NC as this post contains some personal information...
Morning all
Just looking to get some opinions and DP and I are divided...
Background: We're currently engaged with a baby. We live together in a rented property and have done for 2 years. DP is a teacher and I'm a student.
We'd be using the help to buy deposit scheme.
Option 1: Put off wedding and focus on getting a house asap. We could get a small 2 bedroom house with a low mortgage quite easily. Lose £500 wedding venue deposit but be better off financially each month.
Option 2: Get married next year (we have the money) as planned and wait to buy a house until we're both earning (2.5 years). We'll have a combined income of 50k+ and will be able to afford a decent sized 4 bedroom house.
Which option is most reasonable?