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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How do you split bills when one earns more.

102 replies

nikkylou · 04/09/2018 13:07

We're buying a house. My partner earns about 7k more than me, although I'm hoping to work on this!

He's suggested we each pay a % split into the joint account for out mortgage, bills, etc. So he'd contribute more and me less.

I'd rather pay an equal amount. It's not his fault I'm on less, we have no kids to worry about, and I can't deal with the faff of re-calculating every time one of gets a pay rise, changes job, etc.

I also don't want to justify my spending, feel like I owe something when I'm contributing less.

I get this means I get less disposal income per month, to save or spend.

I suppose this is the aibu bit. We went out for dinner last Friday, when he got paid. He asked if we can go half. I feel a little upset, especially when he spends 300 on cosmetic repairs for his car, that he can't treat me to dinner. There's similar situations. I can get over this!

I suppose I'm a little concerned if I split all the bills half way, he's still not going to consider I have way less disposal income. That situations like the above will be a common occurrence. It's hard to explain what I mean.. I don't care what he spends his money on, but it cuts when he spends big but then tells me he's skint for a Costa or something, and I have to pay for us both.

With that in mind, how do you split your bills / manage disposal income when there is a big pay gap.

P.s. I'm on my lunch break so won't be around long but will check in this evening!

OP posts:
BalloonDinosaur · 04/09/2018 21:29

I work full time and DP works part time and does main childcare. I put slightly more into the joint account for bills/mortgage etc, what he makes basically covers his half and little else so generally I buy everything else.

Works for us and cheaper than him working full time and us paying for childcare.

AllDayBreakfast · 04/09/2018 21:33

At face value I want to say that the higher rather should pay more, but it would also seem unfair if one partner was working much longer hours and enabling the other to have an easier ride - hypothetical example, not meaning the op.

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