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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

...to be shocked that my DM has sent me an itemised bill for staying at her house?

516 replies

UmBankroll · 29/08/2017 16:54

Sorry it's a long one. NC as I know some friends and family are Mumsnetters...

So, here's the story:

I'm the only child of a single mother, now in my mid-20s, moved abroad by myself when I was 18 to pursue my career. I come back to the UK every year to visit and stay with my mother for 2-3 weeks generally. Got married to my DH (who is a national of the country I live in) last year, and since getting married we have paid to stay in hotels nearby to my mother's house whenever we visit (3 times in the past 18 months).

This summer DH and I had the flexibility of being able to stay in the UK for longer, due to the fact that I quit my job and he had over a month off work. When discussing our plans with my mother during our visit back in February, she suggested we stay at her house rather than shell out for hotel accommodation for such a long time (prices are very high where she lives - prime location). DH and I were both happy with the idea so we agreed to it.

My mother's house needed a bit of attention in order to make it really comfortable for the 3 of us to co-habit for a month or so. Over a period of 3 months prior to our stay, I discussed with her the things she wanted fixing/changing as well as the alterations I wanted to make to my bedroom & bathroom. We agreed on all the refurbishments and I basically project managed from abroad whilst my mother handled things at the property. DH and I paid for absolutely everything. From two completely new bathrooms, new wooden floors throughout the whole house and new kitchen appliances, to a big new TV for the living room and lots of soft furnishings. DH and I spent upwards of £16k on all the updates (most of it on labour costs...!) and my mother was so happy with it, as were we during our stay. It ended up costing more than a hotel would have, but at least it's an investment in the property rather than just throwing the money away.

Since DH and I came back home just over a week ago, I received an email from my mother with a PDF attachment of an itemised bill for our stay at her house, listing the prices of literally everything down to the hand soap, bath towels and bed linen. Even food (although we regularly ate out or bought our own food from the supermarket and cooked for the 3 of us), and a % of the electricity bill and council tax. The bill she has written - addressed to me only - amounts to over £2000.

As a bit of back story, my mother has been struggling professionally of late (her roles are freelance and have been few and far between for quite some time) and I have bailed her out of a few financial troubles on several occasions over the past few years. At the end of last year, DH and I agreed to help her by taking over her monthly mortgage payment of £2500, which I have transferred monthly to her account ever since. It appears she has massively taken her foot off the gas in terms of trying to find work since we are taking care of this monthly payment. She's in her early 50s and in good health, but keeps dropping rather unsubtle hints about wanting to retire and be a full-time grandma (I'm pregnant with our first).

AIBU to be shocked and quite frankly appalled that she has sent me an itemised bill for the stay which SHE suggested in the first place, especially considering all the financial support we've been giving her anyway, plus taking care of renovating her home to the spec she wanted? AIBU to refuse to pay this bill? And AIBU to think she is seeing my DH (who is very successful) and I as one big meal ticket? It's unfair, it's embarrassing, it's putting an unnecessary pressure on my DH, and we are starting our own family and need to take care of ourselves - we can't bankroll her forever. I really don't know how to react or respond as I don't want to destroy my relationship with my mother, but I'm lost for words that she's taken it this far.

OP posts:
DD0314 · 29/08/2017 19:44

I'm shocked! I get that she's your mum but this is SUCH a pisstake. That's so sweet that you play her (ridiculously high 😮) mortgage but you need to draw a line now and tell her that enough is enough. Make it clear you have no intention of paying anything else.

Maelstrop · 29/08/2017 19:44

What the actual fuck? You're paying her mortgage (£2500, is it a fucking mansion?!) and she wants to bill you for staying, when you already paid £16 grand to renovate the whole place?! What's the back story, OP, because this cannot be the whole story.

ivykaty44 · 29/08/2017 19:46

Pay the bill and then inform her to pay her own mortgage

ivykaty44 · 29/08/2017 19:48

As it will be the cheaper way to go as the mortgage payments are higher

Though really are they that high?

AddictedtoSnickers · 29/08/2017 19:49

What income will she live off if she doesn't get some work soon OP? This situation is not sustainable - you may need to get tough with her and explain that selling up and releasing equity is her only option. It's not your house yet and your DM clearly needs the money. Does she consider herself too famous to get a normal job?

Kailoer · 29/08/2017 19:50

You started to blur boundaries when you suggested paying her mortgage.

There's no reason an adult child living independently should be funnelling more than an average salary into a working-age, able-bodied parent!

