To be utterly fucking furious.

[preemiestruggles]

DP and I live together. Same sex couple. I am sole wage earner she is retraining. We have 2 cars. She can't drive (at least not legally) both cars are insured in my name and belong to me. She is named driver on hers.

I was sat with DC when she came and said, right I'm going to the shop, I'm taking the car. I asked her WTF?? For context shop is 5 minute walk away so I assumed she would walk.

She was planned on taking car and driving with no license (and thus no insurance) her pov is that it's not far so it's fine. Mine is that if she crashed I would be in trouble as car owner and insurer. I need vehicle for job, as will she when she completes training.

AIBU in being furious that she would even think about doing this? Fucking irrisponsible and lazy?

I'd be liable as it's my car and my insurance. If there was an accident.

She does have a provisional and kids do know she can't drive alone (5&6) they would have told me if she had driven them anywhere.

I didn't buy her a car, it's my old banger that we kept when I bought a new one. It's not worth much but is good first car.

Is she included on your insurance as a learner? That's important because if she's not then your insurance won't cover any accidents when she's driving.

Yikes! You definitely need to hide they keys for when you're not around...

The OP wouldnt be liable. She owns and is insured on both cars so the partner would be TWOC and be the one in trouble. She would be banned before she even gets her full license so that would put a stop to lessons and when she is able to go for her full license the insurance, even as a named driver, would be absolutely though the roof.

I'm asking as I'm being forced to explain why I am unhappy about this and She is acting like I am massively unreasonable.

Yes she is on my insurance as a learner.

I'd be liable as it's my car and my insurance

No you wouldnt. It would be classed as being uninsured as being insured as a learner covers her only when she is being suitably supervised. Your car wouldnt be paid out on though if there was any damage.

She is completely out of order.

The same sex couple bit is completely irrelevant, not sure why you mentioned it.

YANBU. You need to take precautions to cover yourself if she tries this again. God forbid if there was an accident you would be liable. A friend of mines son (he has license but uninsured) drove her car and during a random check it was established he had no insurance. She had to go to court and got 6 penalty points.

She is being massively unreasonable not you. She is not very bright, nor does she care much about you and how what she does can impact upon your life...and hers.
She is selfish and needs to grow up. I'd be having a serious word with her about her attitude to life and your relationship.

Does she not understand the implications OP?

And the twat would get an unlimited fine as well as penalty points & being banned etc.
What a delight.
(Wish you hadn't mentioned the same sex bit - I don't like being associated with selfish gits like that)

Yeah sorry just didn't want to confuse with DP and 'she' it is irrelevant.

Ok, well it's good to know I wouldn't be liable. I would lose my no claims and have to declare it though, surely?

WOW. Major eye opener - and not in a good way.

You would have to declare the "theft" yes, and it probably would affect your premiums in future even though nothing was paid out. The only way it wouldnt would be if she somehow managed to arse up the car without damaging anyone elses car/property and you financially wrote it off yourself. Highly unlikely that would happen though.

Fgs does she really not understand why it’s not ok to drive a car illegally?!

What on earth is she training to be?

wanderlust99

that doesnt sound right at all to me, unless she admitted that she let him take the car with her knowledge and consent, and even then she didnt force him to drive it. If not, then she is not liable for his actions and would not have been given points etc.

YANBU - your partner is a total numpty.
What if she injured/killed someone - inexcusable, I'm afraid. I am the victim of an uninsured driver and I would report every day of the week and weekends.

Easy to choose to to drive illegally when you have not imagined or seen the consequences.

I am not asking you to say anything - you need to do what you do, not what I tell you. Mine is just an opinion. All the best.

Years ago my boyfriend used to drive around in my car as a named driver. It never occurred to me he would do that without having passed his test. When I found out I was apoplectic: he could have crashed and injured someone and I’d have had to live with that forever, it was a massive deception made worse by “well you never actually asked”, at the time I was young and my car was a treasured thing, the fact that dufus could have jeopardised that in such a blase manner was the final nail.

Years later a girl up the street took her learner car out and hit mine. She scarperred and it took me all day playing detective to hunt her down, whereupon she lied through her teeth. Wasn’t quite so cocky when I called the police and produced the evidence though.

I’d be livid in your shoes OP. Her blaseness makes me wonder is it the first time the thoughts taken her.

People never think they will have an accident and hurt a person. If no insurance the person gets no help with injuries etc. Could be pedestrian or child. Very very stupid

I really don't understand why you have bought her a car to practise on. Why couldn't; you have taken her out in yours? It's dangerous and stupid to drive the car without a licence and I would be seriously questioning your relationship with her.

Just ask her how she would feel if your children got hit by a car driven by a person who can’t actually drive, like her, because if she could, she would have her licence by now.

This would be a chuckable offence for me. 🔫

She's not only irresponsible but lazy too if she was willing to drive the equivalent of a 5 minute walk.