I've done the probably unforgivable thing of not RTFT, but another poster highlight this from SmilingbutClueless:
"Free prescriptions also need to be looked at. No reason why OAPs should be exempt if they can afford to pay. And in terms of free prescriptions for medical conditions (which I also personally benefit from), it might be better to give free medication for the treatment of that condition but pay for everything else (maybe have a box for the doctor to tick when prescribing)."
This is something I feel strongly about but don't know what to do about it. DH and I are retired. We're comfortably off - no worries about paying bills, car, Sky, etc. We do have fairly standard older-person problems of high cholesterol/blood pressure, for which we get free prescriptions.
I'm on Ramipril and Amlodopine. I have no idea what they cost the NHS, and anyway the whole process is so automated that I don't even get a prescription, it goes straight to the pharmacy and it's dispensed free automatically because of my age.
There's no option, it seems, for me to contribute either in part or in full for my medical treatment.
We also get the OAP winter fuel allowance, which we don't need. I can understand that, however, because it's more cost effective to give that to everyone receiving a state pension rather than trying to put means-testing in place.
State-wide and age-related benefits systems are a monolith, and back in the past providing blanket care would have made sense given the sheer numbers of people involved and the limited (paper-based) systems available. But things could be done better now, with more sophisticated computer systems.
As an example: DH and I get separate letters informing us that the winter fuel allowance is going to be paid. Would it be so difficult for that letter to include an opt-out option?
I'm due a review with my GP soon. It would be a waste of his time (given how much pressure GPs are under these days) to ask if there's a way of paying, at least in part, for my medications. If there is a way, it's certainly not what most GPs would like to advertise as that could guilt-trip some patients, while being ignored by others.
Something does need to be done. Costs have spiralled to the point of being almost out of control. The last thing anyone wants is for the NHS and state pension systems to implode under the burden. It's an automatic opt-in system, but I think there should be an optional opt-out, at least in part. That would put the money back into the coffers for those who really need it.