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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Original poster

This holiday situation

134 replies

Butterflykissess · 10/06/2018 15:47

I'm posting this on behalf of a family member as she wanted opinions on this situation. Two friends book a holiday (for the sake of this thread i will call them jane and Lisa) they agree that they will pay off £250 a month so that the holiday is paid off in time. Lisa keeps up with the payments but jane doesnt. lisa starts to worry and speaks to jane about it jane says she will pay it after christmas, which turns into after easter and basically keeps making excuses. Anyway 2 days before the holiday is due to be paid off Jane says she needs and extension and asks Lisa to call the holiday company (which she does and they agree to a 2 week extension.) Jane insists she wll be able to pay it off in the 2 weeks. During the 2 weeks Jane says she cant get the money and says she will get a pay day loan. She doesnt get one in the end and asks Lisa if she will loan her the money. lisa doesnt as she cant afford it, shee then asks Lisa if she has anyone who can take the place. With it being such short notice Lisa struggles to find someone but eventually does 48 hours before the deadline. Lisa tells the other friend she can have the holiday and pay off the reminder and just pay for a name change. Lisa tells Jane and Jane says she wants the other friend to pay her the money back which she had paid towards the holiday. Lisa tells Jane she has 3 options, which are she either comes on the holiday herself and finds a way to pay the remaining money, pays back the money Lisa will lose from the cancellation fees or accepts she will lose the money she had paid so far. Jane says she wants the money back in installments but the other friend has already said she wont be able to pay anymore than the out standing balance. so jane asks for it back in instalments. But the other friend is unwilling and is only able to accept the holiday at the out standing amount. Jane then says just do what you want and hasnt spoken to Lisa since. What are your opinions and who is wrong in this situation?

OP posts:

BewareOfDragons · 10/06/2018 16:39

Jane is being a bitch and a really shitty friend.

She was going to lose the £800 anyway, as she couldn't afford the holiday any more and said she couldn't pay the balance (in spite of the months and months of stringing her friend Lisa along about paying, and then asking for a loan well past the time the money was due). When she realized that couldn't happen, she told Lisa to see if someone else could take her place.

Lisa found someone else who could afford to pay the rest of the money and go. Fantastic! Jane should be delighted that Lisa can still go on the holiday, WHICH LISA HAS PAID £1900 FOR HER HALF, and won't be losing that money.

But no, Jane wants Lisa to lose HER money, too, if save-the-day friend won't pay Jane's deposit as well as the balance.

Utter cow.

She's not Lisa's friend. I'd tell her to get stuffed and take the friend on the holiday.

ScreamingValenta · 10/06/2018 16:39

OP, would Lisa have been able to go alone had she not found a replacement?

Original poster

Butterflykissess · 10/06/2018 16:40

if jane had got a payday lop

OP posts:

PickwickThePlockingDodo · 10/06/2018 16:40

Sorry but Jane loses her money - totally her own doing.

MargaretCavendish · 10/06/2018 16:42

basically so close to the holiday they would have lost 50% which is all of what Lisa had paid.

I think this makes it pretty open and shut. If they'd cancelled Jane would have owed half the cost of the holiday (so more than her £800) on her own behalf. I also agree with you that she really would have been morally obliged to pay Lisa back for her own lost 50%, though presumably wouldn't have done. Since she has lost less money than if Lisa had done nothing, she can't possibly complain.

Blondie789 · 10/06/2018 16:42

Shit like this is why I go away on my own

MrsTerryPratchett · 10/06/2018 16:42

Getting a payday loan to pay for an unaffordable holiday would have been quite the stupidest piece of financial planning it's possible to make.

But Jane and Lisa should have discussed what was going to happen before the holiday was offered.

MargaretCavendish · 10/06/2018 16:43

If she had wanted to sell the holiday she should have done so, not relied on her now ex- friend to have done this.

Again, I do think the complicating thing about this alternative is it would have meant Jane picking Lisa's holiday companion, which seems completely unfair on Lisa.

ohgohome · 10/06/2018 16:43

I read the first post easily and my first language isn’t English!

Jane is in the wrong. She broke a verbal contract several times.

She has the choice to pay and go, she won’t or can’t, her choice. She has said do what you want. Lisa and new holiday friend should take her at her word.

Original poster

Butterflykissess · 10/06/2018 16:44

If jane had got a pay day loan she would have to pay back double the amount of the loan. Lisa would have had to cover the entire cost of the holiday even if she went alone.

OP posts:

BewareOfDragons · 10/06/2018 16:45

If Jane refuses to let Lisa and friend go on the holiday with friend paying only the difference, then Lisa should absolutely pursue Jane for the money Lisa loses due to Jane's inability to pay her share.

Jane should eat ALL the cancellation costs both women face since this whole fiasco is her fault.

Nottheduchessofcambridge · 10/06/2018 16:47

Jane would have lost her money anyway. Tough. Why did she book it if she couldn’t have afforded it?

Nottheduchessofcambridge · 10/06/2018 16:47

Your post was easy to read btw.

Miladamermalada · 10/06/2018 16:50

If you enter a repayment agreement and don't pay fully you lose out. If Lisa hadn't found someone else Jane would have lost the money anyway. So Lisa did nothing wrong. Lisa shouldn't have lost on the holiday because her friend let her down.

LauderSyme · 10/06/2018 16:51

Jane is a rude CF and no kind of friend.

RoseanneBarred · 10/06/2018 16:52

Jane was U - her communication was crap and left Lisa in the lurch either way.

ohgohome · 10/06/2018 16:53

People like Jane are not good friends! Good that she hasn’t spoken since.

Do you think she had learned her lesson?

HonkyWonkWoman · 10/06/2018 16:54

Jane is in the wrong.
She would have lost this money if the holiday had been cancelled.
Lisa managed to "save the day" by getting someone to jump in at the last minute.
Last minute holidays are much, much cheaper online because holiday companies are trying to re-coup.
The friend who jumped in at the last minute probably did so because the holiday was a bargain and discounted by Jane.
Lisa would definately have not been able to sell this holiday at the full price.

Jane is an arse!
Sod her and go and have a brilliant holiday Lisa!
You've done nothing wrong!

OrchidInTheSun · 10/06/2018 16:55

This way Jane isn't liable for the balance and Lisa isn't going to have to go on holiday alone. So win-win really. The fact that Jane is pissed off that someone is getting a discount holiday because she's incompetent is neither here nor there.

It's tough shit that Jane has lost money - she's flaky and unreliable and Lisa is probably better off without Jane in her life :)

Dobby1sAFreeElf · 10/06/2018 16:57

Jane is a CF.
She most probably wanted Lisa to pay the remaining sum but allow her to still go, and somehow never pay the money back. Finding a replacement so late she probably didn't expect to happen.
That or she really wanted Lisa to lose her money.

WingsOnMyBoots · 10/06/2018 16:59

Too hard to read.

Browniebaker · 10/06/2018 17:03

Think if people find that difficult to read, they should learn English again.

Jane is in the wrong. She should have paid the amount for the holiday.

bluebeck · 10/06/2018 17:08

I agree with Dobby I reckon Jane thought Lisa would pay up the whole balance and Jane would pay her back, erm, like, never.

Cherrysherbet · 10/06/2018 17:11

They should have made separate bookings in the first place. This was a very risky thing to do. I can understand why Jane is pissed off, as it's a lot of money to lose, but she clearly has no sympathy for Lisa. She would prefer they both lose their money, than just her own. She's not a friend. Selfish.

Parkrunner25 · 10/06/2018 17:12

Another bite for Jane IBU.

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