).

Seriously though, I’d prefer to be in your shoes. My parents moan all day about the minutiae of retired life. The confusing renovation of their local supermarket (done to spite them, apparently), the raking noises their neighbours make, etc. I find myself wanting to scream ‘Get a life, ffs. You’ve got your health, full autonomy. Be grateful, and get off your arses!’

It’s worse to watch them waste life, when you’d kill for one clear afternoon!

YABU I'd find it more annoying you telling me to be "more adventurous" with my travels and to go to India and Africa when I've no desire to.

But then I don't really get jealous that often so maybe I'm lucky. I'd just be happy for them!

Brownmouse there are three different NHS pension schemes, all with different rules and the normal retirement ages have increased with each new scheme. Most people taking early retirement in the NHS - including me - face a hefty reduction in their pension if they retire early.

If you've had 25 years service by 55, your pension is very generous (it never will be again)

Well, if you are in the oldest pension scheme (1995), that would buy you 25/80ths of your salary a year as a pension and if you dont have special class status, you would lose 21% of that by taking it at 55. That works out at bout £7406 on a £30k salary, towards which you would have been paying in 9.3% of your salary monthly.

That's odd all of my grandparents were the get up between 5 and 6 am types, they would have thought retired people using that as an excuse to sleep in every day as very lazy.

My FIL still gets up at 5am

The very idea makes me feel exhausted

Gloating is shit but if it weren't for my in laws early retirement (both at 55 from the NHS with mental health officer status) me and dp wouldn't be able to work fulltime. They are our childcare for those times that paid for childcare doesn't exist (shift workers so nights weekends etc). In fact a lot of their generation are providing free childcare and caring for their own elderly parents.... what will we do once everyone is retiring at 67? Who looks after our children and frail relatives for free then?