To be utterly fucking furious.

[preemiestruggles]

DP and I live together. Same sex couple. I am sole wage earner she is retraining. We have 2 cars. She can't drive (at least not legally) both cars are insured in my name and belong to me. She is named driver on hers.

I was sat with DC when she came and said, right I'm going to the shop, I'm taking the car. I asked her WTF?? For context shop is 5 minute walk away so I assumed she would walk.

She was planned on taking car and driving with no license (and thus no insurance) her pov is that it's not far so it's fine. Mine is that if she crashed I would be in trouble as car owner and insurer. I need vehicle for job, as will she when she completes training.

AIBU in being furious that she would even think about doing this? Fucking irrisponsible and lazy?

Yep your partner is definitely IGNORANT.

Yes. Bone idle.

She is a selfish and irresponsible person and I would be incredibly angry and worried about her future behaviour.

What does it matter why they have 2 cars, it's totally irrelevant how many cars they have, honestly why does everything have to be picked apart when it's got nothing to do with the key issue

Complete lack of judgement.

I took car for test drive around the block (all legs and insured etc)
Someone crashed into me. Said Car was a write off. We had been on the road for 1 minute.

Yep your partner is definitely IGNORANT

No she's not, she knows that she isn't allowed to drive, what is she ignorant of?

My DM had an ex who used to pinch her car (had a DL but not covered on her car). This is why he is an ex DP. She says she's VERY lucky she found out before he got caught out or was involved in an accident and got her dragged in. Not saying you should leave but point out all the ramifications and how they'd affect everyone else.

Missingstreetlife.
I don’t think that is true in this case as insurance exists but she doesn’t meet terms and conditions (full licence or supervised learner). The OP insurance will pay out (it has to under current legislation to protect the innocent third party)but then seek to recover their outlay from the OP. If there is injury, this could run into thousands, potentially millions.
The OP could lose everything to pay off the debt.

Fucking irresponsible!

my ex used to drive uninsured cars in his youth and was caught, when he passed his test years later his insurance was through the roof on a fiat panda for all the convictions/points on his licence

If she drives it alone she will be stopped, banned, points, when she is allowed to learn again and passes her insurance will be ridiculously high, even without convictions the first year for me was almost double what it is now

not sure but could be put in a situation if she does take it and is stopped you will have to have her charged with twoc i would imagine or there will be consequences for you if you let her take it

Are the DC yours, hers or joint? Because I would now be anxious about her parenting skills bearing in mind her complete fuckwittery over driving to the shops without actually having passed a test.

'It's not far, so it's ok?' What does this attitude apply to where the DC are concerned I wonder?

Is there any chance at all that she's Irish? I am and when I was learning to drive in Ireland, they didn't enforce the thing about needing to have a licensed driver in the car with you. So I drove around on a learner's permit for months and months. I'm a responsible, usually risk averse person but it honestly took me a while to get my head around the absolute need to be accompanied.

This would be bad enough for me to end a relationship I think.

Sell her car.

I would be concerned about her attitude. My brother in law once drove me somehwere and I found out he didnt have a licence- I went mental at him especially as he drove his daughter around I threatened to report him if he ever got in the car again. He got lessons and passed his test because he knew I was not bluffing!

How selfish. If she was in an accident and another person or child was injured she would be uninsured and the consequences could be unthinkable .

Wow, just wow. Another vote for seriously re-evaluating your relationship. Can you trust her with your kids knowing that she takes that attitude?

Sorry to say but I'd not trust her judgement ever again now.
It's well known a learner can't just get in a car and Swan around as they please! She knew this and just doesn't care.

I don't trust people like this. My bil drovery around for months with no insurance. The month before he was "caught" he drove me and my children to London and back and risked getting us stranded not to mention anything else. Has absolutely no remorse and I'm a dick for not letting it go.

I'd leave the relationship. Risking herself is one thing but driving without insurance and putting others at risk is beyond selfish. Her so flippantly being ready to break the jaw shows her true colours.

I think you would be liable OP. A good friend of mine stupidly gave his car keys to his friend. His friend then drove the car without licence or insurance and crashed it. My friend was banned from driving for a year for allowing an uninsured, unlicensed driver to drive his car.

Ok, well it's good to know I wouldn't be liable.

She would put you in the position of having to tell the police that she took the car without your consent.

Otherwise you would face being charged with allowing someone to drive your car without uninsurance. That comes with a 5k fine and points on your license.

I think you would be liable OP. A good friend of mine stupidly gave his car keys to his friend. His friend then drove the car without licence or insurance and crashed it. My friend was banned from driving for a year for allowing an uninsured, unlicensed driver to drive his car.

By handing over his keys he gave implied consent which is why he was liable. In this case the GF would have taken the car without consent so the OP wouldnt be liable.