I know I am but

[selfishdilema]

Ok so name changed.
I've been offered a job of my dreams but it's about a 30 min drive from home, (no public transport links apart from 1 bus per day)
Better money, better hours, better benefits 1 being a salary sacrifice car (important)
However I can't take it 😔 we've only got one car it's and old banger and my dh is going to need it for the School runs, School is 2 miles away dd has hypermobility so walking is out and I'll have to leave before and be home later than School times breakfast club etc.
Been offered a car on finance but as I've poor credit history from a few years ago (undiagnosed asd in ds resulting in not being able to work-now sorted) the payments are very high (unaffordable) for not a very good car, all I need is £500 to get another car until I can get my salary sacrifice one (after 6 months) and I'm sulking cos can't do it. So I know Aibu but am still sulking ☹️ and venting here because dh is sick of me moaning.

Can you hire a car until payday?

In the short term, could your husband drop you at work before returning to do the school runs? You might have to arrive early and pass the time before your official start time, but in the short term, for such an ideal job, it might be worth it.

Can you rent a car for 6 months?

Find a way!

Can you look at different options to get your DD to school - lifts with another family, taxi one way.

Or see if you can borrow the money from a family member or friend

It would be a shame to miss out on an ideal job because of this

I've not long passed my
Test so can hire but it would be around £450 a month 🙈
We would need to leave the house about 6.30 am for him to be back in time for ds School bus and the hours travel with asd ds twice a day would be difficult as he then has a 50 bus ride to school then all in reverse at the end of the day

I assume no f&f can help or that you don’t want to ask? If it’s the job of your dreams you should find a way. Only you can decide whether the high interest loan would be worth that but if it would work out better in the long run to take one out I don’t see why not. I guess it’s about weighing up the situation. I hope you sort something!

Could your husband be the one to hire the car, leaving you with the use of your existing car?

Am so frustrated because long term it would be better all round. It's the first 6months. Don't have family it's just us tried short term loans etc but I'm in a dmp so it's a no go.

Is there a way to raise the money in some way. I know for lots of people including lots of times me! there is absolutely no way that amount could be raised so I'm sorry if that sounds glib!

Maybe do a car boot sale, you get rid of old stuff, books, kids toys etc last time I did one (admittedly a long time ago) I made about £200.

Have you got family or friends who could loan you it?

If your sure that it's temporary and that you definitely could pay it back could you get a loan or do you have a credit card?

Could you maybe hire a car or does your town have a car club that you could afford short term until your wages allow you to get a car?

Or is there

Sorry there were no replies when I started my response

You have the car. Dp takes dc to school by mini cab and makes his own way back to keep down costs.
You are giving up too easily.

There will be a way if you are determined enough.

Can you DH use a bike? Get a lift? Can you sell stuff? Have you got credit on your gas or electricity accounts that you can reclaim? Will anyone give you any kind of credit - have you looked on money saving expert? Is there a credit union near you? Pay day lender if you have no other option.

Dh thinks i should take it and we will
Cope as we always do. I'm just worrying massively and venting. Sorry guys

Queenoftheblitz has come up with a really good solution.

Ask around locally and see if there's any carshare schemes, especially if your new employer is on a business park or similar there might be someone there that already lives close to you who could help out. You never know your employer might even be able to come up with a suggestion.

If this is such a great opportunity for your family, would it be possible to home school your children for the next six months?

Exhaust all possibilities before throwing this away, you have the rest of your life to regret it if you don't. =)

Can you talk to work? They may have a pool car or be willing to sort a hire car via the company instead of the salary sacrifice if they really want you to take it.

Worth taking to HR

I used to cycle my kids to school. Is that a possibility for your DH and DD?

Good idea re dh hiring the car short term.

Can't remove my son as he's in special school. My daughter is in nursery to start full time in sept so it's only really a problem from June to end July. The taxi thing might work dh hates them though! Dd can't cycle herself it's too much pressure on her knees but could get dh a bike and a trailer thingy. Are they expensive? Thanks guys

It's a short term problem - you would be mad to give up the opportunity for a short term problem! Either your DH takes the kids to school in a taxi or he drops everyone off and you just have 6 months of early starts. It will be worth it in the end.

Dh also not had his licence long so same cost

Your husband is right, you should take it. It's 6 months of inconvenience to improve your family's life.

I think the taxi idea is the best bet - relatively small expense, and not all in one lump sum. I know where your husband is coming from - I don't like taxis either - but for the sake of this opportunity, he needs to make an effort to overcome this.

So DS currently goes on the school run to drop off DD and then is collected by minibus after you/they get home? Then at the other end of the day he arrives home before you go out to collect DD? How old is DD? Could she go alone in a taxi with a DBS checked driver?