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AIBU?

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No access to joint account

29 replies

Momentumista · 19/12/2016 11:50

H and I have 2 joint bank accounts.

I have access to neither.

One of the banks was really unhelpful when I asked for a replacement card and asked me loads of security questions about what went in / out. I couldn't answer as I never see this bank statements! That was the end of that. I also had to stand in public place next to queue using their direct link phone which i thought was crap.

Bank in question is Barclays.

Any idea how I can progress this? You'd never think it to hear abusive H (& bank) but as it is joint account I have as much right to money as he does.

I left bank feeling pretty humiliated and upset.

OP posts:
Coffeethrowtrampbitch · 19/12/2016 13:17

Does dh get statements delivered to the house? Could you nick one?

Or does he use online banking on a laptop or PC, if he does you could install a keylogger to obtain his information. I would never normally recommend this, but he is abusing you and you have a right to information about your joint account.

If you just need money for a lawyer, go into another branch with your passport and all of you can muster and say you've lost your card can you make a cash withdrawal with your id?
Most banks allow this as you've provided ID, H will find out though if you do it this way. You could try and hope he chalks it up to fraud but it may put you in danger if you do this, so you'd have to be sure you were doing it right before you saw a lawyer to avoid the fallout.

Good luck, I really feel for you and I hope you can get away.

Whyiseverynameinuse · 19/12/2016 13:32

Hi OP. I was in a similar situation (no £, emotionally and financially abusive OH etc). I went to Refuge, got some free legal advice and then went to recommended solicitor. I then applied for a legal loan and used that to obtain court orders to get partner out of house. Legal loan will be repaid upon divorce settlement.

It took a while and was v stressful but it worked and now my dc and I live in an abuse free home. Hope you can do something similar. Good luck - it's an awful situation but support is out there to help you Flowers

Lovewineandchocs · 19/12/2016 13:35

So sorry to hear this OP Flowers echoing what others have said, take as much photo ID and proof of address as you can into the bank. I think you said the other day that you had told your husband to leave and he was packing his stuff-has he actually left?

Momentumista · 19/12/2016 13:40

lovewine - no he just moved into the back room.

He will then pass me on the stairs and randomly say 'hi darling' as if nothing is wrong.

But if I attempt to talk to him he just shuts down. Even with him being out of the bedroom although still in the house, I feel so much better and happier to have just a little bit of my own space.

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