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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To throw my dads possessions out.

110 replies

Gigimoll · 18/02/2018 09:56

So let me start, the house we're renting is my childhood home. My mom mainly poured all the money into it for me and my brother. My brother died a few years ago so the house is still legally my dad's but always still 'my home'. I've made it into that. I really struggle and I don't have a lot of money and my dad and his girlfriend ran it down to a filthy mess. I've given it love and paint and it's lovely now and I'm paying his mortgage, water everything. But it's not in my name or even that I'm renting.

So the main thing in this was a home for my family (dad has moved out as he's in so much debt for his ex and can't afford to live without my money) and my mom and stepddad decided to help us out (thank gosh) and put a percentage towards buying this house and we put the rest. The idea is in future we all move to the seaside. Me, My two children, my mom, dp and stepddad.

So my dad hasn't been a dad. He let his ex abuse us, wouldn't give my mom money for us and she really struggled with two kids, told me I'd only ever amount to be selling the big issue, you get the idea. A complete asshole. I have panic attacks every time I see him now after announcing my pregnancy with ds. He's a asshole to me over it. But pleased for his ex's 16 year old daughter who's gotten knocked up.
So yesterday I'd had enough. I've been asking him for months to collect the rest of his things. So I can sort the spare bedroom out for ds and put heating upstairs. He refuses to take it.
He then has his post delivered here still and blames me for loosing important letters (which I always put in the hallway to keep them all together.) when what he does is open them and leave them. It's driving me insane. I've put 3 grand into this home, new kitchen, bathroom etc and he wants all the money from it now as he can't stop going to gigs etc on his credit card. I want the only contact to be for the money now and that's it.

Am I in my rights to throw his things out now? It's been well over a year.

OP posts:
Mummyoflittledragon · 18/02/2018 14:58

The only way I think you will get your money back is to stop payments to your father. Let the house be repossessed. It will then be sold probably below market rate then perhaps you’ll be able to buy it for the 89k. But you’ll have to have a mortgage in place, which could prove difficult.

Snowysky20009 · 18/02/2018 15:02

I have never wanted to shake an OP as much as I want to right now.

Wake up!!!!

You are being screwed. You have no understanding of how any of this works!
You'll call the solicitor? No you can't.
You are registered there? That means nothing.
But mum's paid more of the mortgage! Oh but she's not on the deeds!
I pay the bills! And?!
I'm paying the mortgage! No you are not- you are just transferring money to him! Is he then paying the mortgage? You don't know do you?
He said we can have it for 89k! Umm not if he's in debt you aren't!

Love I could go on. But seriously, you have so litttle understanding that it is really concerning! You need to get out and rent somewhere, with a tenancy agreement, and get your dp to get a job! You are having a baby! Time to stop dreaming and face reality no matter how harsh that is!

satnc · 18/02/2018 15:09

You can't honestly be serious?
🤦🏼‍♀️

IntelligentYetIndecisive · 18/02/2018 15:09

You're paying your dad via direct debit, but is he paying the mortgage with that money?

I agree with other posters. You can't sort this out unless or until your dad goes to a solicitor himself to kick off conveyancing proceedings.

If he's in so much debt, selling at the lower price is silly. Why doesn't he sell at the higher price?

Has your dad informed the mortgage conpany that he is no longer resident and he's receiving rent?

Please look at finding somewhere more stable to live. You could have the rug pulled out from under you and have no comeback.

Snowysky20009 · 18/02/2018 15:16

Is your dad even allowed to rent the house out on his mortgage??

daisypond · 18/02/2018 15:18

If you told your dad you were going to move out, would that spur him into legally selling the place because he would no longer receive any "rent" from you? Would he be able to rent it out to anyone else? At all? For the same or more/less money? You'd have to be prepared to follow through, though, so I think you need to find somewhere else to live. If he sold, would he sell to you at a knock-down price because you're family, or just sell to the highest bidder?

Motoko · 18/02/2018 16:19

Of course the solicitor your mum saw wasn't telling her bullshit! Why would they lie to her?

Your mum has no rights to the house.
You have no rights to the house.
Neither of you will get your money back.

Contact Shelter. Or carry on sticking your fingers in your ears until the shit hits the fan.

NoSquirrels · 18/02/2018 19:28

Your dad owns the house - his name is on the deeds and the mortgage.

He owes £80,000 minimum.

The house is worth £100,000.

You have no rights to the house. Your mum has no rights to the house.

Stop paying rent. Walk away.
You can’t claim housing benefit in this house as its rented from a family member. You need to move.

Once you’ve moved, see a solicitor about the £3,000 you’ve “invested” and go via small claims. But be realistic - your dad is in £80K of debt. It’s pretty unlikely you’ll see this money again.

Chalk it up to experience. Move on as soon as you possibly can.

MrMeSeeks · 18/02/2018 19:41

am paying it though. But giving him the money direct debit.

No, you're not paying the mortgage, you're giving your dad money every month.
You've got some figures on some paper, but nothing else. I don't think you'll see the money.
Get out now.
It's your dads house, not yours, for some reason he doesn't want to change that.
I'm sorry, but agree, if something happens you have no rights.

babydreamer1 · 18/02/2018 20:03

You seem to be extremely confused/delusional on what paying money for a house entitles you to!

Firstly any improvements you make to a landlords house are irrelevant. So stop wasting money on repairing your dads house.

You've been paying your dad a monthly sum of money which means you do have a tenancy agreement despite there not being a paper version (assuming this has been regular since you moved in). You therefore need to give him notice that you'll be leaving within 30 days and use the money you pay him to rent somewhere of your own.

If he chooses to he may sell the house to you, if he does you will have to get your own mortgage so make sure this is possible.

And no, of course you can't throw his things away, your essentially throwing his things out of his house and he'd have every right to report you to the police.

You'd be better off renting and saving for your own place when your oh gets a job.

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