To ask how much money you need (a month) to run a house?

[Perfectjob]

3 bedrooms roughly the size. 3 dc.

Thank you .

Mortgage £950
Gas & Electric £105
C/tax £180
Water £45
Phone/broadband £35
Food £400-500
TV license £112
Then other things like car tax/insurance/petrol on top as well as kids activities. So not much spare!

Sorry TV is £12 - typo

More information needed as the amounts will vary depending on area for council tax, accommodation etc, ages of dc, childcare costs etc.

Depends where you are.

Mortgage 720
Council tax 160
Gas/electric 60
Water 25
Broadband etc 25
Logs 20
Insurances 50

Plus car, food expenses.

That's a 3 bed house, 2 kids. Only the purely house related costs listed, is that what you wanted?

London. Dc are 10, 12 and 15.

Thanks for the info so far.

Looks like h and I will be separating. My income at the momenis small, but I am trying to get an idea of what I will need. H has always dealt with controlled all bills, while I have always bought food / everything for the dc / holidays - so I have little idea of what our living costs are .

moment is

Council tax
Water
Electric
Gas
Buildings insurance
Contents insurance
They are the main ones, following on comes the necessary luxuries

Tv licence
Landline/broadband
Car insurance
Vehicle tax
Road Tax
Breakdown cover
Mobile contracts/top up
Travel costs
Childcare costs
Pension contributions
Any finance/loan/credit card repayments

Then come the nice to have:
Sky
Pet insurance
Various appliance insurances

Food and clothing comes as you can afford it, be that Lidl or Waitrose or somewhere in between

Thanks driving and everyone else.

3 bed semi, SE London. 3 of us - 2 adults & 1 child (plus 2 cats):

1300 Mortgage
35 Water
155 Council Tax
100 Electricity & Gas
30 Broadband
250 Car & running costs
200 Food & toiletries etc
30 Home insurance
12 TV license
50 Phone (mobile)

£2162 Total

These are the basics for us.

We do have other bills such as Netflix/Now TV, contact lens subscription, credit card, savings and train fare. Without taking into account savings, new clothes, uniform, school trips etc.

Between us we pay out around £2500 on everything each month.

Thanks funky .

Try the money saving website for good deals and also use top cash back when you switch deals for utilities etc to get some money back.

www.moneysavingexpert.com

You'd probably get a 25% single person discount on council tax.

Electricity and gas can also vary a lot - I use approx £40 per month for the two combined in a 2 bed Victorian end terrace with single skin walls and no other source of heating.

I run a mobile for £7.50 and my broadband for £16.50 (line rental only got the broadband free).

My home and contents insurance is only £90 per year but I assume that goes up a lot with London house prices.

Might be worth looking at what you get if you move out of London, though I can see it's unlikely to be practical. I run my house inc all bills (car tax, broadband, Spotify, Netflix, to licence, water, gas, electric, council tax, mortgage) for under £660 per month in a two bed. The nearest railway station is 1hr 5 into London so probably too far to commute, but you can get a lot for your money elsewhere.

I live in a terraced with my dad, fully owned so no mortgage, and we get about £1000 between us a month and rely on credit card and overdraft.

I'm in Wales so not sure how helpful this is. 3/4 bed semi, water on a meter, 1 adult 2 children.

No mortgage
No council tax as I'm a student but would be about £95 a month with single occupancy discount
Gas/Electric £80
Water £24
Tv £12
£28 a month for fibre broadband, paid a year's line rental upfront to save but would be another £16.50
House insurance £26
Emergency cover £15ish (covers plumbing, electrical issues, fixing of disasters etc)

Thanks for all of this. It has been very helpful .