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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To match up dh's salary, not put more ?

70 replies

Kinderbonbon · 08/07/2017 19:42

I earn more than him, I do pretty much everything in the house + childcare. We have a common account. Shall I put the same amount as him every month instead of always putting more ? He is always make me feel guilty...don't buy a new outfit because we are going out (I was not going too), don't buy this it's wrong (why from a personal point of view I can, I'm working 50 hours every week)

I want to change bank and only contribut to what is needed, no more AIBU ?

OP posts:
AndNowItIsSeven · 08/07/2017 19:46

Yabu you both should put your full salary in and withdraw the same amount of monthly " fun" money.

Pestilentialone · 08/07/2017 19:48

Other option is you both put the same percentage of your salary in the joint account. ie 60% or so. And ask tell him to do some of the stuff around the house, or pay someone else to do it.

NellieFiveBellies · 08/07/2017 19:49

This reply has been deleted

Message withdrawn at poster's request.

LassWiTheDelicateAir · 08/07/2017 19:49

Joint account. Big mistake.

We have been together 35 years. Never had a joint account. Rough idea of what each earns as careers roughly parallel. Bills are split on an ad hoc basis, everything gets paid. We never argue about money , we never question what each other spends on ourselves.

MyOtherNameIsTaken · 08/07/2017 19:50

He's making you feel guilty? Fuck that.

Separate accounts and transfer across the same amount as him.

Blanca87 · 08/07/2017 19:52

Why are you doing everything in the house and childcare on top of a 50hrs a week, job? Surely that is the real issue? Prehaps you are displacing the focus from unfair domestic distribution to financial contribution?

Jengnr · 08/07/2017 19:53

If you were contributing more financially and he was contributing towards housework and doing childcare I'd think you were.

But he isn't. Fuck him.

Intransige · 08/07/2017 19:57

You earn more of the money, you do most of the housework and you do most of the childcare. And he makes you feel guilty.

I assume he has some redeeming features that you haven't mentioned?

Stardustandicecream · 08/07/2017 19:58

No money should be shared in a relationship. He's treating it as joint money so should you - stop being so tight on that front.
However - you are well within your rights to buy a few treats for yourself too.
For me the decision over spend should be equal too - here it isn't. You need to address this - if he says no to this let's spend here instead you need to get your way instead 50% of the time.
If you switch to just having your own money you'll short term solve the problem but you won't address the wider issue of him being a bit dictator like/controlling. Address this problem

FinallyHere · 08/07/2017 20:00

I do pretty much everything in the house + childcare

Umm, I can't really think bout anything else until this has been explained, so why?

mygorgeousmilo · 08/07/2017 20:04

Can't get past the fact that you do everything in the house plus childcare, and work 50hrs a week! He sounds like a pig.

FusionChefGeoff · 08/07/2017 20:05

First thing I'd do with the 'extra' cash is pay cleaners, ironing people, Hello
Fresh food delivery etc

But you should both have same access to all the cash. So if you earn more, you put in more so you both end up with approx the same spends after bills.

ChasedByBees · 08/07/2017 20:08

When he shares the childcare and housework, the finances can be shared.
Till then, no.

MyFavouriteName · 08/07/2017 20:09

What's the point of him being there?

indigox · 08/07/2017 20:12

Split the household outgoings in half and pay that each, keep the rest...probably start building a "LTB fund".

I don't see why when both the husband and wife work one should be paying for the majority of living expenses and the other pays the bare minimum because "all money is joint money".

indigox · 08/07/2017 20:13

do you think that's fair? he chucks in, for the sake of argument, 80% of everything he earns and you chuck in, for example 50% of what you earn?

You think its fair that one person pays 80% of the bills and rent and the other one pays 20%?

AyeAmarok · 08/07/2017 20:15

You should each be putting in 50/50 effort. So of you both work full time, you're both working as hard as each other.

You then need to share the household chores and children-related duties fairly.

One person earning more should benefit the family as a whole, not just the person whose job just happens to pay more.

You're supposed to be a team.

Luncharmstrong · 08/07/2017 20:17

This is mumsnet.
It's all the mythical "Family Money "

You need to put all yours in the pot.
It's mumsnet law.

WELL BOLLOCKS TO THAT .
keep your own money !

WillRikersExtraNipple · 08/07/2017 20:20

It's not mythical family money, its how most families work.

Any partnership where one has lots of money and the other doesn't is inherently unequal and not much of a family mindset.

AyeAmarok · 08/07/2017 20:21

indigox because they're married and supposed to be working together for mutual benefit?

If a husband was an accountant, earning 75k, and the wife was a nurse, earning 30k, both working the same number of hours per week, do you think the wife should have to contribute the same amount of money per month towards bills as the husband, and leave herself with no money whatsoever after bills, while he has a £2000 to spend on whatever he likes? Confused

alltouchedout · 08/07/2017 20:22

We share all our income equally. Sometimes he's earned more, these days I earn more. It would be horrible to be in a relationship where if one partner earned more they kept the difference to spoil themselves.

Luncharmstrong · 08/07/2017 20:24

Only on Mumsnet have I heard the expression Family Money.

Fwiw I earn 10 x my partner and I pay ALL the bills. He does loads of stuff in home maintenance.

Each household should decide for themselves

FirstShinyRobe · 08/07/2017 20:24

Tell him you'll think about it when you're not doing the grunt work too.

Putting more in & doing more to keep the home fires burning? Fuck that.

BuzzKillington · 08/07/2017 20:25

We have our own accounts and a joint account used for household stuff.

Dh earns 40% more than I do, so puts about 40% more into the joint account every month - i.e. I put in £1200 and he puts in £1700, iirc.

LazyDailyMailJournos · 08/07/2017 20:25

Pooling all your money together only works if you have similar attitudes towards money management - and I say that as someone who only has a joint account.

Both salaries go into the joint account and we do all of our spending out of it - there's no division of who gets what, it's a simple bills-get-paid-savings-go-out-rest-is-up-for-grabs on a first come first served arrangement. It works for me and DH because we are very similar and our spending habits are pretty aligned.

However I would not recommend this at all if you have differing attitudes to money. In which case I'd recommend a joint account - with no overdraft - for household bills including childcare and then you retain your own spending money in your own account. Your contributions should be proportionate - so if you earn 25% more then your contribution should be greater.

But this only works if you are BOTH pulling your weight in the house and with chores. If you're already working FT then why isn't he pulling his weight? You need to address this issue as well as the financial share.

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