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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask for my money back from friend?

82 replies

ladyface69 · 07/10/2017 13:32

Hello,

I'm asking for advice as I'm a bit stuck as to where to go from here.
My friend of a good number of years recently left her partner who was quite abusive and controlling, and a heavy class A drug user. She has a son with him and a daughter from a previous relationship. Following the split she was housed in emergency accommodation which was not a very nice environment for her or the children.

Myself and other friends were very supportive before and after the split, she and the kids stayed at our houses before she got the accommodation, we babysat, took them out for the day, and tried to help her keep some normality.

My parents have recently bought a house to let out to supplement their pension, and by good fortune it was available at the time that she needed a permanent home. Unfortunately she did not have the money for a deposit.

I lent her the money (just shy of £500), as I didn't want her to have to stay in the temp. accommodation with her children as they had been through so much already. I helped her move in and get settled, and my parents have been very forgiving in terms of giving her furniture items that she needed.

Since she moved in it has been virtual radio silence from her, she has not answered calls or messages from myself or friends and I have also found out that she was 2 weeks late on her first rent payment to mum and dad, which is causing them some stress - and probably regret that they seem to have an awkward tenant in when I had vouched for her character as a friend.

After cold-calling at her house and messaging her sister to ask if she was alright (said friend had managed to post status updates and profile pictures on facebook however, despite not replying to any of us) she eventually messaged me to see what was up.
I replied saying I was a little concerned about her lack of contact with me and asked if she had had any joy with the deposit.
Friend stated that the council have said they only pay in arrears and she should not have paid the deposit in the first place. She said she would try to get the money together for me 'one way or the other' but did not give any indication on time scales.
Since then I have messaged again and have had no reply.

I really am torn here, I'm quite upset about the £500 because it was a big chunk of my personal savings and now I'm not sure if i will ever see it again. I'm also worried that I have got my parents into a mess with a tenant that isn't reliable, and I can't 'call her out' on anything in case it jeopardizes Mum and Dad's house.

I'm also sad about the potential loss of a good friend...
And think it's quite likely that she has begun using drugs as this was happening in her last relationship.

Any advice would be appreciated.

OP posts:
SheGotOffThePlane · 08/10/2017 12:47

I would change to a bank that isn't in the dark ages then annielouise
It's been instant transfer for quite some time with my two banks.

Bumbumtaloo · 08/10/2017 12:47

Sorry, last post

Seems NatWest have a weird way of doing the faster payments.

supportcentre.natwest.com/Searchable/913208762/How-long-will-a-payment-or-transfer-take-to-arrive.htm

Sohurt17 · 08/10/2017 12:48

Definitely an MNer!

BoomBoomBoomBoooom · 08/10/2017 12:53

Nattiest and the transfers are instant but the date on the statement is for next working day and it takes a couple of days to show on statement. But money does leave one account and go to the other immediately.

BoomBoomBoomBoooom · 08/10/2017 12:53
  • Natwest user here!
annielouise · 08/10/2017 12:55

Couldn't stand Santander so went back to Natwest years ago. Never need to transfer money out that quickly so can't be bothered moving.

thatdearoctopus · 08/10/2017 21:22

Nationwide tell you online that the money will be in the payee's account within 2 hours. Whatever the day of the week.

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