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Original poster

to think that people should shut up about their bank charges? You incurred the charges, so pay up.

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AitchTwoOh · 09/05/2007 12:57

honestly, i've got a friend who just got £5500 back and he's off on holiday with the proceeds.

he's absolutely USELESS with money and knowingly incurred all teh charges, so why exactly does he deserve to get the money back? it's not a bloody savings account he's been paying into...

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MNHQ

Tech · 09/05/2007 14:22

Here's one that just happened to me that I do think is a bit scandalous.

About three years ago I had an MBNA credit card with a balance on it. Eventually I had the means to pay it off in one go. So that it would definitely pay off, I overpaid by a bit (so that the payment would cover the next month's interest as well). Since then the account has been about 12 pounds in credit and I haven't used that card so it's just sat there. I just got charged a 10 pound "credit balance fee" about three years later, along with a letter saying they'll charge this every month the account carries a credit balance.

I'm surprised it's even legal to just unilaterally introduce a charge like this. I suppose the terms and conditions must have a cover-all "these may be changed at any time" clause. There really isn't any reasonable excuse for charging for a credit balance that I can think of. It strikes me as hucksterism.

In the words of Ms Tate, "the dirty, evil, robbing b*ards".

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