It's madness

You should be putting that into your own living costs, pension or provision for your children's future.

You shouldn't have set the message (now: expectation) that you will pay her most fundamental living costs at all!?

LexieLulu · 29/08/2017 19:53

You really need that property transferred into your names now! You're paying the mortgage!!!

And you're mother should drastically downsize to what she can afford

Maryhadalittlelamb12 · 29/08/2017 19:53

So the property is essentially yours and DHs. Or it will be. You've made your own property more valuable by doing the renovations and you're paying the mortgage to ensure the bank doesn't repossess your property.

The PDF invoice seems OTT, but maybe your mother feels it is the right thing to do. Have you asked her what her reasoning is?

Rhubarbginisnotasin · 29/08/2017 19:56

OP, does your husband represent his country internationally in his chosen sport?

Theorchard · 29/08/2017 20:00

Just buy the property off her if you have that much money and let her live in it. Seems daft the way things are set up now.

QueSera · 29/08/2017 20:00

Why does she gave such an unbelievably high mortgage?! And what job does she do freelance that she could formerly pay that insane mortgage?
If this is all true, tot up what youve spent and deduct her ridiculous bill and send her an invoice for the balance. Simple.
Then go no contact. Forever.

lightgreenglass · 29/08/2017 20:04

I love - the standard line, but we work hard for it Grin because no one else works hard for their money, meh.

EnriqueTheRingBearingLizard · 29/08/2017 20:05

paid for absolutely everything. From two completely new bathrooms, new wooden floors throughout the whole house and new kitchen appliances, to a big new TV for the living room and lots of soft furnishings. DH and I spent upwards of £16k on all the updates

Sorry about your experience, which boggled my mind, but would be really interested to know who you used for the refurbishments as about 10 years ago we spent more than that on doing a bathroom and cloakroom.

Ttbb · 29/08/2017 20:08

That is shocking. Just really as if you think it's a joke because she could never be that cheap

GriefLeavesItsMark · 29/08/2017 20:15

That sounds like really good value for the building works.
How much did she borrow to be paying back 30k a year?

Neverknowing · 29/08/2017 20:20

Fuck me op. She's taking the absolute piss and she's probably doing it because she knows she can Sad
That's horrible of her, I honestly can't imagine doing this to my DD. I feel so awful for you.
Definitely sort it out because it sounds like she's lying to you about money. Where is she getting money to live on from if she's not working? Surely she has more bills than a mortgage? I think you're paying everything for her and I think you're going to get nothing back.
As a PP has said don't be too harsh to her, get everything sorted first or all that money you've spent is going straight to charity/ strange distant relative.

Nunyabusiness · 29/08/2017 20:55

Oh OP.

My husband is a mortgage broker and I just asked him about the maths behind the facts you've given us, he said that for an interest only Mortgage of £450k that's an insanely high rate your mum is paying.

It honestly wasn't my intention to tout for business, but if your mum would like to chat to him about bringing that figure down then send me a PM.

Now, to the point I actually wanted to make : is your relationship with your mother otherwise good? I understand how you would want to help but it does seem to me like you are being somewhat exploited

YellowFlower201 · 29/08/2017 21:01

She's batshit. She thinks she can hold you to ransom as you're hoping to get the house. I'd respond thanking her for the invoice and saying you're happy to set it against her loan. Total mortgage payments made plus £16k less £2k.

Whisky2014 · 29/08/2017 21:01

So she obviously has no money.

BigApples · 29/08/2017 21:05

Did she bill you for the FLANNELS??

namechangedforthisreply · 29/08/2017 21:11

OP this is a crazy situation but you have some great advice here about legal advice

missmollyhadadolly · 29/08/2017 21:12

I got my mums wetroom and another bathroom done to a high spec for £5k each. Builder charged £2k for each bathroom.

My own bathroom, smaller and not a high spec, cost £2k. £1200 for the builder and £800 for the tub, sink, toilet, tiles, shower and shower screen.

Aliveinwanderland · 29/08/2017 21:15

She has remortgaged for £1 million and has spent the money and not told you. That's the only way her mortgage repayments on interest only with the rates so low could possibly be £2500 with 15 years left!

Beadieeye · 29/08/2017 21:54

This has made a fascinating read. Can't relate nor give advice as we're clearly from two different worlds!

expatinscotland · 29/08/2017 22:02

'She has remortgaged for £1 million and has spent the money and not told you.'

This. She thinks the world owes her a living.

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