I watch more YouTube than normal TV. With the advertiser boycott rates have fallen massively (90%+).
Now most of the people i know are asking people for money. These people were spending money on fast cars, clothes, gadgets, holidays and nice houses in the good times. Now a few weeks into the drop in rates and they say they are about to be homeless / loose everything.
Surely if you do some kind of very volatile work without a contract you save up a large pool of money so you can weather the hard times? Unless you are stupid.